Senior Fraud Analyst

• Conduct real-time transaction reviews to approve or decline flagged activities based on fraud risk
• Develop and optimize fraud detection rules, including velocity limits, spending patterns, and merchant category restrictions
• Analyze transactional data to identify new fraud trends and implement preventive measures
• Maintain a balance between minimizing fraud losses and reducing false positives to achieve targeted approval rates
• Collaborate with cross-functional teams such as Product, Risk, and Operations to enhance fraud prevention strategies
• Utilize fraud monitoring platforms like Falcon, Forter, Sardine, or similar tools to optimize decision-making processes
• Apply knowledge of interchange mechanics, authorization flows, and network decline codes to refine fraud rules
• Stay informed about the latest fraud tactics and incorporate findings into rule design and monitoring procedures
• Ensure compliance with industry standards and regulatory requirements for fraud prevention
• Provide insights and recommendations for improving fraud management performance

• Extensive experience in issuer-side transaction monitoring and fraud analysis
• Proficiency in creating, tuning, and optimizing fraud detection rules
• Strong analytical skills with the ability to transform data into actionable strategies
• Solid understanding of card network authorization processes, decline codes, and interchange systems
• Hands-on experience with fraud monitoring platforms such as Falcon, Forter, Sardine, or similar tools
• Background in an issuing bank, card program manager, or sponsor environment
• Ability to thrive in a fast-paced, startup-like environment

Familiarity with Agile methodologies and gap analysis

• medical, vision, dental, and life and disability insurance
• eligible to enroll in our company 401(k) plan