Senior Credit Risk Analyst Job at Jobmetoo (Milano)

Senior Credit Risk Analyst

Shopify Payments processes billions of dollars for millions of merchants across ...

Location

Salary:

Not provided

Shopify

Expiration Date

Until further notice

Requirements

3+ years of hands-on merchant risk analysis experience in payments or e-commerce
Deep knowledge of merchant credit risk patterns and the ability to connect scattered data points into a clear risk picture
Proven track record building mitigation strategies and detection rules that catch bad actors without hurting good merchants
Strong understanding of different business models and the specific risk profiles they carry
Clear, direct written and verbal communication skills — you explain complex situations in plain language to any audience
Experience managing risk for high-value processing volumes and high-visibility accounts
Solid understanding of chargeback processes: root causes, money movement, mitigation techniques, and monitoring programs
High proficiency with spreadsheet tools like Google Sheets or Excel
Comfort working in ambiguity where existing frameworks don't always apply and you need to figure it out

Job Responsibility

Review cases flagged by models and rules, analyze signals, and act fast to prevent merchant credit risk losses
Communicate directly with merchants via email to address concerns, gather information, and explain decisions in plain language
Handle escalated account inquiries for high-value and high-visibility merchants where the stakes are highest
Identify emerging risk patterns and industry trends, then work with data teams to sharpen detection rules and predictive models
Shape credit risk policy and team strategy by bringing deep domain expertise to the table
Collaborate with engineering and product teams to build better risk mitigation tools
Conduct complex account reviews and articulate financial risk trends to the broader team
Balance risk and reward so merchants get a low-friction experience without exposing Shopify to unnecessary losses

Fulltime

Senior Credit Risk Analyst

Block is one company built from many blocks, all united by the same purpose of e...

Location

United States , Bay Area

Salary:

Not provided

Block

Expiration Date

Until further notice

Requirements

Bachelor's degree preferably in a business or quantitative field
5+ years of prior credit risk experience in a bank / financial services organization
Experience with regulatory requirements and guidelines
Experience in BI tools, creating dashboards and reports for senior management review
Strong interpersonal, analytical, verbal and written communication skills

Job Responsibility

Monitor credit performance across consumer and commercial portfolios
Build and maintain credit risk dashboards that provide real-time visibility into portfolio health for senior management and the Board
Analyze early warning signals (7-day delinquency, payment behavior changes, credit utilization patterns) to predict portfolio stress before it materializes in losses
Track key credit risk indicators (KRIs) defined in the Bank's Risk Appetite Statement, including delinquency rates, charge-off metrics, risk grade distributions, and concentration limits
Prepare monthly/quarterly credit risk reports for the management and board committees
Lead or challenge credit risk assessments for new products, partnerships, underwriting policy changes, and portfolio expansion initiatives
Partner with Credit, Underwriting, and Product teams to implement corrective actions and prevent recurrence
Support regulatory examinations by preparing credit risk documentation, responding to examiner requests, and presenting portfolio performance

What we offer

Remote work
medical insurance
flexible time off
retirement savings plans
modern family planning

Fulltime

Senior Credit Risk Analyst

Drive insight. Shape strategy. Strengthen credit risk excellence. We’re looking ...

Location

United Kingdom , Dunton

Salary:

Not provided

Ford Motor Company

Expiration Date

Until further notice

Requirements

Established experience in credit risk model development or credit risk analytics within financial services, with hands-on experience in Scorecards and ECL/IFRS9 models
Ability to turn complex datasets into meaningful insights, clear trends, and strategic recommendations
Excellent written and verbal communication, with the confidence to explain complex modelling and analytics concepts to non-technical stakeholders

Job Responsibility

Provide expert technical support for the development, validation, and implementation of credit risk models (Scorecards, ECL/IFRS9), ensuring alignment with the Bank’s model risk management policies
Own the model lifecycle plan—coordinating independent validations, monitoring model performance, and ensuring ongoing fitness for purpose
Contribute to the development and application of Post-Model Adjustments (PMAs) and management judgment overlays, supporting the Bank’s response to economic volatility and model risk
Track population stability and key customer characteristics to assess alignment between expected and actual loan portfolio performance
Lead analysis to determine Loss-to-Receivable (LTR) assumptions for pricing and loss reserving, supporting the Bank’s profitability goals
Conduct in-depth analytics across customer credit profiles and key macroeconomic indicators to highlight emerging risks and opportunities
Support the enhancement and implementation of credit risk policies aligned with strategy and regulatory expectations across the UK and European markets
Partner with first-line operations and finance teams to streamline and integrate credit risk processes
Produce high-quality technical documentation and insights for Bank Risk Committees

Fulltime

Senior Credit Risk Analyst

Senior Credit Risk Analyst - Slough (Hybrid) - Long-Term Contract - Up to £45,00...

