CrawlJobs Logo
Citi Logo Citi · IT - Software Development

Senior Credit Risk Business Analyst - Vice President

India, Pune · Job Posted June 02, 2026
Apply Position
Job Link Share

Job Description

Credit Risk Technology Team is responsible for delivering Counterparty Credit Risk Management software solutions to Citi’s Risk organization and RWA integrity team for regulatory reporting which manages Citi’s exposure to financial institutions, governments and corporates that trade with Citi. The team builds and maintains software used to compute metrics that help mitigate Citi’s exposure to counterparty default. These include computation of Collateral Allocation for Portfolios, Haircut for Security and Cash Collateral, Collateral Concentration Levels and Wrong Way Risk, Pre-settlement exposure, Exposure At Default, Risk weighted assets amongst others.

Job Responsibility

  • Liaise with stakeholders across the Risk and Front Office Technology, Counterparty Risk Management, Finance and Front Office business organizations to assemble business requirements for Counterparty Risk Technology projects
  • Manage expectations of various stakeholder groups and help negotiate solutions to complex problems
  • Project manage complex Counterparty Credit Risk projects end to end. Accurately record, maintain, and report Program/Project management tracking data such as milestones via Citi’s internal project tracking systems
  • Help assemble/manage detailed documentation covering Counterparty Risk calculations and other processing, to be used to discuss technology implementation details with the Business users and Market Regulators in various countries/regions. Create flow diagrams, structure charts, and other types of system or process representations when appropriate
  • Facilitate and drive project meetings with both business and technology teams
  • Develop and review test scripts with business users as well as technology teams for System, User and Impact testing
  • Understand, analyze, and explain counterparty exposures on SFTs books to users. Investigate PSE/EAD/RWA and related calculations for internal risk management and BASEL3/BASEL4 regulatory capital reporting based on the exposure profiles generated by the systems
  • Ability to trace changes in day to day exposures to changes in markets, books and or legal agreements
  • Where feasible develop excel prototypes to demonstrate and analyze risk calculations.

Requirements

  • Experienced in Business Analysis and SDLC
  • Project Management experience a key advantage
  • 12+ years experience in the Capital Markets domain
  • Understanding of the mechanics and life cycle of Securities Financing Transactions (SFT), Loans and derivatives products, including Options, Futures, Forwards and Swaps is an advantage
  • Experience working with global teams across time zones
  • Proficiency in MS Office (Word, Excel, Visio, PowerPoint)
  • Data Analysis capabilities (Database or Spreadsheet), with extensive experience using Excel required
  • Bachelor's degree/University degree or equivalent experience, Master's degree an advantage
  • Graduate in STEM (Science, Technology, Engineering and Mathematics) or Finance discipline
  • FRM/CFA or other Financial mathematics degree or certification is preferable
  • Excellent verbal and written English
  • Ability to collaborate effectively in a large global team
  • Ability to take ownership and proactively follow up on issues
  • He/She shall be proficient using AI tools to understand code/logic in Java and also make changes and get it reviewed by Tech leads.
Citi - All Job Offers

Looking for more opportunities?

Search for other job offers that match your skills and interests.

Suggested Tags: Frontend Developer Secretary Talent Manager Salesforce Administrator Data Analyst
Similar Jobs for

Senior Credit Risk Business Analyst - Vice President

8 matching positions

Wholesale Credit Risk Data Quality Analytics and Reporting Senior Lead Analyst- Senior Vice President

