CrawlJobs Logo

Senior Credit Underwriter

mmcgrp.com Logo

MMC Group LP

Location Icon

Location:
United States , Irving

Category Icon
Category:

Job Type Icon

Contract Type:
Not provided

Salary Icon

Salary:

100000.00 USD / Year

Job Description:

We are seeking an experienced SBA Underwriter to join a high-performing lending team in Irving, Texas. This role is ideal for professionals with strong 7(a) SBA underwriting experience who thrive in a high-volume environment and can effectively manage multiple deals simultaneously. This is a collaborative, fast-paced team with strong leadership, excellent internal communication, and a culture focused on continuous improvement. Candidates coming from larger-volume lending environments will be especially successful in this role.

Job Responsibility:

  • Underwrite SBA 7(a) loans from initial review through final credit recommendation
  • Analyze borrower financials, tax returns, cash flow, and collateral documentation
  • Review creditworthiness and assess lending risk in accordance with SBA guidelines and internal credit policies
  • Manage a pipeline of 5–7 active loan files simultaneously
  • Prioritize multiple deadlines and maintain strong file movement in a high-volume production environment
  • Collaborate with internal teams including credit, processing, closing, and leadership to ensure efficient loan progression
  • Communicate effectively regarding regulatory compliance, documentation requirements, and underwriting decisions
  • Maintain accurate loan files and support audit-ready documentation standards
  • Contribute to a team-oriented environment focused on quality, compliance, and operational excellence

Requirements:

  • 3–5 years of SBA underwriting experience required
  • Strong experience with SBA 7(a) loans required
  • Must have experience in a high-volume underwriting environment
  • Ability to manage multiple files and deadlines simultaneously
  • Strong time management and organizational skills
  • Strong analytical and financial review skills
  • Ability to work effectively in a fast-paced lending environment

Nice to have:

  • Experience with Spark strongly preferred
  • Experience with nCino is highly transferable and considered a strong alternative
  • Experience in larger lending institutions or high-volume shops strongly preferred
  • Experience handling more complex and larger commercial SBA transactions preferred
  • Experience with SBA 504 and Express loans is not required
  • primary focus is 7(a)
  • Experience underwriting larger loan amounts preferred
What we offer:
  • Medical, dental, and vision coverage
  • Life and disability insurance
  • Additional voluntary benefits

Additional Information:

Job Posted:
May 16, 2026

Employment Type:
Fulltime
Work Type:
On-site work
Job Link Share:

Looking for more opportunities? Search for other job offers that match your skills and interests.

Briefcase Icon

Similar Jobs for Senior Credit Underwriter

Senior Vice President - Underwriter - (Structured Credit and Real Estate Underwriting)

The Senior Vice President position will hold a critical role within the Structur...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 13+ years of credit, portfolio management or product experience (preferably real estate underwriting or asset management) in a financial institution, rating agency, financial guarantor, or asset management firm
  • Experience in leading a team and in coaching and mentoring junior bankers
  • Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
  • Ability to understand capital markets products and complex financing and product structures
  • Ability to provide strategic insights and strong sensitivity to macro and regulatory issues, and impact of such issues on the various Risk families, including operational and franchise risks
  • Pro-active disposition with ability to work autonomously and within a team
  • Typically deals with complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting needs
  • Requires good analytical skills in order to filter, prioritize and validate potentially complex material from multiple sources
  • Knowledge of wholesale loan (syndicated / bilateral) product and business, including an understanding of legal loan documentation, loan / funding mechanics, deal structure, funds flows, etc.
  • On track for internal Senior Credit Officer designation is a plus
Job Responsibility
Job Responsibility
  • Accountability for ensuring strong analysis of the assigned Real estate portfolio ensuring consistencies with industry leading practices and compliance with all internal risk policies, standards and procedures
  • Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards
  • Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos, and senior approval forums
  • Supervise analysts and associates to perform periodic monitoring of the portfolio
  • Ensure maintenance of organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes
  • Perform quality control of the approval memos to ensure accuracy and completeness of input
  • Ensures team monitors the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers and makes appropriate recommendations with the aim of identifying and mitigating credit risks
  • Ensure ongoing and timely feedback and coaching of junior team to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution
  • Provide support to Director and other senior team members, lead projects and initiatives in the wider team
  • Support the ICM Real Estate Underwriting Verticals (Citi Community Capital, CRE) on strategic initiatives/projects
What we offer
What we offer
  • Global Benefits
  • Best-in-class benefits
  • Work-life balance
  • Fulltime
Read More
Arrow Right

