Senior Director, Credit Risk and Analytics Job at Deel

Senior Managing Director, Credit Risk and Portfolio Analytics

At OneMain, credit risk isn’t just about managing loss — it’s about enabling res...

Location

United States , Wilmington

Salary:

Not provided

OneMain Financial

Expiration Date

Until further notice

Requirements

15+ years of experience in consumer credit risk, portfolio analytics, or financial services risk leadership
Deep expertise in credit forecasting, CECL, loss modeling, and portfolio performance management
Strong understanding of consumer lending products, underwriting, and risk governance
Exceptional executive communication skills — able to translate analytics into strategic insight
Proven experience leading and developing high‑performing analytical and risk teams
Experience in a publicly traded financial institution or large consumer lender

Job Responsibility

Lead enterprise‑wide credit loss and delinquency forecasting across Personal Loans, Auto Finance, and Credit Cards
Own the CECL loan loss reserve framework, ensuring accuracy, transparency, and compliance with accounting and regulatory standards
Partner closely with Finance and Treasury to embed credit forecasts into capital planning, stress testing, and liquidity strategy
Deliver clear, actionable portfolio insights to senior management and the Board of Directors
Identify emerging risks, shifts in borrower behavior, and performance trends across products, channels, and customer segments
Translate complex credit and economic dynamics into concise executive narratives that drive informed decisions
Monitor macroeconomic conditions, labor markets, and consumer trends to assess portfolio impact and forward‑looking risk
Lead enterprise credit risk oversight, including decision governance, policy adherence, and portfolio monitoring
Maintain strong underwriting, decisioning, and monitoring frameworks
Provide independent challenge to credit strategies, models, and major business initiatives

What we offer

Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
Up to 4% matching 401(k)
Employee Stock Purchase Plan (10% share discount)
Tuition reimbursement
Paid time off (15 days’ vacation per year, prorated based on start date)
Paid sick leave as determined by state or local ordinance (prorated based on start date)
11 Paid holidays (4 floating holidays, prorated based on start date)
Paid volunteer time (3 days per year, prorated based on start date)

Fulltime

Vice President or Senior Director, Credit Risk

KOHO is seeking an exceptional leader in Credit Risk who combines strategic visi...

Location

Canada

Salary:

225000.00 - 325000.00 CAD / Year

KOHO

Expiration Date

Until further notice

Requirements

15+ years of experience in credit risk, including 7+ years in a leadership role
Extensive expertise in consumer credit risk across the lifecycle—preferably in fintech, challenger banks, or alternative lending environments
Proven track record building credit risk functions through high growth phases
Experience managing managers and directors across modeling, strategy, and risk analytics
Expert knowledge of credit data, scoring systems, and risk governance frameworks
Proven track record influencing senior stakeholders and working cross-functionally
The ability to communicate complex credit risk concepts to diverse audiences
Hands-on experience with risk infrastructure, decision engines, and reporting tools
Excellent written and verbal communication skills with the ability to present to the Board and executive leadership
Passion for developing inclusive teams and mentoring talent

Job Responsibility

Architect and execute KOHO’s credit risk strategy across all lending products
Build and scale teams, managing multiple levels of talent responsible for credit risk modeling, strategy, reporting, and governance
Design and implement credit policies, underwriting guidelines, and credit lifecycle strategies (origination, limit management, collections, and recovery)
Define and monitor key credit risk metrics, portfolio trends, and early warning indicators
Drive data-driven decision-making in product development, pricing, and growth initiatives
Lead credit risk governance and deliver strategic insights to internal and external stakeholders including the Board, risk committees, and investors
Partner with Finance on portfolio forecasting and debt facility management
Lead regulatory examinations and maintain relationships with regulators on credit risk matters
Ensure audit readiness and regulatory compliance, including IFRS9 reporting and credit loss provisioning
Present to and advise the Board Risk Committee on credit portfolio performance, emerging risks, and strategic initiatives

What we offer

Competitive compensation & equity
Fantastic, Deeply Engaged Team
Generous vacation + Wellness days + Flex Days + holiday closure
Remote-first environment + coworking support + yearly all hands retreat
Access to coaching & growth programs
Parental top-up & leave policies
Comprehensive health benefits
Power-up budgets for books, home office setup, phone & internet, AI tools, and professional development

Fulltime

Assistant Director, Risk Analytics and Pricing Strategy

The Assistant Director, Risk Analytics and Pricing Strategy is responsible for o...

