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Senior Data & Credit Bureau Attributes Specialist for Credit Risk

India, Mumbai · Job Posted December 28, 2025
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Job Description

The Senior Data & Credit Bureau Attributes Specialist for Credit Risk is responsible for overseeing the end-to-end lifecycle of data utilized in credit risk decisioning systems, rules engines, and regulatory reporting. This role involves leading the integration, governance, and transformation of complex data sets, ensuring the accuracy, consistency, and control of data across multiple platforms and processes.

Job Responsibility

  • Develop and enforce a governance framework that ensures the accuracy, security, and quality of data throughout its lifecycle
  • Oversee the transformation of raw and disparate data sets into actionable insights that support both strategic and tactical decision-making within credit risk frameworks
  • Engage with senior stakeholders across Risk, IT, Compliance, and Business units to ensure that data strategies are aligned with organizational goals
  • Lead innovation efforts that enhance the automation, scalability, and efficiency of data integration and controls within the credit risk framework

Requirements

  • Bachelor's degree in a relevant field (e.g., finance, risk management, information technology)
  • 5-8 years of work experience in financial services or Management consulting or regulatory reporting role
  • Extensive experience in designing and implementing data governance frameworks that align with regulatory standards
  • Strong expertise in managing data used in decisioning systems, rules engines, and regulatory reporting
  • Demonstrated experience with modern data integration tools, cloud platforms, and emerging AI technologies
  • Experience in SAS, SAS/Stat, SQL is a must
  • Exceptional communication and presentation skills
  • Strong financial management skills with experience managing large-scale data projects

Nice to have

  • Master’s degree or certifications in credit risk, financial analysis
  • Certifications in Data Governance, Data Management, or Risk Technology
  • Any Certifications are an advantage
  • Experience working with Digital, Big Data mining tools and technology
  • Experience working in a large, sophisticated credit granting organization with major credit card, financial services, retail or consulting business
  • Experience working with Python & R

What we offer

  • Programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling
  • Expanded Paid Parental Leave Policy
  • Access to an array of learning and development resources
  • Generous paid time off packages
  • Resources and tools to volunteer in the communities
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