Location
Location
India , Pune
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 15+ years of experience in Banking or Finance industry preferred
  • 12+ years of experience on working with Wholesale Credit Risk dataset
  • Experience / Certifications in Agile Methodology preferred
  • Experience monitoring and managing Data Quality on an ongoing basis, including identifying and resolving issues
  • executing against Data Quality strategies and policies
  • Communicates effectively, develops and delivers multi-mode communications that convey a clear understanding of the unique needs of different audiences
  • able to drive consensus, and influence relationships at all levels
  • Collaborates effectively by building partnerships and working well with others to meet shared objectives
  • Strong negotiation, influencing and stakeholder management skills across a variety of stakeholders at different levels
  • Optimizes work processes by balancing effective / efficient processes with a focus on continuous improvement. Demonstrates ability to balance between understanding the big picture while paying close attention to detail
Job Responsibility
Job Responsibility
  • Directs key initiatives within the business through the collection, analysis, review, reporting, documentation and communication of business needs and requirements
  • Manages resource allocation of work on key projects/initiatives
  • Deals with complex and highly variable issues with substantial potential business impact
  • Applies ingenuity and creativity to problem analysis and resolution in complicated and/or novel situations
  • Acts as an advisor or coach to new or lower-level personnel in the business processes and procedures of the business
  • Provides in-depth and sophisticated analysis with interpretive thinking to define problems and develop innovative solutions
  • Influences strategic functional decisions through advice, counsel or provided services that have direct impact on the business
  • Designs/analyzes complex reports to satisfy management requirements
  • Uses broad discretion in developing solutions for broad-based business reporting issues
  • Leads reengineering efforts in business's methodology, strategy, and organizational goals
  • Fulltime
Read More
Arrow Right

Credit Risk Senior Analyst, Assistant Vice President

Citi Commercial Bank – Commercial Lending Management – Assistant Vice President....
Location
Location
Philippines , Taguig City
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 5 years and above experience in credit underwriting, portfolio and/or risk management with a multinational financial services organization
  • Demonstrated knowledge of basic accounting and financial concepts and their practical application in the credit underwriting process
  • Excellent communication (written, verbal, presentation and listening) and organizational skills
  • ability to complete multiple priorities in a timely manner
  • Demonstrates learning agility: seeks out resources and experience to continually build knowledge/skills
  • quickly and successfully applies learning to new situations
  • Highly proficient in spreadsheet, word processing and presentation applications, including strong data visualization skills
  • Bachelor’s degree
  • advanced degree(s) and other certifications considered but not required
Job Responsibility
Job Responsibility
  • Facilitate the end-to-end annual review and portfolio management process within the NAM CCB for the assigned relationships and portfolio
  • Rapidly develop knowledge of assigned portfolio and industry, and create well-supported analysis that effectively balances risk and business objectives
  • Ensure appropriate regulatory classification and minimizing net credit losses for covered portfolio, as well as identify emerging areas of concerns that should be escalated
  • Produce the underlying analysis and workflow supporting underwriting requests for new-to-bank and existing credit relationships, including pre-screening opportunities, facilitate amendments and extensions, perform annual reviews and other credit requests, including the related diligence
  • Timely analysis and preparation of monthly and/or quarterly financial memo reviews of existing borrowers to track compliance with loan covenants, raising potential concerns and taking necessary actions in partnership with other key stakeholders for the assigned portfolio
  • Develop and maintain an extensive knowledge in the various credit products and services offered to CCB clients
What we offer
What we offer
  • Access to telehealth options, health advocates, confidential counseling
  • Expanded Paid Parental Leave Policy
  • Resources to manage financial well-being and help plan for the future
  • Access to an array of learning and development resources
  • Generous paid time off packages
  • Resources and tools to volunteer in the communities
  • Fulltime
Read More
Arrow Right

Credit Risk Senior Analyst, Assistant Vice President

Citi Commercial Bank – Commercial Lending Management – Assistant Vice President....
Location
Location
Philippines , Taguig City
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 5 years and above experience in credit underwriting, portfolio and/ or risk management with a multinational financial services organization
  • Demonstrated knowledge of basic accounting and financial concepts and their practical application in the credit underwriting process
  • Excellent communication (written, verbal, presentation and listening) and organizational skills
  • ability to complete multiple priorities in a timely manner
  • Demonstrates learning agility: seeks out resources and experience to continually build knowledge/skills
  • quickly and successfully applies learning to new situations
  • Highly proficient in spreadsheet, word processing and presentation applications, including strong data visualization skills
  • Bachelor’s degree
  • advanced degree(s) and other certifications considered but not required
Job Responsibility
Job Responsibility
  • Facilitate the end-to-end annual review and portfolio management process within the NAM CCB for the assigned relationships and portfolio
  • Rapidly develop knowledge of assigned portfolio and industry, and create well-supported analysis that effectively balances risk and business objectives
  • Ensure appropriate regulatory classification and minimizing net credit losses for covered portfolio, as well as identify emerging areas of concerns that should be escalated
  • Produce the underlying analysis and workflow supporting underwriting requests for new-to-bank and existing credit relationships, including pre-screening opportunities, facilitate amendments and extensions, perform annual reviews and other credit requests, including the related diligence
  • Timely analysis and preparation of monthly and/or quarterly financial memo reviews of existing borrowers to track compliance with loan covenants, raising potential concerns and taking necessary actions in partnership with other key stakeholders for the assigned portfolio
  • Develop and maintain an extensive knowledge in the various credit products and services offered to CCB clients
What we offer
What we offer
  • Access to telehealth options, health advocates, confidential counseling
  • Expanded Paid Parental Leave Policy
  • Resources to manage financial well-being and help plan for the future
  • Access to an array of learning and development resources
  • Generous paid time off packages
  • Resources and tools to volunteer in the communities
  • Fulltime
Read More
Arrow Right

