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T-Mobile Logo T-Mobile · Finance

Senior Manager, Credit & Fraud Solutions Architecture

United States, Frisco 142900.00 - 257800.00 USD / Year · Job Posted March 04, 2026
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Job Description

The Senior Manager, Credit & Fraud Solutions Architecture role is responsible for assessing and defining the architectural vision of Tier 1 and Tier 2 end to end solutions for Fraud, Credit, and Collections decision engine configurations for both new and existing customers, as well as the supporting technology capabilities and infrastructure. This role plays a critical, technical role leading scoping discussions, determining tech feasibility, contributing to the vision and overall delivery of the strategy. This role combines technical expertise, strategic vision, and thought leadership to enhance system performance, improve process efficiencies, and drive the integration of emerging technologies. Senior Manager is also responsible for attracting, hiring, retaining a high performing, team of Software Configuration owners, other members of technical staff, and Managers to support products and platforms. This role is also directly accountable for developing strong and productive relationships outside your direct teams with partner organizations, dependent IT engineering teams, and supporting vendors.

Job Responsibility

  • Review and recommend technical direction to optimize the integrity and adaptability of the technical design throughout the solution’s lifecycle
  • Champion privacy, data protection, and regulatory compliance (including PCI, GLBA, CFPB, and Reg E) across consumer facing FinTech platforms
  • Ensure secure architecture and data design for customer onboarding, credit decisioning, account servicing, and financial transactions
  • Maintain system documentation, architecture blueprints, and technical standards to guide development and cross-team partnerships
  • Gain expert-level knowledge of product architecture and workflows through active project involvement
  • Participate in code reviews to uphold high-quality releases and maintain best practices
  • Engage and voice with multiple vendors, advocating for feature and functionality enhancements in future product releases
  • Partners with cross-functional teams, including Strategy, Fraud, Business, and IT Production Support, to define technology strategy approach for initiatives and to provide recommendations on scope delivery phasing/workstreams
  • Effectively manage technical product teams by providing direction, developmental feedback, coaching, and the necessary tools to ensure success
  • Foster a culture of innovation by encouraging the ‘productization’ of solutions for scalable and repeatable success
  • Manages the "big picture" of challenges impacting the customer experience, including the technical, functional, process, and policy considerations, and creatively defines solutions to those challenges

Requirements

  • Bachelor's Degree in Computer Science, Software Engineering, IT or related degree
  • 7-10 years experience Relevant Product Management experience in an Agile software product development environment
  • 7-10 years experience with Enterprise Systems Architecture
  • 5-7 years experience with Financial Services, FinTech credit decisioning platforms/solutions (FICO, EXP, TU, EQF)
  • 2-4 years experience in a leadership role
  • 2-4 years experience of managing teams of 5 or more resources in direct reporting relationship in a Product Management organization
  • Agile Methodologies - Proven success in delivering software with Agile Scrum methodologies and other commonly used tools
  • Agile Project Management - Experience with Agile backlog/project management tools
  • Cloud Architecture - Broad awareness of open source & AWS Cloud technologies

Nice to have

  • Configuration - Expertise in configuring and testing decision engines (eg: FICO Platform, Experian PowerCurve), or similar platforms
  • Languages - Knowledge and proficient use of Java, JavaScript, and NoSQL Experience with NoSql technologies such as Aurora
  • Scripting - Advanced scripting skills in at least one of the following: Python, Perl or Shell and willingness to learn new technologies. Experience with Source Code Management Tools
  • Testing - Experience with Performance. Load, Stress and Scalability Testing
  • Implementation of automated testing frameworks

What we offer

  • Annual bonus or periodic sales incentive or bonus
  • Medical, dental and vision insurance
  • Flexible spending account
  • 401(k)
  • Employee stock grants
  • Employee stock purchase plan
  • Paid time off
  • Up to 12 paid holidays
  • Paid parental and family leave
  • Family building benefits
  • Back-up care
  • Enhanced family support
  • Childcare subsidy
  • Tuition assistance
  • College coaching
  • Short- and long-term disability
  • Voluntary AD&D coverage
  • Voluntary accident coverage
  • Voluntary life insurance
  • Voluntary disability insurance
  • Voluntary long-term care insurance
  • Mobile service & home internet discounts
  • Pet insurance
  • Access to commuter and transit programs
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