Senior Vice President - Structured Credit and Real Estate Underwriting

The Senior Vice President position will hold a critical role within the Structur...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 13+ years of credit, portfolio management or product experience (preferably in structured finance/securitization) in a financial institution, rating agency, financial guarantor, or asset management firm
  • Experience in leading a team and in coaching and mentoring junior bankers
  • Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
  • Pro-active disposition with ability to work autonomously and within a team
  • Knowledge of wholesale loan (syndicated / bilateral) product and business, including an understanding of legal loan documentation, loan / funding mechanics, deal structure, funds flows, etc.
  • Strong Microsoft Office skills
  • Modeling experience is a plus
  • Strong attention to detail
  • Oral and written communications skills enabling the candidate to effectively interact with internal and external constituents of all levels
  • Strong awareness and adherence to the control environment including Quality Assurance and Quality Control
Job Responsibility
Job Responsibility
  • Accountability for ensuring strong analysis of the assigned SCREU portfolio ensuring consistencies with industry leading practices and compliance with all internal risk policies, standards and procedures
  • Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards
  • Supervise analysts and associates to perform periodic monitoring of the portfolio
  • Ensure maintenance of organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes
  • Perform quality control of the approval memos to ensure accuracy and completeness of input
  • Ensures team monitors the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers and makes appropriate recommendations with the aim of identifying and mitigating credit risks
  • Ensure ongoing and timely feedback and coaching of junior team to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution
  • Provide support to Director and other senior team members, lead projects and initiatives in the wider team
  • Keep abreast of industry and market trends and customer-specific events
  • Fulltime
Read More
Arrow Right

Senior Credit Manager

Solaris is a tech company with a full German banking license. Our Banking-as-a-S...
Location
Location
Germany , Berlin
Salary
Salary:
Not provided
solarisbank.com Logo
Solarisbank
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Educational degree, ideally with a focus on economics, business administration, banking or a comparable qualification
  • 5 + years of relevant work experience in credit risk management in a bank or financial institution
  • At least 2 years of experience in credit underwriting
  • Experience of financial products with respect to credit loans, process setup and loan documentation processes, credit risk management and/or credit structuring
  • Experience in regulatory requirements for respective focus area
  • Fluent English language skills
  • Hands-on and “driving the change”-mindset
  • Reliable, solution-oriented, independent working method
  • Used to working under pressure / on tight deadlines
  • Stakeholder management for multiple tasks and good communication skills
Job Responsibility
Job Responsibility
  • Manual Underwriting
  • Structure of credit transactions
  • Assessing and approving credit transactions in line with OHB and external regulatory framework
  • Perform, optimize and maintain the credit approval process
  • Setup and maintain (manual) credit file management
  • Review/update credit files regularly
  • Automated Underwriting
  • Assist in setting criteria for Decision Engine
  • Align conceptual consistency of underwriting principles
  • Credit Portfolio Steering
What we offer
What we offer
  • Competitive salary and a variable remuneration program
  • Home office budget
  • Learning & development budget of €1000 per year and a transparent growth framework to support your career goals
  • Monthly meal allowance
  • Deutschland ticket subsidy
  • 28 vacation days, increasing by 2 days after 2 years and 3 days after 3 years with Solaris
  • Opportunity to work abroad for up to 12 weeks per year
Read More
Arrow Right

Credit Risk Underwriter

The role will be working in the credit underwriting and risk team supporting our...
Location
Location
United Kingdom , Marlow
Salary
Salary:
Not provided
softcat.com Logo
Softcat
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Excellent organisational skills and attention to detail
  • Ability to multitask and make decisions under pressure
  • Effective communication skills, with the ability to develop and maintain relationships with different personalities across the business
  • Minimum of 3 years' experience in a similar underwriting role
  • Strength of character to stand by decisions and explain to those less familiar with credit risk
  • Ability to take calculated risks with favourable outcomes
  • Demonstrate the ability to think around a subject, considering risk implications of our current policies and procedures
  • Strong financial literacy and ability to interpret financial information from a credit-worthiness perspective
  • Basic knowledge of key industry and political risks
Job Responsibility
Job Responsibility
  • Action credit limits within the worklist by evaluating the customer's creditworthiness based on publicly available information and/or data obtained directly from the customer up to approved DOA
  • Reviewing recommendations provided by Credit Underwriter 1, within Delegation of Authority and providing guidance where necessary
  • Write up commercial papers with a clear recommendation to go to the Senior Credit Underwriter and above (depending on DOA)
  • Apply for insurance where credit limit is £300k plus
  • Liaise with key internal stakeholders, including Head of Credit, Commercial Risk and Group Financial Controller and the Senior Leadership Team
  • Proactively collaborating with sales teams and business operation departments within Softcat
  • Providing support to colleagues and account managers with queries
  • Providing support on order related tasks, including First Order Checks and 20k new address checks
  • Complete ad-hoc tasks as required within DOA level
  • Bank verifications of new creditors
What we offer
What we offer
  • Pension
  • Share incentive plan
  • Life Assurance
  • Healthcare
  • Holiday
  • Trips
  • Vouchers
  • Partner/family Benefits
  • Perklife
  • Maternity, Paternity and Adoption support
  • Fulltime
Read More
Arrow Right