Location

United States , Tempe

Salary:

Not provided

DriveTime Automotive Group

Expiration Date

Until further notice

Requirements

Bachelor or master’s degree in a quantitative field such as economics, finance, statistics, engineering, or related hard science discipline
5+ years of analytics experience (financial services industry preferred)
Exceptional problem-solving skills, collaborative teamwork, intellectual horsepower, curiosity, initiative, and attention to detail
Extensive experience using analysis to drive strategy, with consumer credit risk management experience being a plus
Extensive experience performing data analysis and summarizing findings in executive-level presentations
Ability to simplify complexity and communicate statistical and analytical concepts and findings to executive, operational, and technical audiences with appropriate levels of detail and emphasis
Experienced project manager able to lead multiple initiatives simultaneously
Experienced mentor and leader
Strong understanding of data sources/warehouses, data mining and data analysis techniques preferably in SQL, R, Java, or Python programming languages

Job Responsibility

Design, enhance, and modernize loan pricing strategies that balance growth, risk, and profitability
Leverage advanced quantitative and financial modeling to identify opportunities for improved pricing, segmentation, and risk-adjusted returns
Translate ambiguous or emerging data into clear insights and executable pricing strategies
Support and enhance origination decisioning frameworks, risk segmentation strategies, and pricing logic across the customer lifecycle
Evaluate and integrate third-party data sources and analytical tools to strengthen risk assessment and pricing accuracy
Identify opportunities to improve approval rates, customer flow, and loan performance through data-driven experimentation and analysis
Lead, develop, and mentor a team of high-performing analysts, fostering a culture of curiosity, accountability, and continuous improvement
Independently drive multiple high-impact initiatives from concept through execution
Frequently present analytical findings and strategic recommendations to senior and executive leadership
Partner cross-functionally with Retail, Marketing, Supply Chain, Finance, IT, Data Science, and Operations to implement scalable, enterprise-wide solutions

What we offer

Medical, dental, and vision coverage
401(K)
Company paid life insurance policy
Short and long-term disability coverage
Tuition Reimbursement
Wellness Program with cash incentives and discounts on medical premiums
Competitive pay
Paid Time Off including wellness days, holidays, and vacation time

Fulltime

Climate Physical Risk Analytics and Stress Testing, Director

This is a senior, high-impact position within Independent Risk Management, estab...

Location

Ireland , Dublin

Salary:

130000.00 - 230000.00 EUR / Year

Citi

Expiration Date

Until further notice

Requirements

Good understanding of stress testing methodologies and ability to link economic risk factors and market data to the risk management framework
Experience in designing and executing climate or macroeconomic stress testing frameworks for real estate portfolios, including end to end understanding of scenario, stress testing modeling and use of output
Experience in developing and/ or using climate physical risk / natural disasters analytics, including indirect impacts on insurance dynamics. Familiarity with catastrophe modeling, disaster scenario design and insurance markets and trends
Good understanding of increasing regulatory expectations facing banks with respect to climate and environmental risk. Experience in dealing with and delivery of regulatory projects
Proven ability to partner and collaborate across an organisation, excellent influencing, facilitation, and partnering skills, with the ability to build relationships, partner effectively and build a strong internal network across functions and throughout the global network at all levels of the organisation
Strong quantitative and spreadsheet skills, with the ability to analyse, work with, interpret and present large amount of data in a readily digestible format using the latest charting/diagrammatic presentation techniques
Strong PowerPoint and writing skills to manage and deliver strategic presentations
Strong organisational skills and the ability to multitask effectively in a high-volume and complex environment with changing priorities with a practical solutions-driven approach
Strong written and oral communications skills, with a commanding and convincing delivery and the ability to synthesize complex concepts, translate into ‘user friendly’ language and effectively present in long-form documents or slide format
Strong tenacity and resilient under pressure and self-motivated in a fast paced and demanding environment. Highly engaged, strong attention to detail, and outcome oriented

