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Senior Full-Stack Engineer, Payments

United States Employment contract 80000.00 - 200000.00 USD / Year · Job Posted June 10, 2026
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Job Description

Build the rails that move money globally. Every year, trillions of dollars cross borders — between people, businesses, and institutions. Most of it still moves through infrastructure built for a different era: slow, expensive, and opaque. We're rebuilding the rails. Palla powers instant cross-border P2P payments through APIs and white-label apps that financial institutions and fintechs embed into their own products, moving money globally in seconds. We're backed by Revolution Ventures, Y Combinator, and Cowboy Ventures, and live with partners reaching 150M+ end customers across LATAM and the Caribbean (& expanding to new regions around the world!). If you want to ship code that moves money at infrastructure scale, this is your role.

Job Responsibility

  • Design, build, and ship full-stack features across the Palla platform spanning APIs, services, clients, and infra
  • Own production systems end-to-end, including on-call for what you build
  • Integrate with partner APIs (banks, card networks, payout rails, KYC providers) and turn weeks of integration work into days
  • Work directly with partners and our product team to translate real customer needs into shipped code
  • Build with AI agents as teammates. Claude Code, Cursor, and the agent stack across our SDLC are core to how we work
  • Help shape the engineering bar, hiring loop, and culture of an early team

Requirements

  • 5+ years of full-stack engineering experience shipping production systems at meaningful scale
  • Bachelor's degree in Computer Science, Software Engineering, or a related technical field
  • Fintech or payments background. You've shipped code that moved money, handled PII, or interacted with regulated infrastructure (banks, card networks, KYC/AML, ledgers, settlement)
  • True full-stack range across frontend, backend, and infra. No handoffs
  • Owner mindset. You measure yourself in shipped outcomes, not tickets closed
  • Product instinct. You'd rather talk to a customer than read a PRD about one
  • AI fluency. You already build with agents and have opinions on where they're strong and where they break
  • Scrappy and fast. You'd rather ship a working v1 on Friday than a perfect v2 next quarter

Nice to have

  • Experience with cross-border payments, remittances, or FX
  • LATAM market experience or Spanish fluency
  • You've operated a real agentic system in production, not a demo
  • Early engineer experience at a Seed or Series A startup

What we offer

  • Competitive base salary and meaningful founding-team equity
  • Fully remote across the US and LATAM, with team gatherings a few times a year
  • Top-tier AI tooling, fully expensed. Claude Code, Cursor, and whatever else makes you faster
  • Direct access to leadership, partners, and customers. No layers between you and the decisions
  • Real ownership of what you build, from architecture to production
  • Health, dental, and vision coverage
  • Learning budget for conferences, courses, and the tools that haven't been invented yet

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