Credit Risk Senior Analyst, Assistant Vice President

We’re currently looking for a high caliber professional to join our team as Cred...
Location
Location
Philippines , Taguig City
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 5 years and above experience in credit underwriting, portfolio and/ or risk management with a multinational financial services organization
  • Demonstrated knowledge of basic accounting and financial concepts and their practical application in the credit underwriting process
  • Excellent communication (written, verbal, presentation and listening) and organizational skills
  • ability to complete multiple priorities in a timely manner
  • Demonstrates learning agility: seeks out resources and experience to continually build knowledge/skills
  • quickly and successfully applies learning to new situations
  • Highly proficient in spreadsheet, word processing and presentation applications, including strong data visualization skills
  • Bachelor’s degree
  • advanced degree(s) and other certifications considered but not required
Job Responsibility
Job Responsibility
  • Facilitate the end-to-end annual review and portfolio management process within the NAM CCB for the assigned relationships and portfolio
  • Rapidly develop knowledge of assigned portfolio and industry, and create well-supported analysis that effectively balances risk and business objectives
  • Ensure appropriate regulatory classification and minimizing net credit losses for covered portfolio, as well as identify emerging areas of concerns that should be escalated
  • Produce the underlying analysis and workflow supporting underwriting requests for new-to-bank and existing credit relationships, including pre-screening opportunities, facilitate amendments and extensions, perform annual reviews and other credit requests, including the related diligence
  • Timely analysis and preparation of monthly and/or quarterly financial memo reviews of existing borrowers to track compliance with loan covenants, raising potential concerns and taking necessary actions in partnership with other key stakeholders for the assigned portfolio
  • Develop and maintain an extensive knowledge in the various credit products and services offered to CCB clients
What we offer
What we offer
  • Programs and services for physical and mental well-being including access to telehealth options, health advocates, confidential counseling
  • Expanded Paid Parental Leave Policy
  • Resources to manage financial well-being and help plan for the future
  • Access to an array of learning and development resources
  • Generous paid time off packages
  • Resources and tools to volunteer in the communities
  • Fulltime
Read More
Arrow Right
New

Product Developer / Business Analyst - Counterparty Credit Risk Stress Testing, Vice President

