Senior Financial Analyst Job at Capital One (Plano)

Senior Financial Analyst

Capital One

Location:
United States , Plano

Category:
Finance

Contract Type:
Employment contract

Salary:

87700.00 - 100100.00 USD / Year

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Job Description:

We are looking for a Senior Financial Analyst to join Capital One Auto (COA). You will work for a forward-leaning organization that is actively disrupting the Auto finance industry through innovation and a customer-centric approach. This role offers a unique opportunity to develop a deep understanding of the auto lending business and contribute to high-impact financial decision-making. The ideal candidate is intellectually curious and can challenge our current processes to be more proactive, effective, and efficient.

Job Responsibility:

Earnings Call Preparation: Develop an understanding of the Auto lending industry, and partner with stakeholders to prepare the materials for senior leadership for the quarterly Capital One Earnings call
Quarterly Assessments: Analyze economic and industry trends to assess their impact on Capital One Auto and refine financial forecasts in collaboration with business leaders
Strategic Business Partnering: Work closely with teams across Capital One Auto to understand their strategic initiatives and determine financial implications
Ad-hoc Analyses: Lead critical analyses that deepen your understanding of auto lending and provide insights
Customer Focus: Work backwards from what the leadership team needs to deliver on their goals
Work with the business and credit risk management to deliver Quarterly Assessments for originations and losses
Prepare monthly, quarterly and annual Reporting and Analysis
Help drive the preparation for the quarterly earnings call responses for the Auto business
Data Driven: Understand all of the data that is key to your business line and how to analyze it
Understand and leverage the econometric driven originations and APR model in conjunction with the PA team
Analyze complex financial information and reports to support accurate and timely financial recommendations to management for decision making purposes
Monitor performance indicators, highlighting trends and analyzing causes of unexpected variance
Well-Managed: Identify areas of opportunity in your role to drive efficiencies
Immerse yourself in your processes to understand all of the moving pieces and second order impacts
Assess alternative options, leveraging technology and automation
Team Player: Teach and learn from all of your team members
Reach out to subject matter experts to learn more about each business line within Auto
Share your knowledge with others on the team
Be willing to help others on the team when challenges arise

Requirements:

Bachelor’s Degree or military experience
At least 2 years’ experience in financial analysis
At least 2 years’ experience with financial modeling

Nice to have:

Bachelor’s Degree in a quantitative major (Finance, Accounting, Economics, Mathematics, Engineering) or military experience
SQL and Python skills
Experience in financial services, banking or technology industries
Experience partnering with senior leaders and internal stakeholders

What we offer:

Performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI)
health, financial and other benefits

Additional Information:

Job Posted:
May 16, 2026

Employment Type:

Fulltime

Work Type:

Hybrid work

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