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We are seeking an experienced Senior Credit Risk Modelling Manager to lead a small team in the development, delivery, and ongoing maintenance of credit risk models. You'll take responsibility for a suite of credit risk models (one of Internal ratings Based (IRB), impairment, forecasting, or decisioning) and ensuring they are robust, well-governed and aligned to regulatory expectations. You'll use a blend of technical expertise, industry knowledge, and lateral thinking to be able to solve complex business problems, taking advantage of emerging industry best practice and technological developments. Working closely with senior stakeholders across Risk, Finance, Treasury, Commercial, Technology and the wider business, you'll help shape the Society's modelling strategy, champion best practice, and support confident, evidence based decision making.
Job Responsibility:
Lead a small team in the development, delivery, and ongoing maintenance of credit risk models
Take responsibility for a suite of credit risk models (one of Internal ratings Based (IRB), impairment, forecasting, or decisioning) and ensuring they are robust, well-governed and aligned to regulatory expectations
Use a blend of technical expertise, industry knowledge, and lateral thinking to solve complex business problems
Help shape the Society's modelling strategy, champion best practice, and support confident, evidence based decision making
Requirements:
Considerable experience of credit risk model development, which should include delivery of retail Basel III Internal Ratings Based (IRB) models, or equivalent
Experience in building constructive working relationships with internal and external technical review teams
The ability to convey complex technical concepts to non-technical audiences
A track record of producing clear, high-quality technical documentation suitable for regulatory review
Ideally UK financial services experience
Excellent stakeholder management skills, with the confidence to challenge and influence at senior levels
Ability to work independently and at pace, staying calm and adaptable as priorities shift
Experience leading, developing and motivating technical teams
What we offer:
An annual colleague bonus of up to 12%
Hybrid working with 60% of your time at home
Matched pension contributions of up to 10%
26 days holiday, plus bank holidays and holiday purchase scheme of up to 5 days each year