Senior Life Medical Underwriter

• Accurately assessing and documenting life and disability risks by reviewing applications and decide which terms, if any, can be offered up to the value based on your autonomy level
• Ability to participate in or lead projects, which enhance the underwriting process and improve their systems and commercial viability
• Ensuring any requests for further information are appropriate and accurate and commensurate with the risk being assessed, ensuring the customer journey is not impacted unnecessarily
• Identifying complaints and ensuring they are acted upon quickly and root causes highlighted to ensure compliance with complaints response time limits
• Ensuring all work is accurately recorded daily to enable accurate communications to be delivered and effective business decisions made
• Taking ownership of maintaining an excellent knowledge and understanding of legislative and regulatory requirements

• Must have experience in underwriting protection products
• Must have experience in UK medical underwriting (essential)
• Must have thorough understanding of the risk factors for mortality and morbidity, as well as financial underwriting
• Extensive knowledge of all protection products
• Understanding of legislations and regulatory requirements would be preferable
• Excellent Written and verbal communication skills

Understanding of legislations and regulatory requirements would be preferable