Given heightened expectations from regulators and a goal to build a strong and c...
Location
Location
United States , Irving; Tampa
Salary
Salary:
114720.00 - 172080.00 USD / Year
https://www.citi.com/ Logo
Citi
Expiration Date
June 09, 2026
Flip Icon
Requirements
Requirements
  • 5+ years of experience in the financial industry and banking
  • Direct experience in end-to-end project delivery, and knowledge of various analytical tools
  • Understanding of financial market products – Derivatives (Bilateral & Cleared), Securities Financial Transactions (SFTs), Margin lending and Financing
  • Knowledge of counterparty credit risk concepts, data, system integration, and processes
  • Understanding of counterparty exposure metrics – Net Stressed Exposure, Factor Sensitivities, Potential Future Exposure, Settlement Exposure, Intraday exposure
  • Excellent project management and business analysis skills
  • Strong written and verbal communication skills with focus on stakeholder management
  • Strong analytical and problem-solving skills with attention to detail
  • Ability to work well with cross-functional teams from Business, Risk, Technology and Compliance
  • Ability to collaborate and clearly communicate with senior members of an organization
Job Responsibility
Job Responsibility
  • Lead strategic BAU and Regulatory projects primarily impacting Counterparty Credit Risk exposure measures for traded product markets business
  • Develop and enhance tools for the measurement, monitoring and reporting of counterparty exposure including Stress testing - Net Stressed Exposure (NSE), Potential Future Exposure (PFE), Settlement Risk, Intraday risk and participate in project management of strategic risk infrastructure development
  • Work in close coordination with Front office sales & trading, in-business risk managers, second line risk managers and risk senior stakeholders
  • Manage end-to-end project/product development lifecycle, build book of work, scope releases, track business priorities, define business requirements and UAT strategy incorporating regulatory and compliance requirements
  • Perform data analysis, document as-is and to-be state, requirement gathering, draft BRDs, UAT and Impact analysis
  • Work with all stakeholders to fulfil the delivery objectives for effective, accurate and timely risk management and reporting
  • Partners with senior team members and a widely distributed global user community to define and implement solutions
  • Help track and address CCR data and methodology issues, develop weekly metrics and remediation plans for system enhancements
  • Work with technology to understand infrastructure gaps, systems, and data flows. Identify and document gaps and suggest improvements for target state build-out
  • Communicate key findings and issues to senior management and provide regular status updates
What we offer
What we offer
  • medical, dental & vision coverage
  • 401(k)
  • life, accident, and disability insurance
  • wellness programs
  • paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
  • Fulltime
!
Read More
Arrow Right

Senior Engineering Lead - Credit Risk - Senior Vice President

This is a Senior Lead Principal Engineer position responsible for establishing a...
Location
Location
India , Chennai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Full-stack developer with 10+ years of experience in designing and developing robust, scalable, and maintainable applications applying Object Oriented Design principles
  • Hands-on experience in Web technologies (HTML, CSS, React JS), REST-APIs, and Backend using Java/J2EE technologies
  • Deep experience with Big Data technologies and data platforms capable of handling vast datasets for training, serving, and managing AI models
  • Strong knowledge of cloud platforms (AWS, Azure, or Google Cloud) and deployment/packaging solutions such as Dockers/Kubernetes, OpenShift
  • Experience with Agile software development processes with a strong emphasis on test driven development
  • Strong knowledge of CI/CD pipelines and experience in tools such as JIRA, BlackDuck, SONAR etc
  • Deep understanding of JVM internals such as class loading and memory management
  • Java Core with extensive hands-on experience with concurrent programming
  • Spring Framework including Core, Integration, Batch, JDBC, Hibernate
  • Distributed Caching frameworks such as Oracle Coherence, Redis or equivalent
Job Responsibility
Job Responsibility
  • Provide technical leadership and development oversight to the wider team of Software Engineers/Analysts
  • Ensure application design adheres to the appropriate architectural and design patterns for scalable and intelligent systems
  • Develop key software components personally, and use your code as a teaching tool across the team for patterns and techniques, especially concerning Agentic AI design and implementation
  • Host sessions for design and code review at multiple levels of the organization
  • Improve our engineering standards and process to make the team more capable and efficient, embracing AI-assisted development practices, including the use of tools like Git Copilot and Devin AI
  • Collaborate effectively with a large global team of software engineers, business analysts, dev-ops and support staff to deliver software solutions for the business
  • Lead the adoption of new technologies where appropriate to solve business problems while adhering to Citi's architectural guidelines, with a strong focus on Agentic AI and Machine Learning frameworks
  • Serve as advisor or coach to mid-level/junior developers and analysts, helping build the overall engineering capabilities of the team, particularly in AI/ML and intelligent systems development
  • Appropriately assess risk when decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
  • Fulltime
Read More
Arrow Right