Job Responsibility

Primary point of contact for key stakeholders integrating climate physical risk analytics in their risk processes, including oversight of physical risk components of Climate Risk Stress Testing exercises
Lead the oversight and continued development of physical climate risk stress testing frameworks and methodologies
Evaluate and enhance risk analytics that quantify the potential financial impact of physical climate risks across a defined range of scenarios
Ensure stress testing outputs are robust, repeatable, and aligned with regulatory and internal standards
Oversee the assessment of natural disaster exposures (e.g., floods, wildfires, hurricanes) across the bank's loan portfolios and own operational infrastructure
Guide the development of scenario libraries that reflect a spectrum of acute and chronic physical risk events
Translate geospatial and climate science data into actionable financial risk metrics
Integrate insurance considerations into physical risk assessments, evaluating the extent to which insurance coverage mitigates or transfers financial exposure
Assess insurability risk — including coverage gaps, premium escalation, and market withdrawal — as a key driver of credit and operational risk
Collaborate with relevant business lines to incorporate insurance-adjusted loss estimates into stress testing outputs and portfolio-level risk views

What we offer

Competitive base salary
Hybrid working model (up to 2 days working at home per week)
Business casual workplace
Inclusive and friendly corporate culture where gender diversity and equality is widely recognized
A supportive workplace for professionals returning to the office from childcare leave
Professional development in a truly global environment
Chance to develop in a highly innovative environment where you can use the newest technologies in a top-quality organizational culture

Fulltime

Climate Physical Risk Analytics and Stress Testing, Director

This is a senior, high-impact position within Independent Risk Management, estab...

Location

Poland , Warsaw

Salary:

510000.00 PLN / Year

Citi

Expiration Date

Until further notice

Requirements

Good understanding of stress testing methodologies and ability to link economic risk factors and market data to the risk management framework
Experience in designing and executing climate or macroeconomic stress testing frameworks for real estate portfolios, including end to end understanding of scenario, stress testing modeling and use of output
Experience in developing and/ or using climate physical risk / natural disasters analytics, including indirect impacts on insurance dynamics. Familiarity with catastrophe modeling, disaster scenario design and insurance markets and trends
Good understanding of increasing regulatory expectations facing banks with respect to climate and environmental risk. Experience in dealing with and delivery of regulatory projects
Proven ability to partner and collaborate across an organisation, excellent influencing, facilitation, and partnering skills, with the ability to build relationships, partner effectively and build a strong internal network across functions and throughout the global network at all levels of the organisation
Strong quantitative and spreadsheet skills, with the ability to analyse, work with, interpret and present large amount of data in a readily digestible format using the latest charting/diagrammatic presentation techniques
Strong PowerPoint and writing skills to manage and deliver strategic presentations
Strong organisational skills and the ability to multitask effectively in a high-volume and complex environment with changing priorities with a practical solutions-driven approach
Strong written and oral communications skills, with a commanding and convincing delivery and the ability to synthesize complex concepts, translate into 'user friendly' language and effectively present in long-form documents or slide format
Strong tenacity and resilient under pressure and self-motivated in a fast paced and demanding environment. Highly engaged, strong attention to detail, and outcome oriented

