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Senior Equipment Finance Underwriter

https://www.wellsfargo.com/ Logo

Wells Fargo

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Location:
United States, Des Moines

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Category:
Banking

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Contract Type:
Employment contract

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Salary:

100000.00 - 179000.00 USD / Year

Job Description:

Senior Equipment Finance Underwriter within Commercial Banking group working with one of the top commercial banking lenders in the U.S., responsible for underwriting creditworthiness of commercial loan and lease requests.

Job Responsibility:

  • Lead or participate in research and underwrite the creditworthiness of moderately complex commercial or business loan and lease requests
  • Review and research moderately complex commercial or business loan and lease requests that require an in-depth evaluation
  • Perform periodic reviews on assigned portfolio credits
  • Maintain risk ratings and other relevant data on systems of record
  • Approve loans or leases within delegated credit authority and recommend transactions in excess of that authority
  • Collaborate and consult with Equipment Finance Underwriting peers, colleagues, and middle level managers
  • Work with internal and external business partners to gather information to make appropriate decisions

Requirements:

  • 4+ years of Equipment Finance Underwriting experience
  • Experience underwriting credit in the Agriculture and Golf industries
  • Strong cash flow analysis skills
  • Familiarity with various collateral types
  • Document negotiation skills
  • Financial Analysis experience
  • Experienced and proficient with Microsoft Office suite of products, including Excel, Word and PowerPoint
  • Experience working on transactions >$1MM

Nice to have:

  • Experience underwriting credit in the Agriculture and Golf industries
  • Strong cash flow analysis skills
  • Familiarity with various collateral types
  • Document negotiation skills
  • Financial Analysis experience
  • Experienced and proficient with Microsoft Office suite of products
  • Experience working on transactions >$1MM
What we offer:
  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

Additional Information:

Job Posted:
August 19, 2025

Expiration:
August 25, 2025

Employment Type:
Fulltime
Work Type:
Hybrid work
Job Link Share:
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