Senior Credit Risk & Approval Specialist, Wells Fargo

Wells Fargo

Location:
United States, Charlotte

Category:
Finance

Contract Type:
Not provided

Salary:

Not provided

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Job offer has expired

Job Description:

Wells Fargo is seeking a Senior Credit Risk & Approval Specialist to join CIB IRM supporting the Corporate Debt Finance (CDF) team. Primary responsibilities include approving collateral submissions (individual leveraged loans), valuation adjustment events (VAE) for existing collateral positions and monitoring facilities, servicers, overall portfolio performance and loan market conditions. Additional responsibilities include reviewing management reporting, assigned and ad-hoc project management.

Job Responsibility:

Make credit decisions using delegated authority and recommendations to higher authority for credit decisions above delegated authority
Provide credible challenge for credit decisions and ensure compliance with CDF policies and procedures
Be available and engaged to meet prescribed time frames for executing credit decisions in conformity with line of business requirements and business standards
Review and analyze moderately complex loan transactions, business, operational, or technical challenges that require an in depth evaluation of loan underwriting and portfolio management performance and risk limits
Receive direction from leaders and exercise independent judgment while developing the knowledge to understand function, policies, procedures and compliance requirements
Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals
Interact with internal and external customers

Requirements:

4+ years of Credit Risk & Approval or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
A BS/BA degree or higher
Strong analytical skills with high attention to detail and accuracy
Excellent verbal, written, and interpersonal communication skills
Knowledge and understanding of credit: policy, compliance, and underwriting requirements
Solid negotiation skills
Strong relationship management, collaboration and partnering skills
Ability to articulate and demonstrate strong leadership and influential skills while executing in a fast paced, high demand, environment in the midst of balancing multiple priorities
Ability to negotiate, influence, and collaborate to build successful relationships
Knowledge and understanding of loan portfolio management, problem loan resolution and workout situations

Nice to have:

Strong analytical skills with high attention to detail and accuracy
Excellent verbal, written, and interpersonal communication skills
Knowledge and understanding of credit: policy, compliance, and underwriting requirements
Solid negotiation skills
Strong relationship management, collaboration and partnering skills
Ability to articulate and demonstrate strong leadership and influential skills while executing in a fast paced, high demand, environment in the midst of balancing multiple priorities
Ability to negotiate, influence, and collaborate to build successful relationships
Knowledge and understanding of loan portfolio management, problem loan resolution and workout situations

What we offer:

Relocation assistance is not available for this position
This position currently offers a hybrid work schedule

Additional Information:

Job Posted:
June 10, 2025

Expiration:
June 17, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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Senior Credit Risk & Approval Specialist