Job Responsibility

Primary point of contact for key stakeholders integrating climate physical risk analytics in their risk processes, including oversight of physical risk components of Climate Risk Stress Testing exercises
Lead the oversight and continued development of physical climate risk stress testing frameworks and methodologies
Evaluate and enhance risk analytics that quantify the potential financial impact of physical climate risks across a defined range of scenarios
Ensure stress testing outputs are robust, repeatable, and aligned with regulatory and internal standards
Oversee the assessment of natural disaster exposures (e.g., floods, wildfires, hurricanes) across the bank's loan portfolios and own operational infrastructure
Guide the development of scenario libraries that reflect a spectrum of acute and chronic physical risk events
Translate geospatial and climate science data into actionable financial risk metrics
Integrate insurance considerations into physical risk assessments, evaluating the extent to which insurance coverage mitigates or transfers financial exposure
Assess insurability risk — including coverage gaps, premium escalation, and market withdrawal — as a key driver of credit and operational risk
Collaborate with relevant business lines to incorporate insurance-adjusted loss estimates into stress testing outputs and portfolio-level risk views

What we offer

Work in a challenging area of the financial industry with one of the world's leading companies, gaining exposure to a variety of products, processes, and controls
Cooperation with a high-quality, international, multicultural, and global team
Work in a friendly and diversified environment that appreciates differences in style and perspective, leveraging them to add value to decisions leading to organizational success
Management that supports balanced and agile work (flexible working hours, home office)
Attractive benefits package (Benefit System, medical care, pension plan, etc.)
A chance to make a difference through various affinity networks and charity initiatives

Fulltime

Assistant Director, Risk and Pricing Strategy

The Assistant Director, Risk and Pricing Strategy is responsible for optimizing ...

Location

United States , Tempe

Salary:

Not provided

DriveTime Automotive Group

Expiration Date

Until further notice

Requirements

Bachelor or master’s degree in a quantitative field such as economics, finance, statistics, engineering, or related hard science discipline
5+ years of analytics experience (financial services industry preferred)
Exceptional problem-solving skills, collaborative teamwork, intellectual horsepower, curiosity, initiative, and attention to detail
Extensive experience using analysis to drive strategy, with consumer credit risk management experience being a plus
Extensive experience performing data analysis and summarizing findings in executive-level presentations
Ability to simplify complexity and communicate statistical and analytical concepts and findings to executive, operational, and technical audiences with appropriate levels of detail and emphasis
Experienced project manager able to lead multiple initiatives simultaneously
Experienced mentor and leader
Strong understanding of data sources/warehouses, data mining and data analysis techniques preferably in SQL, R, Java, or Python programming languages

Job Responsibility

Design, enhance, and modernize loan pricing strategies that balance growth, risk, and profitability
Leverage advanced quantitative and financial modeling to identify opportunities for improved pricing, segmentation, and risk-adjusted returns
Translate ambiguous or emerging data into clear insights and executable pricing strategies
Support and enhance origination decisioning frameworks, risk segmentation strategies, and pricing logic across the customer lifecycle
Evaluate and integrate third-party data sources and analytical tools to strengthen risk assessment and pricing accuracy
Identify opportunities to improve approval rates, customer flow, and loan performance through data-driven experimentation and analysis
Lead, develop, and mentor a team of high-performing analysts, fostering a culture of curiosity, accountability, and continuous improvement
Independently drive multiple high-impact initiatives from concept through execution
Frequently present analytical findings and strategic recommendations to senior and executive leadership
Partner cross-functionally with Retail, Marketing, Supply Chain, Finance, IT, Data Science, and Operations to implement scalable, enterprise-wide solutions

What we offer

Medical, dental, and vision insurance
401(K)
Company paid life insurance policy
Short and long-term disability coverage
Tuition Reimbursement
Wellness Program
Competitive pay
Paid Time Off

Fulltime

Vp / director - senior originator - corporate and leveraged finance

With its Corporate and Leveraged Finance (CLF) business line Crédit Agricole CIB...