Location

United Kingdom , Slough

Salary:

42000.00 - 45000.00 GBP / Year

IN2 Consult

Expiration Date

Until further notice

Requirements

Experience of making financial decisions in regards to commercial lending
At least 2 years Credit Risk experience
Strong understanding of analysing financial statements and can understand the risk of lending

Job Responsibility

Undertaking credit reviews on new and existing commercial clients
Writing credit review findings and suggested action reports
Monitoring active customers' credit files
Analysing prospective customers' balance sheets

Fulltime

Senior Credit Risk Analyst

The Senior Credit Risk Analyst role is focused on analyzing the creditworthiness...

Location

Mexico , Ciudad De Mexico

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5-8 years relevant experience
Previous experience in credit card risk management or equivalent training and experience preferably in the financial services industry
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency
Must be highly organized and able to work in a fast paced environment managing multiple projects and possess effective interpersonal, organizational and analytic skills
Command of Customer Accounting Systems and Credit Platforms
Extensive professional experience in similar role, demonstrating proficiency in credit approval, portfolio monitoring, and financial statement analysis
Bachelor’s/University degree or equivalent experience

Job Responsibility

Independently review and assess business problems, leveraging extensive knowledge of industry standards and practices to evaluate potential risks in assigned portfolios
Identify emerging threats and implement mitigation strategies
Analyze and suggest improvements in credit risk processes for assigned portfolio based on in-depth analysis and industry best practices
Ensure the appropriateness and completeness of credit risk components, validating their usage trends
Manage risk through various means, including spreading of client business, financial statement analysis, recognizing potential client risk early, periodic financial statement reviews, tracking financial covenants, and monitoring borrowing base credit facility compliance
Communicate any potential risks to senior management, providing regular updates about the status of their Reviews
Acts as a change catalyst by identifying and helping others see where new ideas could benefit the organization
Proactively seeks to understand and act in alignment with organizational decisions
helps others prioritize team and enterprise success over their own personal agenda
Proactively identifies opportunities to streamline work

Fulltime

Wholesale Credit Risk Data Quality Analytics and Reporting Senior Lead Analyst- Senior Vice President

Location

India , Pune

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

15+ years of experience in Banking or Finance industry preferred
12+ years of experience on working with Wholesale Credit Risk dataset
Experience / Certifications in Agile Methodology preferred
Experience monitoring and managing Data Quality on an ongoing basis, including identifying and resolving issues
executing against Data Quality strategies and policies
Communicates effectively, develops and delivers multi-mode communications that convey a clear understanding of the unique needs of different audiences
able to drive consensus, and influence relationships at all levels
Collaborates effectively by building partnerships and working well with others to meet shared objectives
Strong negotiation, influencing and stakeholder management skills across a variety of stakeholders at different levels
Optimizes work processes by balancing effective / efficient processes with a focus on continuous improvement. Demonstrates ability to balance between understanding the big picture while paying close attention to detail

Job Responsibility

Directs key initiatives within the business through the collection, analysis, review, reporting, documentation and communication of business needs and requirements
Manages resource allocation of work on key projects/initiatives
Deals with complex and highly variable issues with substantial potential business impact
Applies ingenuity and creativity to problem analysis and resolution in complicated and/or novel situations
Acts as an advisor or coach to new or lower-level personnel in the business processes and procedures of the business
Provides in-depth and sophisticated analysis with interpretive thinking to define problems and develop innovative solutions
Influences strategic functional decisions through advice, counsel or provided services that have direct impact on the business
Designs/analyzes complex reports to satisfy management requirements
Uses broad discretion in developing solutions for broad-based business reporting issues
Leads reengineering efforts in business's methodology, strategy, and organizational goals

Fulltime

Senior Analyst, Credit Risk Management

Sr Analysts, Credit Risk Management located in Frisco, TX, will perform the foll...