Assistant Vice President, ICM Risk Analysis Credit Risk Senior Analyst

ICM Risk Analysis Credit Risk Associates are responsible for a portfolio of inst...
Location
Location
Japan , Tokyo
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelor's/University degree or equivalent experience
  • Financial Services experience including 5-8 years of credit experience in Banking or Credit Risk Management
  • Well-developed analytical skills with understanding of key financial components
  • Advanced knowledge of financial statements and GAAP accounting or similar governance
  • Solid understanding of Credit Policy and procedures
  • Advanced Microsoft Office (Word, Excel, and PowerPoint) skills
  • Advanced experience with internal Policies, Standards, Procedures, Templates and financial modeling
  • Highly effective interpersonal skills with ability to build relationships
  • Exceptional written and verbal communication skills
Job Responsibility
Job Responsibility
  • Assess credit and financial strength of Citi's most complex Large Corporate, Public Sector, and Financial Institutions Clients
  • Complete Credit Approval Memos (CAMs) and Final Obligor Risk Ratings (FORR)
  • Continuous monitoring of covered portfolio including industry trends and impacts to key relationships
  • Review and provide recommendation on risk rating across sector
  • Partnership with regional and industry stakeholders in credit assessment implementation
  • Support ICM Risk Analysis Voice of the Employee (VOE) initiatives
  • Travel (less than 10%)
  • Fulltime
Read More
Arrow Right

Leveraged Finance Underwriter - Senior Vice President

The Global Leveraged Finance Underwriting Team within Institutional Credit Manag...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 13+ years of credit or related leveraged finance experience
  • MBA or CA or CFA
  • Advanced knowledge of Microsoft Word, Excel, and PowerPoint
  • Thorough understanding of the credit and/or portfolio management process
  • Strong awareness and adherence to the control environment including Quality Assurance and Quality Control
  • Team player with strong work ethic who also works well with others
  • Strong writing, analytical, communication, and presentation skills
  • Experience in leading a team and in coaching and mentoring junior bankers
  • Ability to break down large amounts of data into concise, easy to understand credit recommendations
  • Proven culture carrier
Job Responsibility
Job Responsibility
  • Be accountable for ensuring best in class credit risk analysis of the Leveraged Finance Portfolio
  • Provide critical support and leadership across LFU's core functions
  • Supervise analysts and associates to perform periodic written reviews of the clients' financial and operating performance
  • Review and analyze models used for valuation and to forecast the client's operating and financial performance
  • Ensure ongoing and timely feedback and coaching of junior team
  • Evaluate and gain strong understanding of clients' business, financial performances, and key credit drivers
  • Remain current on all relevant Leveraged Lending market trends and issues
What we offer
What we offer
  • Extensive on-the-job training and exposure to senior leaders
  • Traditional learning opportunities
  • Chance to give back and make a positive impact through volunteerism
  • Opportunity to grow your career
  • Fulltime
Read More
Arrow Right

CRM ASEAN Credit Underwriter

Citi continues to enhance its business control and governance framework by build...
Location
Location
Philippines , City of Taguig
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 10+ years risk/risk-related credit work experience in banking/financial institutions
  • proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit
  • demonstrates strong ethics and integrity
  • ability to see the ‘big picture’ in a complex environment
  • can make decisions under pressure and short timeline
  • excellent verbal & written communication skills
  • active listening skills
  • excellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies
Job Responsibility
Job Responsibility
  • Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions, to development of credit approval memos, and senior approval forums
  • detailed review of financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis performed by junior resources
  • review and approval of Credit Approval Memos (CAM) packages
  • partnering with Front Office on structuring and production of term sheet for new transactions
  • facilitate relationships with key clients in Banking and Risk and with key Regulators, Internal Audit, and control functions
  • support ICM Underwriting organization on strategic initiatives/projects as required
What we offer
What we offer
  • Equal opportunity employer
  • inclusive and diverse culture
  • accessibility accommodations available
  • Fulltime
Read More
Arrow Right

Underwriting Credit Analyst

Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis f...
Location
Location
Kenya , Nairobi
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Demonstrable financial services experience, including 0-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
  • Ability to understand Citi policies and procedures with the ability to execute change seamlessly
  • Intermediate analytical skills, including an understanding of key financial components like liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues
  • Assists colleagues in identifying stretch opportunities to elevate individual and team performance
  • Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
  • Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
  • Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
  • Microsoft Office (Word, Excel, and PowerPoint) skills.
Job Responsibility
Job Responsibility
  • Assess the credit and financial strength of Citi’s Corporate Clients based in Sub-Saharan Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
  • Complete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
  • Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partners
  • Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios.
What we offer
What we offer
  • Global benefits designed to support your well-being, growth and work-life balance
  • Fulltime
Read More
Arrow Right