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Senior Individual Life Underwriter

Canada, Toronto Employment contract 87500.00 - 109400.00 USD / Year · Job Posted June 03, 2026
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Job Description

Reporting to the Director of Underwriting, our underwriting professionals support our clients' outsourced underwriting needs in the analysis and evaluation of mortality and morbidity risks. The underwriter is responsible for examining the medical, financial and non-medical risk factors of life, disability and critical illness insurance applications. The Underwriter is responsible for making quality decisions in accordance with underwriting principles and guidelines, and for completing assigned tasks within service time expectations and other established deadlines. This role is remote, must be located in Canada.

Job Responsibility

  • Mortality/Morbidity Risk Analysis - determine appropriate underwriting requirements and assign cases to the appropriate risk category by analyzing and interpreting underwriting evidence for mortality and morbidity risk assessment
  • Provides technical expertise and support to client companies
  • Demonstrates an ability to work productively in high pressure environment and effectively and proactively manage challenging situations
  • Act independently within specified authority
  • Actively supports the departmental management by providing input, assisting in training, leading team discussions, participating in projects, and being a positive contributor to the resolution of technical or client issues
  • Contribute to a positive working environment with teamwork and a spirit of innovation
  • Participates in RGA events and industry activities and fosters relationships with key clients

Requirements

  • College diploma / University degree or equivalent working experience
  • Minimum of 6 years of individual life underwriting experience including experience with substandard business, medical and financial underwriting
  • Service-oriented attitude with strong interpersonal skills to work collaboratively with our internal and external partners
  • Strong communication skills, written and verbal
  • Bilingual French/English (oral and written) is an asset. English is required as we need to communicate orally and in writing with a predominantly English-speaking clientele based outside of Quebec
  • Multiple lines of business (Life, DI, CI) an asset

Nice to have

  • Bilingual French/English (oral and written)
  • Multiple lines of business (Life, DI, CI)

What we offer

  • Annual bonus plan
  • Long-term equity incentive plan
  • Full range of health, retirement, and other employee benefits

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