Location

United States , Frisco

Salary:

141773.00 - 155000.00 USD / Year

T-Mobile

Expiration Date

Until further notice

Requirements

Master’s Degree in Business, Information Systems, Management Information Systems, Analytics, or related field, and 3 years of relevant work experience
Bachelor’s Degree in Business, Information Systems, Management Information Systems, Analytics, or related field, and 5 years of relevant work experience
Using SQL, SAS, python, and other statistical/analytical programming languages to manipulate large amounts of data, extract key insights from the data, and communicate actionable recommendations based upon insight
Using Tableau and Power BI to create clear and concise visualizations which tell a story
Cleansing, transforming, and manipulating extremely large datasets from multiple sources including Snowflake, Databricks, SQL Server, Oracle, Teradata, HTML, and Azure Blob Storage
Building automated extract, transform, and load processes using scheduled Azure Databricks workflows and Alteryx to enable reliable data pipelines for analysis and reporting
Developing NLP and LLM-based solutions to extract actionable insights from complex, unstructured datasets by automating semantic analysis, entity recognition, and contextual summarization using Python libraries including LDA, LSA, LSI, Hugging Face Transformers, spaCy to enable scalable analytics
Leveraging in-depth knowledge of Collections and Credit Risk operations and tools including FICO Blaze Advisor and FICO TRIAD Customer Manager to ensure proper monitoring of collections strategies and flows and to provide performance readouts for champion/challenger testing
Experience working with outreach platforms such as CallTech, outbound messaging vendors, and outside collection agencies to establish reporting showing tracking to KPIs
At least 18 years of age

Job Responsibility

Work closely with stakeholders to analyze and understand relevant data features and KPIs
Gather and document Business requirements
Partner with customers and stakeholders on the development and production of requested data and standard reports
Deliver functional scope analysis and detailed solution design of the processes and reporting systems
Gather data inputs from multiple sources
Run routine data queries from reporting tools
Ensure integrity of data and reporting
Translate business requirements into process/system functional requirements and identify/assess potential data source
Collaborate with business and IT partner teams to develop business capability and technology roadmaps
Stay abreast of emerging strategic capabilities and data availabilities

What we offer

Competitive base salary and compensation package
Annual stock grant
Employee stock purchase plan
401(k)
Access to free, year-round money coaches
Annual bonus or periodic sales incentive or bonus based on role
Year-end bonus based on company and/or individual performance for most Corporate employees
Monthly bonuses based on individual and/or team performance for certain Customer Care positions
Monthly or quarterly sales incentives for Retail and Business Sales roles
Medical, dental and vision insurance

Fulltime

Senior Analyst, Credit Risk

The Credit Risk Senior Analyst is a seasoned professional role. Applies in-depth...

Location

Philippines , City of Taguig, Metro Manila

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5-8 years previous experience in Forecasting / Fraud / Risk Management
Advanced quantitative and analytic skills required
Proficient in Excel, Microsoft Word, PowerPoint
Excellent communication skills, both oral and written
Bachelor’s/University degree or equivalent experience

Job Responsibility

Oversees the monthly Loss Forecasting aspects of the group
Liaises with the Finance, Collections & Risk Policy team with respect to Loss Forecasting
Oversees analysis of Forecasting in Citi Corp with respect to Forbearance performance and reporting, and Recoveries performance and reporting
Analyzes fraud portfolio performance at a granular level
Develops detailed diagnostics on Fraud behavior, shifts in that behavior, assess its impact on portfolio performance, and support the forecasting process
Assists in the production all presentations to the Citigroup CFO, Citi Cards CEO, Citi Cards Risk Head, Global Consumer Credit Risk Officer & Regulators, as well as various ad hoc requests
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Fulltime

Select Country

Senior Credit Risk Analyst

Job Description

Job Responsibility

Requirements

Looking for more opportunities?

Senior Credit Risk Analyst

Senior Credit Risk Analyst

Senior Credit Risk Analyst

Senior Credit Risk Analyst

Senior Credit Risk Analyst

Senior Credit Risk Analyst

Wholesale Credit Risk Data Quality Analytics and Reporting Senior Lead Analyst- Senior Vice President

Senior Analyst, Credit Risk Management

Senior Analyst, Credit Risk

Our AI answers in your language