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Senior Equipment Finance Underwriter within Commercial Banking group working with one of the top commercial banking lenders in the U.S., responsible for underwriting creditworthiness of commercial loan and lease requests.
Job Responsibility:
Lead or participate in research and underwrite the creditworthiness of moderately complex commercial or business loan and lease requests
Review and research moderately complex commercial or business loan and lease requests that require an in-depth evaluation
Perform periodic reviews on assigned portfolio credits
Maintain risk ratings and other relevant data on systems of record
Approve loans or leases within delegated credit authority and recommend transactions in excess of that authority
Collaborate and consult with Equipment Finance Underwriting peers, colleagues, and middle level managers
Work with internal and external business partners to gather information to make appropriate decisions
Requirements:
4+ years of Equipment Finance Underwriting experience
Experience underwriting credit in the Agriculture and Golf industries
Strong cash flow analysis skills
Familiarity with various collateral types
Document negotiation skills
Financial Analysis experience
Experienced and proficient with Microsoft Office suite of products, including Excel, Word and PowerPoint
Experience working on transactions >$1MM
Nice to have:
Experience underwriting credit in the Agriculture and Golf industries
Strong cash flow analysis skills
Familiarity with various collateral types
Document negotiation skills
Financial Analysis experience
Experienced and proficient with Microsoft Office suite of products
Experience working on transactions >$1MM
What we offer:
Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
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