CrawlJobs Logo

Senior Credit Risk Underwriter

https://www.citi.com/ Logo

Citi

Location Icon

Location:
United States , Irving, Texas

Category Icon
Category:
Banking

Job Type Icon

Contract Type:
Not provided

Salary Icon

Salary:

96400.00 - 144600.00 USD / Year
Save Job
Save Icon
Apply Position

Job Description:

Institutional Credit Management (ICM) is a critical component of Citi’s First Line of defense for wholesale and counterparty credit risk (CCR) management. ICM works with Independent Risk teams to ensure best-in-class risk and controls, and client responsiveness. Key responsibilities of the group include credit analysis, documentation, risk identification, exposure monitoring and stress testing. Within ICM Counterparty Credit Risk (CCR), ICM Funds Underwriting is a global team responsible for measuring, monitoring and controlling counterparty risk for Funds, covering Asset Management Companies, Investment Advisors as Agent, and Pension Funds.

Job Responsibility:

  • Assess the credit and financial strength of Citi’s Real Money Funds Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
  • Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Funds Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
  • Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Underwriting Team Leads, 2LoD Risk Partners and BCMA partners
  • Review and provide recommendation on the risk rating across the Funds sector
  • Partner with regional and industry stakeholders in Underwriting, 2LoD, and BCMA in the implementation of credit assessment and monitoring standards for applicable portfolios
  • Support ICG Risk Analysis Voice of the Employee (VOE) initiatives
  • Travel (less than 10%)

Requirements:

  • Demonstratable financial services experience, including 3-5 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
  • Strong knowledge of Wholesale Credit Processes and organizational awareness including ICM Risk Analysis (IRAU) functions, covered portfolios/products, and processes
  • Sound understanding of policies and procedures with the ability to execute change seamlessly
  • Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks
  • Solid and thorough knowledge of Citi´s systems
  • Experience in preparing presentations for seniors
  • Full awareness and adherence to the control environment including Quality Assurance and Quality Control
  • BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject

Nice to have:

  • Experience and familiarity with Real Money Funds, Asset Managers, Pension Funds – Industry products and relevant CCR risk measures
  • Assists colleagues in identifying stretch opportunities to elevate individual and team performance
  • Coach and mentor analysts to develop team strengths and improve weaknesses
  • Proven culture carrier
  • Well-developed interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
  • Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
  • Clear written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
  • Good Microsoft Office (Word, Excel, and PowerPoint) skills
What we offer:
  • medical, dental & vision coverage
  • 401(k)
  • life, accident, and disability insurance
  • wellness programs
  • paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

Additional Information:

Job Posted:
December 31, 2025

Expiration:
January 06, 2026

Employment Type:
Fulltime
Work Type:
Hybrid work
Icon
Citi - All Job Offers
Job Link Share:
Copy Link Icon
Facebook Icon Twitter Icon LinkedIn Icon

Looking for more opportunities? Search for other job offers that match your skills and interests.

Briefcase Icon

Similar Jobs for Senior Credit Risk Underwriter

New

Credit Risk Underwriter - Wholesale Banking

Institutional Credit Management (ICM) is a critical component of Citi’s First Li...
Location
Location
United States , Getzville, New York; Irving, Texas
Salary
Salary:
61120.00 - 85280.00 USD / Year
https://www.citi.com/ Logo
Citi
Expiration Date
January 02, 2026
Flip Icon
Requirements
Requirements
  • Demonstrable financial services experience, including 2-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
  • Strong knowledge of Wholesale Credit Processes and organizational awareness including ICM Risk Analysis (ICM) functions, covered portfolios/products, and processes
  • Sound understanding of policies and procedures with the ability to execute change seamlessly
  • Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks
  • Solid and thorough knowledge of Citi´s systems
  • Experience in preparing presentations for seniors
  • Full awareness and adherence to the control environment including Quality Assurance and Quality Control
  • BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject
Job Responsibility
Job Responsibility
  • Assess the credit and financial strength of Citi’s Real Money Funds Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
  • Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Funds Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
  • Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Underwriting Team Leads, 2LoD Risk Partners and BCMA partners
  • Review and provide recommendation on the risk rating across the Funds sector
  • Partner with regional and industry stakeholders in Underwriting, 2LoD, and BCMA in the implementation of credit assessment and monitoring standards for applicable portfolios
  • Support ICG Risk Analysis Voice of the Employee (VOE) initiatives
  • Travel (less than 10%)
What we offer
What we offer
  • medical, dental & vision coverage
  • 401(k)
  • life, accident, and disability insurance
  • wellness programs
  • paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
  • discretionary and formulaic incentive and retention awards
  • Fulltime
!
Read More
Arrow Right
New

