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Leeds Building Society Logo Leeds Building Society · IT - Software Development

Senior Credit Risk Modeller

United Kingdom, Leeds City Centre OR Cobalt office, Newcastle 50000.00 - 59000.00 GBP / Year · Job Posted June 09, 2026
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Job Description

We've been helping our members save for their future and buy their own home since 1875. Join us and you'll play a big role in helping us to put home ownership within reach of more people, generation after generation. It's a purpose that drives everything we do. And you can play your part too – join our Risk Modelling & Measurement team as a Senior Credit Risk Modeller.

Job Responsibility

Support the Credit Risk team developing, monitoring, and maintaining credit risk models used across the society, within capital, provisioning, customer decisioning and other business needs.

Requirements

  • Previous analytical or data science experience within credit risk or broader financial institutions, with exposure to developing predictive models
  • Knowledge on principles of credit risk model development, including scorecard, Basel/IRB or IFRS9 modelling (PD, EAD, LGD, etc.)
  • UK retail lending experience
  • In-depth knowledge and understanding of statistical aspects (especially these which are used in Credit Risk-Basel modelling): Logistic-Linear Regression, Scorecard development
  • model validation approaches (GINI coefficient
  • KS- statistics)
  • Data sampling
  • Data mining
  • model maintenance frameworks
  • Excellent analytical skills and a strong attention to detail
  • A qualification in a degree with relevant analytical/statistical components
  • Extensive coding experience (SAS, SQL, Python)

What we offer

  • Hybrid working – 2 days per week in the office
  • Annual bonus of up to 12%
  • Matched pension contributions up to 10%
  • 26 days holiday, plus bank holidays and holiday purchase scheme
  • Colleague Mortgage and Saver products
  • 2 days' volunteering per year
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