Senior Vice President - Global Credit Reserve Sr. Lead Analyst - Risk Management

The Global Credit Reserve Team oversees the firmwide credit reserving approaches...
Location
Location
Canada , Mississauga
Salary
Salary:
141600.00 - 212400.00 USD / Year
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 10+ years of experience
  • Solid knowledge and hands-on experience in risk management, especially with credit portfolios, exhibiting abilities in scrutinizing, probing, and supervising first line of defense risk management
  • Acumen in questioning, examining, and validating new account strategies, account management strategies, and non-scoring financial models
  • Familiarity with compliance protocols with a demonstrated ability to direct, assess and dispute compliance adherence
  • Experience in directing internal and external audits, with a strong understanding of oversight reviews, demonstrating competence in questioning and appraising audit processes
  • Ability to collaborate with multiple teams and departments with a focus on managing, inspecting and disputing collaborative endeavors
  • Comprehensive knowledge and experience in risk assessment, particularly when making business decisions demonstrating, strength in contesting, scrutinizing, and ensuring decisions maintain the firm's reputation
  • Proficiency in ensuring compliance with legal and regulatory requirements, demonstrating ability to dispute, assess, and supervise compliance processes
  • Advanced expertise in scrutinizing and evaluating complex financial data, with the capacity to make strategic decisions under review
  • Proficiency in credit analysis, counterparty risk, and portfolio stress testing, including the ability to predict and plan for potential market fluctuations whilst challenging these predictions
Job Responsibility
Job Responsibility
  • Supervise and scrutinize risk management activities related to the credit portfolio, including risk assessment, mitigation, monitoring, and reporting to ensure optimal performance
  • Oversee the end-to-end framework for credit reserve adequacy, carefully assessing and mitigating potential risks
  • Review new and enhanced modelling techniques applied for credit reserving
  • Conduct rigorous internal and oversight reviews, probing and investigating internal processes and controls, managing any internal audits or regulatory exams to uphold institutional integrity
  • Assess and analyze risk during decision making processes, using sound judgement to safeguard the firm's reputation and financial stability
  • Ensure firm policies are upheld, promote ethical conduct, and rigorously examine activities and processes to ensure compliance with relevant legal and regulatory requirements
  • Stay informed about industry trends, leverage strong communication skills to clearly relay information to various stakeholders and make complex business decisions
  • Monitor and adapt current practices according to the latest trends in credit risk analysis, leveraging expertise for improved forecasting and allowance calculations
  • Manage governance discussions to ensure reserve adequacy
  • Is an enthusiastic and early adopter of change
  • Fulltime
Read More
Arrow Right

Vice-President - Senior Credit Analyst

The ICM Senior Credit Analyst will lead the evaluation and ongoing management of...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • CA, CFA, or MBA (Finance) with 10–13 years of experience in credit risk, corporate lending, or financial research
  • Exceptional experience with the internal Policies, Standards, Procedures, Templates
  • Ability to analyze and evaluate financial statements and business plans, across a range of industrial sectors and form independent opinions on credit and emerging risks
  • Proficient knowledge of corporate and debt structuring, with a particular understanding of bank loan documentation
  • Good understanding of risk profiles of all credit products
  • Advanced credit analysis and corporate financial modeling
  • Risk assessment and quantitative analysis experience
  • Ability to build and maintain relationships and communication skills, both written and verbally
  • Ability to work autonomously, as well make meaningful contributions as part of a team
  • Project management skills, with a focus on Information System implementation
Job Responsibility
Job Responsibility
  • Lead comprehensive credit assessments, valuations, and rating assignments for complex or large exposures
  • Independently prepare financial models and company valuations using most appropriate methods (DCF, SOTP, Project finance, comparable company analysis, precedent transactions, etc.)
  • Assess liquidity, debt capacity and other areas of financial and operating performance to evaluate areas of weakness and potential for turnaround, which is measured by setting and monitoring appropriate classification triggers
  • Model companies' financial position to assess appropriate debt structure and accurate debt value using the most appropriate valuation methodology
  • Oversee and review credit papers, ensuring analytical rigor and compliance with policy standards
  • Monitor portfolio performance and conduct early warning analyses
  • Guide stress testing, sector review initiatives, and internal risk assessments
  • Participate in or lead credit review committees and provide insights on deal structuring and documentation
  • Mentor and review work of analysts across levels to maintain output quality and consistency
  • Ensure adherence to credit governance, internal control, and audit standards
What we offer
What we offer
  • Access to telehealth options, health advocates, confidential counseling
  • Expanded Paid Parental Leave Policy
  • Access to an array of learning and development resources
  • Generous paid time off packages
  • Resources and tools to volunteer in the communities in which they live and work
  • Fulltime
Read More
Arrow Right