Credit Risk Underwriter

The role will be working in the credit underwriting and risk team supporting our...
Location
Location
United Kingdom , Marlow
Salary
Salary:
Not provided
softcat.com Logo
Softcat
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Excellent organisational skills and attention to detail
  • Ability to multitask and make decisions under pressure
  • Effective communication skills, with the ability to develop and maintain relationships with different personalities across the business
  • Minimum of 3 years' experience in a similar underwriting role
  • Strength of character to stand by decisions and explain to those less familiar with credit risk
  • Ability to take calculated risks with favourable outcomes
  • Demonstrate the ability to think around a subject, considering risk implications of our current policies and procedures
  • Strong financial literacy and ability to interpret financial information from a credit-worthiness perspective
  • Basic knowledge of key industry and political risks
Job Responsibility
Job Responsibility
  • Action credit limits within the worklist by evaluating the customer's creditworthiness based on publicly available information and/or data obtained directly from the customer up to approved DOA
  • Reviewing recommendations provided by Credit Underwriter 1, within Delegation of Authority and providing guidance where necessary
  • Write up commercial papers with a clear recommendation to go to the Senior Credit Underwriter and above (depending on DOA)
  • Apply for insurance where credit limit is £300k plus
  • Liaise with key internal stakeholders, including Head of Credit, Commercial Risk and Group Financial Controller and the Senior Leadership Team
  • Proactively collaborating with sales teams and business operation departments within Softcat
  • Providing support to colleagues and account managers with queries
  • Providing support on order related tasks, including First Order Checks and 20k new address checks
  • Complete ad-hoc tasks as required within DOA level
  • Bank verifications of new creditors
What we offer
What we offer
  • Pension
  • Share incentive plan
  • Life Assurance
  • Healthcare
  • Holiday
  • Trips
  • Vouchers
  • Partner/family Benefits
  • Perklife
  • Maternity, Paternity and Adoption support
  • Fulltime
Read More
Arrow Right

Credit Risk Senior Analyst

The Credit Risk Senior Analyst is a developing professional role. Deals with mos...
Location
Location
Colombia , Bogotá
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
  • Analyze program results vs expectations
  • Develop Strategies and Criteria
  • Gather data and prepare data for analysis
  • Bachelor's/University degree or equivalent experience
Job Responsibility
Job Responsibility
  • Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager
  • Manages the risk associated with new and existing borrowing relationships
  • Performs spreads of client business financial statements
  • Creates Customer Accounting Systems through Credit Platform
  • Recognizes potential client risk through early warning systems
  • Performs periodic financial statement review
  • Tracks established financial covenants
  • Monitors compliance to borrowing base credit facility
  • Accompanies Underwriting Manager on customer site visits
  • Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors
  • Fulltime
Read More
Arrow Right

Credit Risk Senior Analyst

The Credit Senior Analyst is a developing professional role responsible for cred...
Location
Location
Colombia , Bogotá
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Strong English communication skills required (verbal and written)
  • 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
  • extensive knowledge of Generally Accepted Accounting Principals (GAAP) accounting, financial regulations, financial products, and credit analysis
Job Responsibility
Job Responsibility
  • Spread new, renewal, interim financial statements and business/individual tax returns in accordance with bank guidelines
  • Provide succinct analysis based on customers, peers, the portfolio, and the industry
  • Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
  • Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
  • Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
  • Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
  • Provide leadership, training, and coaching to Credit Analyst I positions and back up support to the Application Preparation Team Manager
  • May act as an industry specialist with responsibility for SBA/EXIM loan analysis
  • Appropriately assess risk when business decisions are made
  • Fulltime
Read More
Arrow Right

Credit Risk Senior Analyst

The Credit Risk Intmd Analyst is a developing professional role. Deals with most...
Location
Location
Taiwan , Taipei
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
  • Analyze program results vs expectations
  • Develop Strategies and Criteria
  • Gather data and prepare data for analysis
  • Bachelor's/University degree or equivalent experience
  • Good understanding of how the team and area integrate with others
  • Applies analytical thinking and knowledge of data analysis tools and methodologies
  • Requires attention to detail when making judgments and recommendations
  • Developed communication and diplomacy skills
Job Responsibility
Job Responsibility
  • Provides analysis of a business' financial trends, indicators and other client data
  • Manages the risk associated with new and existing borrowing relationships
  • Performs spreads of client business financial statements
  • Creates Customer Accounting Systems through Credit Platform
  • Recognizes potential client risk through early warning systems
  • Performs periodic financial statement review
  • Tracks established financial covenants
  • Monitors compliance to borrowing base credit facility
  • Accompanies Underwriting Manager on customer site visits
  • Compliance with Citibank policies
  • Fulltime
Read More
Arrow Right

