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We are looking for an experienced Senior Loan Officer-Underwriter to join our team in Detroit, Michigan. This role involves evaluating and processing various types of loans, including auto loans, RV loans, personal loans, and more. As part of a long-term contract position, you will play a key role in ensuring loan applications are thoroughly reviewed and compliant with financial guidelines while providing education and support to clients when necessary.
Job Responsibility:
Assess loan applications for auto loans, RV loans, boat loans, personal loans, and other financial products
Review credit reports to determine loan eligibility and make informed lending decisions
Provide financial education and guidance to applicants who may not qualify for loans, referring them to coaching resources when needed
Ensure all underwriting processes comply with banking regulations and company policies
Collaborate with team members to maintain efficient loan processing workflows
Analyze borrower information to evaluate risk and recommend loan approval or denial
Maintain accurate records of loan applications and underwriting decisions
Offer exceptional customer service by addressing client inquiries and concerns
Stay updated on industry trends and regulatory changes affecting loan underwriting
Identify opportunities to improve operational efficiency and client satisfaction within the loan process
Requirements:
Proven experience in loan underwriting, particularly with auto loans, RV loans, and personal loans
Strong knowledge of credit reports and the ability to assess financial risk
Familiarity with underwriting guidelines and banking regulations
Excellent communication skills for educating clients and collaborating with team members
Ability to make sound decisions based on financial analysis
Proficiency in loan origination and underwriting software
Strong organizational skills to manage multiple loan applications simultaneously
Commitment to providing outstanding customer service and maintaining confidentiality
What we offer:
medical, vision, dental, and life and disability insurance