Senior Employee Benefits Underwriter

• Evaluate and assess proposed risks to set accurate, adequate, and competitive premiums
• Conduct pricing analysis on the book of business, ensuring that premiums are both competitive and affordable
• Handle large and complex accounts, including those with high Gross Written Premium (GWP)
• Assist junior team members in their roles, providing guidance and support to enhance their skills and performance
• Develop and deliver training to ensure team members are knowledgeable about underwriting practices and procedures
• Study and assess new group submissions from the sales team, working closely to gather necessary information for pricing
• Calculate renewal rates based on group experience, contract terms, and conditions
• Assist the sales team during negotiations with prospects or existing clients, aligning client needs with benefits and budget considerations
• Contact reinsurers as needed to support underwriting decisions and obtain necessary information
• Ensure adherence to underwriting guidelines and department authority matrix
• Prepare and present monthly reports and dashboards to track performance and outcomes
• Monitor and analyze portfolio performance, identifying trends and recommending improvements
• Build and maintain relationships with other business areas to enhance communication and facilitate decision-making processes
• Carry out assigned tasks effectively to achieve both personal and business goals, in accordance with organizational rules and guidelines

• Bachelor’s degree in business, Finance or Actuarial Science from a reputable university
• Medical background is an advantage
• Minimum 2 years of experience as an Underwriter is required
• Strong analytical skills
• Good oral and written communication skills
• Commitment to teamwork
• Good computer skills

Medical background