Senior Manager, GRM International Banking

• Adjudicate credit requests up to assigned limits and provide sound recommendations for larger or high-risk loans
• Evaluate financial and non-financial risks to ensure accurate client profiling and compliance with regulatory requirements
• Review and authorize risk assessments and rating assignments, monitoring changes in creditworthiness
• Participate in risk committees and deal forums as a strategic advisor to the Banking team
• Actively engage in the client relationship experience, providing feedback on assigned accounts and participating in site visits or calls
• Ensure the adjudication process meets established SLA parameters for a seamless client experience
• Partner with Banking teams to develop credit strategies aligned with the bank's risk appetite
• Conduct proactive monitoring of "Early Warning Signs" and sectoral trends to ensure timely action on portfolios
• Review non-standard documentation and validate critical data elements in credit systems
• Drive the digitization of risk processes to improve the speed and accuracy of credit decisions
• Ensure all day-to-day activities adhere to the Bank’s Risk Appetite, Code of Conduct, and AML/ATF/Sanctions regulations
• Foster an environment where employees feel empowered to speak up and raise concerns

• Native or professional fluency in Spanish and English is strictly required
• A university degree is required
• An MBA or professional designations (e.g., CPA, CFA) are considered strong assets
• Proven experience in credit analysis within Corporate or Commercial Banking, including deep knowledge of credit structures, protections, and financial projections
• Exceptional negotiation and problem-resolution skills
• the ability to communicate complex credit decisions to internal stakeholders
• Strong time management skills to handle shifting priorities in a fast-paced environment
• A curious learner who can apply new knowledge to daily operations and champion a high-performance, inclusive culture

An MBA or professional designations (e.g., CPA, CFA) are considered strong assets

• Innovation & Growth: Join a forward-thinking organization that values innovative thinkers and collaborative problem-solving
• Professional Development: Access to diverse career paths, internal development programs, and continuous skill enhancement
• Inclusive Culture: Work within an environment that celebrates success, encourages curiosity, and is deeply committed to diversity and community impact
• Prime Location: Based in the heart of Toronto’s financial district at a prestigious downtown address