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Senior Finance Manager- Credit Risk

United States, Redmond Employment contract 97600.00 - 188400.00 USD / Year · Job Posted June 28, 2026
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Job Description

The Treasury Credit Risk team is looking for a Senior Finance Manager, Credit Risk who will have accountability for managing Credit Risk, while supporting revenue growth and protecting the company from financial and business risks. This will be a key role that will partner with Treasury stakeholders, including Infrastructure and Applications, Deal Execution and Collections in implementation of Microsoft credit risk policies and creating avenues to maximize revenue. Microsoft’s mission is to empower every person and every organization on the planet to achieve more. As employees, we come together with a growth mindset, innovate to empower others, and collaborate to realize our shared goals. Each day we build on our values of respect, integrity, and accountability to create a culture of inclusion where everyone can thrive at work and beyond.

Job Responsibility

  • Leverage technology in managing credit risk, performing analysis, building risk models and credit solutions for capacity restraint situations
  • Develop and leverage relationships with key stakeholders to enable customer focused financing solutions that mitigate Microsoft’s business risk
  • Provide business leader support and actionable insights during financial close periods
  • Responsible for approving transactions like Collectability Reserve, Payment plans and restructuring, non-standard payment terms, etc.
  • Overall credit risk accountability of providing support, direction, and leadership for portfolio of trade AR and financing receivables
  • Understand customer credit capacity needs
  • drive and support customer satisfaction initiatives, address customer and stakeholder queries
  • Contributes to new and unconventional methods and approaches to data collection, analysis, interpretation, and financial models
  • Provides advice and direction in evaluating suitability and reliability of data, articulate limitations, and propose solutions on data management and operations
  • Partner with other Treasury teams including Payment Solution Desk, and Customer Advocacy to deliver customer focused solutions that drive deal velocity while mitigating Microsoft’s credit exposure
  • Engage in projects across Treasury to drive efficiencies, mitigate Microsoft’s credit exposure, and increase automation in credit risk
  • Develops new approaches to leverage best-in-class technology (e.g., Machine Learning, Artificial Intelligence, Predictive Analytics etc.) to accomplish goals
  • Manage and execute processes through engagement with internal and external stakeholders
  • Collaborate with business leaders to define action plans for financial and business analysis findings
  • Integrates varied data sources and assimilates the information into a comprehensive, clear narrative
  • Communicates results in a compelling, timely, and understandable message through storytelling
  • Articulates understanding and awareness of business partner situations
  • Develops and manages strategies to proactively mitigate, or reactively address, potential adverse effects of macroeconomic and/or geopolitical risks
  • Assesses potential impacts of changes
  • Supports key organizational processes
  • provides input for annual risk assessment
  • engages in cross team collaboration
  • Provide business insights and recommendations to peers and stakeholders to support revenue growth in a compliant manner
  • Ensures compliance with company policies, legal standards, and regulatory requirements by reviewing and monitoring the accuracy of financial documents and business processes
  • Drives corrective measures
  • Supports questions regarding documentation, policy adherence, and requirements
  • Remains current on all company policies and procedures and updates others
  • Ensures collaboration between business stakeholders and internal audit team
  • Meets with internal and external auditors to discuss audit procedures, respond to questions, and provide information and records
  • Manages accounting and financial compliance, including the collection of data, accurate record-keeping, and coordinating with local Finance, Regional, and Corporate teams to implement reporting processes and ensure compliance with local legislations and statutory requirements
  • Advises and consults with peers and stakeholders regarding documentation, policy adherence, and sharing of financial data and information to minimize risk
  • Understands and adheres to financial compliance standards, Microsoft privacy, security, and ethical standards
  • Embody Microsoft culture and values

Requirements

Master's Degree in Business Administration, Accounting, Finance, Economics, Data Science or related field AND 2+ years experience in financial analysis, accounting, controllership or finance, or related field OR Bachelor's Degree in Business Administration, Accounting, Finance, Economics, Data Science or related field AND 4+ years experience in financial analysis, accounting, controllership or finance, or related field OR equivalent experience.

Nice to have

  • Reporting, Analytics, and/or forecasting
  • Adept usage of CoPilot, CoWork and other AI toolsets across a large corporate environment
  • Master’s Degree in Business Administration, Accounting, Finance, Economics, Data Science or related field AND 2+ years experience in financial analysis, credit risk, controllership or finance, or related field
  • Demonstrated ability to collaborate across teams to achieve results

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