Senior Lead Credit Risk Officer - Risk Asset Review Job at Wells Fargo (Charlotte)

Risk Management Country Officer & Wholesale Credit Risk

The Risk Management Country Officer (RMCO) for Dominican Republic will double ha...

Location

Dominican Republic , Santo Domingo

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

10+ years of relevant experience
Experience in people management
Comprehensive understanding of Banking and Capital Markets products
Experience with wholesale credit portfolio performance monitoring and metrics
Comprehensive understanding of strategic direction of the function
In-depth conceptual/practical grounding in the function and/or expertise in related subject areas
Preferably SCO or SCO journey initiated
Fully Bilingual (Spanish & English)
Bachelor's degree/University degree or equivalent experience
Master's degree preferred

Job Responsibility

Lead a team/organization responsible for risk management activities associated with the wholesale credit portfolio
Analyze credit risk and provide credit recommendations and guidance to senior risk managers
Apply understanding of inherent credit risks for a range of banking products including lending, structured/acquisition finance, and capital markets transactions
Analyze transactions and assist in structuring transactions to contain Citi’s credit risk within acceptable parameters
Conduct internal and external oversight reviews and manage Operating Committee engagement
Produce credit and exposure analyses to ensure aggregate risk exposure to customers remains appropriate to credit standing
Serve as the main point of contact with local regulators and internal audit function on integrated risk matters
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards
Stay updated on industry developments and apply in-depth knowledge to contribute to strategic and pro-active risk management
Provide guidance, review & challenge, and recommendations on complex credit approvals for an assigned credit portfolio Assess the quality of the loan portfolio, including the identification and assessment of emerging risks and providing regular feedback on issues and opportunities to senior management

Fulltime

Credit Risk Officer – Alternatives (Hedge Funds & Private Markets) - Vice President

Citi is looking for a Vice President, Credit Risk – Alternatives to join our Ins...

Location

United States , New York

Salary:

129840.00 - 194760.00 USD / Year

Citi

Expiration Date

Until further notice

Requirements

5 or more years of counterparty credit risk experience within financial services, with demonstrated expertise covering alternative investment managers such as hedge funds and proprietary trading firms
Hands-on underwriting experience across a range of capital markets products, including Prime Brokerage, Repo, FX, Derivatives, Fund Financing, subscription call facilities, and structured lending
Proven ability to analyze complex capital markets products and financing structures, and translate that analysis into clear, well-supported credit decisions
Track record of authoring substantive credit documentation — including initial reviews, annual reviews, and transaction-specific analyses — to a professional standard
Strong communication skills, both written and verbal, with the ability to present effectively to diverse audiences including senior management and clients
Demonstrated ability to make sound credit judgements under time pressure and escalate concerns appropriately when required
Degree in Finance, Accounting, Economics, or a related discipline

Job Responsibility

Own end-to-end counterparty credit risk coverage for a portfolio of alternative asset managers, conducting initial, ongoing, and annual credit due diligence to a consistently high standard
Author high-quality credit reviews — including initial assessments, annual reviews, and analyses of material transactions — that clearly articulate risk/return trade-offs for senior stakeholders
Assess transaction risk across a full suite of capital markets products, including Equity, FX and Fixed Income Prime Brokerage, Futures, Clearing, Repo, and bilateral OTC derivatives
Lead credit-focused legal negotiations and manage the escalation process for approvals, ensuring decisions are well-reasoned, timely, and aligned with Wholesale Credit Risk standards
Build and maintain trusted relationships with senior client contacts — including COOs, CFOs, and CCOs — through on-site due diligence meetings, calls, and regular engagement, positioning yourself as a go-to credit contact for clients
Partner closely with internal business teams and Second Line of Defense Risk partners to deliver balanced risk assessments and ensure best-in-class governance and controls
Monitor portfolio developments, identify emerging credit concerns, and escalate issues proactively to protect Citi's risk position and client relationships

What we offer

Hybrid working model
Access to a broad global network of risk, trading, and client professionals across Citi's institutional businesses
Ongoing learning and development opportunities
Competitive compensation and a comprehensive benefits package
Wellbeing and family support programs
Medical, dental & vision coverage
401(k)
Life, accident, and disability insurance
Wellness programs
Paid time off packages including vacation, sick leave, and paid holidays

Fulltime

Credit Review Senior Analyst

Whether you’re at the start of your career or looking to discover your next adve...

