Senior Equipment Finance Underwriter

• Lead or participate in research and underwrite the creditworthiness of moderately complex commercial or business loan and lease requests within Equipment Finance Underwriting functional area
• review and research moderately complex commercial or business loan and lease requests that require an in-depth evaluation
• perform periodic reviews on assigned portfolio credits
• maintain risk ratings and other relevant data on systems of record
• approve loans or leases within delegated credit authority and recommend transactions in excess of that authority
• collaborate and consult with Equipment Finance Underwriting peers, colleagues, and middle level managers and achieve business objectives
• work with internal and external business partners to gather information to make appropriate decisions

4+ years of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

• Strong cash flow analysis skills
• familiarity with various collateral types
• document negotiation skills
• financial analysis experience
• experience and proficiency with Microsoft Office suite of products, including Excel, Word, and PowerPoint
• experience working across multiple industries in an underwriting capacity (i.e. construction, transportation, industrial, manufacturing)
• experience working on transactions >$1MM

• Health benefits
• 401(k) Plan
• paid time off
• disability benefits
• life insurance, critical illness insurance, and accident insurance
• parental leave
• critical caregiving leave
• discounts and savings
• commuter benefits
• tuition reimbursement
• scholarships for dependent children
• adoption reimbursement