Senior Equipment Finance Underwriter, Wells Fargo

Wells Fargo

Location:
United States, Multiple locations

Category:
Banking

Contract Type:
Employment contract

Salary:

100000.00 - 179000.00 USD / Year

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Job Description:

Senior Equipment Finance Underwriter position at Wells Fargo's Vendor Financial Services Construction and Industrial Structured Team within the Commercial Bank. The role involves underwriting moderately complex commercial or business loan and lease requests, maintaining portfolio credits, and collaborating with internal teams to achieve business objectives.

Job Responsibility:

Lead or participate in research and underwrite the creditworthiness of moderately complex commercial or business loan and lease requests
Review and research moderately complex commercial or business loan and lease requests that require an in-depth evaluation
Perform periodic reviews on assigned portfolio credits
Maintain risk ratings and other relevant data on systems of record
Approve loans or leases within delegated credit authority and recommend transactions in excess of that authority
Collaborate and consult with Equipment Finance Underwriting peers, colleagues, and middle level managers
Work with internal and external business partners to gather information to make appropriate decisions

Requirements:

4+ years of Equipment Finance Underwriting experience
Experience underwriting transactions and exposures in excess of $1MM
Financial Analysis experience
Experience working across multiple industries in an underwriting capacity (construction, transportation, industrial, manufacturing)
Strong understanding of financial statements and key risk factors
Good PC Skills with aptitude to learn more systems quickly
Strong analytical skills with high attention to detail and accuracy
Excellent verbal, written, and interpersonal communication skills
Ability to work effectively in a team environment and adapt quickly
Ability to work in a fast-paced deadline driven environment
Energetic, quick learner, positive attitude, self-motivated
Experienced and proficient with Microsoft Office suite of products, including Excel, Word and PowerPoint
Bachelor's degree in accounting, business, economics, finance or related field

Nice to have:

Experience working across multiple industries in an underwriting capacity (construction, transportation, industrial, manufacturing)
Strong understanding of financial statements and key risk factors
Good PC Skills with aptitude to learn more systems quickly
Strong analytical skills with high attention to detail and accuracy
Excellent verbal, written, and interpersonal communication skills
Ability to work effectively in a team environment and adapt quickly
Ability to work in a fast-paced deadline driven environment
Energetic, quick learner, positive attitude, self-motivated
Experienced and proficient with Microsoft Office suite of products, including Excel, Word and PowerPoint
Bachelor's degree in accounting, business, economics, finance or related field

What we offer:

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement
May be considered for a discretionary bonus, Restricted Share Rights or other long-term incentive awards

Additional Information:

Job Posted:
September 04, 2025

Expiration:
September 09, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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Senior Equipment Finance Underwriter