Location

Philippines , Taguig

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5+ years of work experience in Banking, Finance, Accounting, Economics, Business Administration or similar with Credit, Accounting or financial statement analysis
Formal credit training or strong understanding of financial accounting standards
Experience in assessing the credit and financial strength of Citi’s Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis using both quantitative and qualitative factors
Intermediate to advanced skills in Excel, PowerPoint, SharePoint, Access, Word, Visio, etc. and the ability to learn and use various proprietary in-house systems including web-based programs, AI powered tools and the like
Excellent communication skills, verbal as well as written
Experience working with a highly productive analytical team
Detail oriented with ability to work independently and prioritize workload
Ability to make decisions / balance aggressive timelines for deliverables amidst conflicting priorities
Experience with managing and analyzing large data sets and management tasks in a large office setting
BA/BSc in Economics, Finance or Accounting or higher degree in Business (MBA), or any other related subject

Job Responsibility

Accountability for ensuring best in class core credit risk analysis of applicable portfolio ensuring consistency with industry leading practices and conforms to all internal credit procedures/policies, and all related regulatory expectations
Validate financial inputs used to determine credit risk rating of clients across different industries
Identify and analyze situations that create risk for Citi, utilizing various resources such as credit reports, score cards, risk systems, and knowledge of the elements of Risk
For an assigned portfolio of entities of varying complexity, collaborate with Lead Reviewers across various teams for Business Monitoring and Review activities including: Ensuring that the credit rating of the client is accurate and in line with Citi’s policy and practice
Preparation and Maintenance of CRR’s internal system, including milestone tracking and sample documentation
Analyze and interpret data to make conclusions or recommendations
Other items as required to execute efficient, consistent and value-added review activities
Gather deliverables and/or prepare presentations to meet internal and Regulatory needs
Support the Chief Administration Officer’s team in special projects
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

What we offer

Access to telehealth options, health advocates, confidential counseling and more
Expanded Paid Parental Leave Policy
Programs to manage financial well-being
Access to an array of learning and development resources
Programs that help employees balance their work and life, including generous paid time off packages
Resources and tools to volunteer in the communities

Fulltime

Credit Risk Analyst

Institutional Credit Management (ICM) is a critical component of Citi’s First Li...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

1-2 years prior experience with a focus on credit analysis for corporates / financial institutions
Extensive knowledge of accounting, financial regulations, financial products, and credit analysis
Ability to analyze business and personal financial statements with respect to Citibank policies
MBA, CA, CFA or equivalent

Job Responsibility

Assess the credit and financial strength of Citi’s Real Money Funds Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Funds Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Underwriting Team Leads, 2LoD Risk Partners and BCMA partners
Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
Demonstrate strong ownership and organizational skills with ability and willingness to work under stringent deadlines, manages time and priorities effectively
Clear written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
Good Microsoft Office (Word, Excel, and PowerPoint) skills

Fulltime

Vice-President - Senior Credit Analyst

The ICM Senior Credit Analyst will lead the evaluation and ongoing management of...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

CA, CFA, or MBA (Finance) with 10–13 years of experience in credit risk, corporate lending, or financial research
Exceptional experience with the internal Policies, Standards, Procedures, Templates
Ability to analyze and evaluate financial statements and business plans, across a range of industrial sectors and form independent opinions on credit and emerging risks
Proficient knowledge of corporate and debt structuring, with a particular understanding of bank loan documentation
Good understanding of risk profiles of all credit products
Advanced credit analysis and corporate financial modeling
Risk assessment and quantitative analysis experience
Ability to build and maintain relationships and communication skills, both written and verbally
Ability to work autonomously, as well make meaningful contributions as part of a team
Project management skills, with a focus on Information System implementation

Job Responsibility

Lead comprehensive credit assessments, valuations, and rating assignments for complex or large exposures
Independently prepare financial models and company valuations using most appropriate methods (DCF, SOTP, Project finance, comparable company analysis, precedent transactions, etc.)
Assess liquidity, debt capacity and other areas of financial and operating performance to evaluate areas of weakness and potential for turnaround, which is measured by setting and monitoring appropriate classification triggers
Model companies' financial position to assess appropriate debt structure and accurate debt value using the most appropriate valuation methodology
Oversee and review credit papers, ensuring analytical rigor and compliance with policy standards
Monitor portfolio performance and conduct early warning analyses
Guide stress testing, sector review initiatives, and internal risk assessments
Participate in or lead credit review committees and provide insights on deal structuring and documentation
Mentor and review work of analysts across levels to maintain output quality and consistency
Ensure adherence to credit governance, internal control, and audit standards

What we offer

Access to telehealth options, health advocates, confidential counseling
Expanded Paid Parental Leave Policy
Access to an array of learning and development resources
Generous paid time off packages
Resources and tools to volunteer in the communities in which they live and work

Fulltime

Credit Officer - Leverage Finance Underwriting

Citi continues to enhance its business control and governance framework by build...

