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This specialized position is situated within a dedicated regional underwriting team focused on the strategic expansion of the high-net-worth product portfolio in Asia. You will oversee the technical assessment and structuring of complex, large-scale cases with a primary focus on Variable Universal Life and associated wealth products. The operational environment requires continuous engagement with internal stakeholders and external distribution partners to facilitate the seamless processing of cross-border business.
Job Responsibility
Risk Assessment: Performing complex medical and financial underwriting for high-net-worth and ultra-high-net-worth clients across multiple jurisdictions
Case Management: Evaluating large-scale cross-border risks across Variable Universal Life, Indexed Universal Life, Universal Life, and Investment-Linked Policy structures
Stakeholder Collaboration: Partnering with distribution teams, international brokers, case managers, and regional leadership to facilitate technical case structuring
Advisory Services: Providing underwriting insights and technical recommendations to optimize case decision-making and product structuring
Governance & Control: Supporting local and regional governance, internal audit functions, and underwriting quality control processes to maintain portfolio integrity
Platform Development: Contributing to the continuous enhancement of regional underwriting guidelines and the development of the high-net-worth proposition in Asia
Requirements
A bachelor's degree in business, finance, science, or a related discipline, with relevant professional insurance qualifications
A minimum of 5 years of experience in life insurance underwriting, including direct exposure to high-net-worth or complex, large-scale cases
Experience underwriting Universal Life or Investment-Linked Policies
Demonstrated competency in both medical and financial risk assessment for high-net-worth and ultra-high-net-worth clientele
Effective communication skills to manage interactions with regional stakeholders and external distribution partners