Credit Risk Senior Analyst

The Credit Risk Intermediate Analyst is a developing professional role that deal...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
  • Bachelor's/University degree or equivalent experience
  • Good understanding of how the team and area integrate with others in accomplishing objectives
  • Applies analytical thinking and knowledge of data analysis tools and methodologies
  • Requires attention to detail when making judgments and recommendations
  • Developed communication and diplomacy skills
  • Ability to break down information in a systematic and communicable manner
Job Responsibility
Job Responsibility
  • Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager
  • Manages risk associated with new and existing borrowing relationships
  • Performs spreads of client business financial statements
  • Creates Customer Accounting Systems through Credit Platform
  • Recognizes potential client risk through early warning systems
  • Performs periodic financial statement review
  • Tracks established financial covenants
  • Monitors compliance to borrowing base credit facility
  • Accompanies Underwriting Manager on customer site visits
  • Compliance with Citibank policies
What we offer
What we offer
  • Extensive on-the-job training
  • Exposure to senior leaders
  • Traditional learning opportunities
  • Volunteerism opportunities
  • Career growth and development
  • Fulltime
Read More
Arrow Right

Assistant Vice President, ICM Risk Analysis Credit Risk Senior Analyst

ICM Risk Analysis Credit Risk Associates are responsible for a portfolio of inst...
Location
Location
Japan , Tokyo
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelor's/University degree or equivalent experience
  • Financial Services experience including 5-8 years of credit experience in Banking or Credit Risk Management
  • Well-developed analytical skills with understanding of key financial components
  • Advanced knowledge of financial statements and GAAP accounting or similar governance
  • Solid understanding of Credit Policy and procedures
  • Advanced Microsoft Office (Word, Excel, and PowerPoint) skills
  • Advanced experience with internal Policies, Standards, Procedures, Templates and financial modeling
  • Highly effective interpersonal skills with ability to build relationships
  • Exceptional written and verbal communication skills
Job Responsibility
Job Responsibility
  • Assess credit and financial strength of Citi's most complex Large Corporate, Public Sector, and Financial Institutions Clients
  • Complete Credit Approval Memos (CAMs) and Final Obligor Risk Ratings (FORR)
  • Continuous monitoring of covered portfolio including industry trends and impacts to key relationships
  • Review and provide recommendation on risk rating across sector
  • Partnership with regional and industry stakeholders in credit assessment implementation
  • Support ICM Risk Analysis Voice of the Employee (VOE) initiatives
  • Travel (less than 10%)
  • Fulltime
Read More
Arrow Right

Credit Risk Senior Analyst

The Credit Risk Intmd Analyst is a developing professional role. Deals with most...
Location
Location
Philippines , City of Taguig
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
  • Analyze program results vs expectations / Develop Strategies and Criteria / Gather data and prepare data for analysis
  • Bachelor’s/University degree or equivalent experience
Job Responsibility
Job Responsibility
  • Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager for further discussion and consideration
  • Manages the risk associated with new and existing borrowing relationships
  • Performs spreads of client business financial statements
  • Creates Customer Accounting Systems’ through Credit Platform
  • Recognizes potential client risk through early warning systems
  • Performs periodic financial statement review
  • Tracks established financial covenants
  • Monitors compliance to borrowing base credit facility
  • Accompanies Underwriting Manager on customer site visits (when appropriate)
  • Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors
  • Fulltime
Read More
Arrow Right
Welcome to CrawlJobs.com –
Your Global Job Discovery Platform
At CrawlJobs.com, we simplify finding your next career opportunity by bringing job listings directly to you from all corners of the web. Using cutting-edge AI and web-crawling technologies, we gather and curate job offers from various sources across the globe, ensuring you have access to the most up-to-date job listings in one place.
Jobs by Category
Art and Entertainment Jobs Banking Jobs Call Center Jobs Construction Jobs Consulting Jobs Customer Service Jobs Education Jobs Energy Jobs Finance Jobs Gastronomy Jobs Health and Beauty Jobs Hospitality and Tourism Jobs Human Resources Jobs Insurance Jobs IT - Administration Jobs IT - Software Development Jobs Legal Jobs Logistics Jobs Manufacturing Jobs Marketing, Digital Marketing, SEO, SEM Jobs Media Jobs Nursing Jobs Office Administration Jobs Pharmacy Jobs Physical Work Jobs Public Relations Jobs Public Sector Jobs Purchasing Jobs Quality Control Jobs Real Estate Jobs Research and Development Jobs Sales Jobs
Job Positions Jobs by Country
United States Jobs United Kingdom Jobs India Jobs Canada Jobs Australia Jobs Poland Jobs Ireland Jobs Germany Jobs
Company
Blog About Us Contact
Follow Us
Facebook
X (Twitter)
LinkedIn
Instagram
© 2025 CrawlJobs Ltd. All Rights Reserved
Terms & Conditions Privacy Policy