Senior Manager – Credit Risk Rules Engine & Technology Delivery, Citi

Citi

Location:
India, Mumbai ▼
Pune

Category:
Finance

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

The Senior Manager – Credit Risk Rules Engine & Technology Delivery is accountable for leading the strategy, design, and delivery of cutting-edge credit risk rules engine technologies, ensuring the seamless integration of risk policies, business rules, and decisioning logic into technology platforms. This role drives transformational initiatives and leads a team of risk technologists, ensuring that credit risk changes are delivered on time, within scope, and aligned with the organization’s risk management framework and regulatory mandates.

Job Responsibility:

Define and execute the technology strategy for the credit risk rules engine
Lead the development and delivery of complex credit risk technology changes
Oversee the end-to-end delivery of technology changes related to credit risk models and decisioning logic
Establish strong partnerships with IT, product, and risk management teams
Implement a robust governance framework to manage changes to the credit risk rules engine
Drive the creation of risk control measures
Lead efforts to modernize the credit risk rules engine
Build and lead a high-performing team of risk technology professionals
Promote an inclusive and innovative team culture
Collaborate closely with senior stakeholders
Engage with external vendors, regulatory bodies, and industry peers
Present technology delivery progress, key outcomes, and risk management insights to executive leadership
Establish key performance metrics to measure the effectiveness of credit risk technology changes
Monitor and manage the financial impact of technology changes.

Requirements:

Bachelor’s degree in Information Technology, Computer Science, Finance, or a related field is required
Certifications in credit risk, technology management, or systems development are a plus
15+ years of experience in credit risk technology or financial services, with at least 7+ years in a leadership role overseeing large-scale technology delivery or system development
Proven track record of delivering complex technology projects on time and within budget, particularly in highly regulated environments
Deep knowledge of credit risk management principles, decisioning models, and the operationalization of risk strategies through technology
Significant experience with rules engine technologies, decisioning platforms, and risk management tools used in consumer credit decisioning processes
Experience leading technology transformation initiatives, including the adoption of AI/ML or advanced automation in credit risk management and decision-making
A forward-thinking mindset with the ability to identify and implement innovative technology solutions that enhance credit risk operations and decision accuracy
Strong understanding of the regulatory landscape (OCC, CFPB, Fed) and experience ensuring technology solutions are compliant with credit risk and consumer protection regulations
A track record of successfully navigating regulatory changes and implementing compliant credit risk technology solutions
Exceptional communication skills with the ability to engage senior leadership, technology teams, and external stakeholders on complex technical issues and risk management strategies
Ability to present complex technical concepts in a clear, concise manner to executive leadership and board members
Strong financial management skills, with a demonstrated ability to manage large technology budgets and ensure cost-effective delivery of technology solutions.

Nice to have:

Experience with rules engine technologies, decisioning platforms, and risk management tools used in consumer credit decisioning processes
Experience leading technology transformation initiatives, including the adoption of AI/ML or advanced automation in credit risk management and decision-making
A forward-thinking mindset
Proven track record of delivering complex technology projects
Exceptional communication skills.

What we offer:

Best-in-class benefits
Professional growth opportunities
Inclusive work culture.

Additional Information:

Job Posted:
August 01, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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Senior Manager – Credit Risk Rules Engine & Technology Delivery