Senior Credit Underwriter Job at Softcat (Manchester, Marlow)

Job Description

The role will help lead the credit underwriting and risk team supporting our rapidly growing and dynamic IT solutions business. This passionate, highly organised individual will work closely with our finance and sales teams as well as external stakeholders, insurance brokers and customers alike, to maintain credit risk controls within an existing framework and provide a unique service to our customers.

Job Responsibility

Performing credit checks on Softcat's new and potential suppliers within set DOA
Reviewing recommendations of commercial decisions written by Credit Underwriter 1 and 2 and providing feedback where possible
Reviewing a portfolio of customers with high exposure or risk levels, ensuring regular reviews are taking place and direct meetings are held with the customer to ensure there is a full understanding of the business
Reviewing extended payment term requests at order level, ensuring thorough due diligence takes place
Performing credit checks on Softcat's customers base, including new customers, accurately assessing the creditworthiness of the business
Clearly and accurately articulate the outcome of a credit check decision to the Account Manager, either verbally or in writing, outlining reasons behind the decision
Assessing customers with high credit limits, outside of DOA, providing an analysis of findings and providing recommendation of decision to internal stakeholders including Group Finance Controller, Group Finance Director, Group Chief Executive and the Board
Providing support and assistance to the Deputy Credit Risk Manager
Hosting team meetings and presenting information including industry updates or updates on high-risk/high exposure customers

Requirements

Minimum of 5 years' experience in a similar underwriting role
Exceptional communication skills, with the ability to develop and maintain relationships with different personalities across the business
Ability to identify areas for positive change and implement these
Ability to motivate others and instil values that align to the highest levels of customer service while maintaining high levels of employee engagement
Self-motivated to improve knowledge with the ability to use what you have learnt to benefit the team
Strength of character to stand by decisions and explain to those less familiar with credit risk
Ability to take calculated risks with favourable outcomes
Demonstrate the ability to think around a subject, considering risk implications of our current policies and procedures
Strong financial literacy and ability to interpret financial information and presenting this information in the form of detailed analysis
Strong knowledge of key industry and political risks

What we offer

Pension
Share incentive plan
Life Assurance
Healthcare
Holiday
Trips
Vouchers
Partner/family Benefits
Perklife
Maternity, Paternity and Adoption support

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Senior Credit Underwriter

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