Location

Brazil , São Paulo

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Postgraduate qualification such as MBA (Finance), CA, or CFA preferred
Portuguese & English proficient required
Spanish is preferred
3–5 years of relevant experience in credit, banking, or financial analysis roles
Advanced Excel and modeling proficiency
working knowledge of databases (Bloomberg, Factset, Capital IQ) an advantage
Strong grasp of credit principles, risk ratings, and financial covenants
Advanced experience with the internal Policies, Standards, Procedures, Templates
Strong accounting knowledge
Independent problem-solving and analytical depth

Job Responsibility

Lead preparation of credit notes and valuations using multiple methodologies (DCF, market multiples, precedent transactions, etc.)
Conduct ratio, cash flow, and capital structure analyses to assess creditworthiness
Assess liquidity, debt capacity and other areas of financial and operating performance to evaluate areas of weakness and potential for turnaround, which is measured by setting and monitoring appropriate classification triggers
Monitor operating performance, identify potential red flags, and propose rating actions when needed
Participate in management calls, analyze earnings transcripts, and prepare summary insights
Ensure credit papers adhere to policy standards and contain accurate, well-supported recommendations
Review work of junior analysts for quality and consistency
Collaborate with internal stakeholders on exposure reviews, documentation, and portfolio analytics
Basic understanding of credit agreements, monitoring covenants, etc.
Work closely with other colleagues (Senior Bankers and Senior Credit Officer-level transactors) to remain coordinated on the restructuring/valuation process and assess likely restructuring scenarios

Country Risk Officer

The Risk Management Country Officer/Country Risk Officer is a strategic professi...

Location

Uganda , Kampala

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

6-10 years relevant experience
Ability to work collaboratively and with people at all levels of the organization
Ability to both work collaboratively and autonomously
ability to navigate a complex organization
Advanced analytical skills
Excellent project management and organizational skills and capability to handle multiple projects at one time
Extensive knowledge of all legal, regulatory, appraisal, and corporate policies and procedures in order to ensure business compliance to minimize corporate risk
Highly motivated, team oriented, and organized
Excellent communication skills
Can exercise independence of judgement and autonomy

Job Responsibility

Serves as the single point of contact for franchise-level risk matters relating to the businesses operating in the country, and for providing risk management partnership to Citi Country Officers (CEOs/CCOs)
Represents the interests of Citigroup as a whole
Partnering with the CEOs/CCOs, with focus on risk-management related regulatory matters
Responsible for ensuring the timely escalation and resolution of franchise-level risk issues
Serves as Country's lead risk manager for franchise level risk issues
Responsible for the risk management function and the entity’s comprehensive risk management program
Stress testing and capital planning: Responsible for oversight of country compliance with policy requirements on integrated stress testing and model risk
Where applicable, lead regulatory and ad hoc stress testing
Providing effective challenge to the capital planning process for the Franchise
First point of local regulatory contact for climate risk-related inquiries and should have oversight of implementation and execution of ESG policies in the country

Fulltime

Chief Risk Officer – Private Client Group

Leads development of an operational risk approach, the setting of target risk le...

Location

United States , Saint Petersburg; New York

Salary:

Not provided

Raymond James

Expiration Date

Until further notice

Requirements

Bachelor’s Degree (B.A.), preferably in Mathematics, with a minimum of fifteen (15) years of financial services experience required
Experience in broker-dealer or wealth management firms preferred, especially with exposure to front-office or first-line risk roles in addition to second-line oversight
Demonstrated track record building or transforming risk functions and working with UHNW advisory businesses, structured product platforms, or alternative investments is strongly preferred
Advanced knowledge of risks and regulations in all aspects of the Private Client and Asset Management
Risk assessment methodologies
Risk governance structure and design
Risk policy and procedures
Infrastructure design, risk controls and segregation of duties
Relevant risk-based regulatory schemes including Basel I and Basel II and current rules under review
Sarbanes Oxley regulations

Job Responsibility

Establishes and oversees the implementation of a risk management framework for the business unit, to include defining the business appetite for risk taking and establish appropriate controls
Conducts and presents regular risk reviews in order to provide an independent perspective of the business and to keep pace with the changing business environment
Builds trusted relationships with senior leadership, including executive management of the Private Client Group (PCG), the firm’s wealth management unit, and Asset Management divisions, serving as a strategic and independent partner to evaluate, challenge, and guide business decisions
Continuously monitors and analyzes the businesses risk profile and tolerance to include daily risk monitoring across all relevant risk stripes including market, credit, liquidity and operational risks
Identifies emerging risks and advises on risk mitigation strategies
Leads the development and implementation of risk assessment and quantification models needed to risk manage the business
Oversees and evolves risk reporting processes to enhance the accuracy and effectiveness of risk information
Ensures the business risk management practices comply with regulatory requirements and industry best practices. Also, engages with regulators to provide essential risk context
Reports risk-related data including risk exposure, compliance to risk policies, and effectiveness of current risk management strategies to the Board of Directors, senior management and various risk committees
Collaborates with the business and other key stakeholders to evaluate the risk associated with potential mergers and acquisitions, new product offerings, and other initiatives

Fulltime

Select Country

Senior Lead Credit Risk Officer - Risk Asset Review

Job Description

Job Responsibility

Requirements

What we offer

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