Location

Germany , Frankfurt

Salary:

Not provided

Crédit Agricole

Expiration Date

Until further notice

Requirements

Postgraduate degree – MA/MSc/PhD/Doctorate or equivalent
Graduate Degree in Business administration, economics, finance, accounting or related field
Minimum 7 years of experience within an Acquisition Finance/Structured Finance/Corporate Finance division of a corporate and investment bank and/or debt advisory
Significant experience in: Syndicated loan origination process
Structuring, negotiating and documenting syndicated credit facilities
Preparation and presentation of credit files, incl. management of internal credit process
Good understanding of other investment banking products (such as M&A, ECM, capital markets products, securitization)
Strong analytical and credit analysis skills (incl. financial modelling)
Strong oral and written communication skills including the ability to work across all levels of an international organization
Willing to simultaneously work under pressure on several transactions with different priorities and tight project deadlines

Job Responsibility

Actively originate and structure new transactions within the CLF-Corporates scope and execute these transactions independently
Establish strong working relationships with the CLF (Origination) and DAR (Syndicate and Sales) teams, senior bankers and other business lines for a seamless and successful origination process
but also outside the bank, notably with clients
Generate ideas and prepare (acquisition) financing pitches including structuring and pricing in close collaboration with the other business lines of the bank (DAR, DCM, ECM, GIB, Rating Advisory) and also with the other product lines within CLF (LBO and telecoms)
Participate in client meetings with senior bankers and other business lines
Maintain close relationships with legal and debt advisors and other banks in the region
Lead the drafting/negotiation of mandate and commitment papers (particularly term sheets) and negotiate the loan documentation with the client and/or lawyer (coordinator / doc agent roles)
Run alongside DAR Syndicate and sales teams the syndication process (including preparation of marketing materials and managing of Q&A process)
Lead and review the drafting of CLF requests (risk analysis, sector analysis, transaction structure, development of bank cases and sensitivity cases, etc.) and coordinate the
Review financial models, if and where relevant, with a particular focus on cash flow analysis and financial projections, incl. the assessment of clients’ (rating based) debt capacity and identification of ideal financing structures

Fulltime

Director of Product, Fraud and Risk

We’re looking for a Director of Product to lead the fraud and risk function for ...

Location

United States , San Francisco

Salary:

230000.00 - 260000.00 USD / Year

GoodLeap

Expiration Date

Until further notice

Requirements

10+ years of fraud, risk, identity, or trust & safety product experience in fintech, banking, lending, payments, or consumer finance
Proven success designing fraud/risk systems, working with DS/ML teams, and shipping high-impact risk products at scale
Deep understanding of fraud vectors (ATO, synthetic identities, mule accounts, friendly fraud, credit abuse, chargebacks)
Experience with KYC/AML, sanctions, adverse media, dispute regulations, and compliance alignment
Strong analytical abilities, fluent with metrics, funnels, decision trees, and interpreting model outputs
Ability to lead teams, influence senior stakeholders, and make crisp tradeoffs between risk mitigation and growth
High-signal communication: clear, structured, authoritative

Job Responsibility

Set and drive the end-to-end fraud and risk product strategy across credit products, consumer payments, and the homeowner app, delivering strong protection without compromising experience
Own the roadmap for fraud detection and risk scoring systems, and partner closely with Engineering and Data Science to advance models, rules, and real-time defenses
Partner with Security to strengthen identity and account integrity, shaping product-side risk controls (KYC/KYB, device intelligence, behavioral signals) that mitigate synthetic IDs, ATO, and mule activity
Lead the strategy to prevent fraud-driven disputes and chargebacks by strengthening upstream controls, improving decisioning logic, and reducing opportunities for abuse before they reach Operations
Analyze fraud patterns, model performance, losses, and false positives, and make sharp, data-driven decisions that reduce fraud while preserving customer experience
Manage key vendor relationships and evaluate new technologies, signals, and platforms that can strengthen our fraud and risk defenses
Collaborate with Compliance and Legal to ensure fraud and risk systems meet regulatory requirements and are audit-ready
Communicate risks, trends, and mitigation plans to senior leadership with clarity, urgency, and high signal

What we offer

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Fulltime

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Senior Director, Credit Risk and Analytics

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