Senior Credit Products Portfolio Manager Job at Flagstar Bank (Houston)

Senior CRE Credit Products Portfolio Manager

The Senior CRE Credit Products Portfolio Manager is a strategic advisor responsi...

Location

United States of America , Beverly Hills

Salary:

106023.00 - 165862.00 USD / Year

Flagstar Bank

Expiration Date

Until further notice

Requirements

Undergraduate Degree (4 years or equivalent) Bachelor’s degree in Finance, Accounting, Economics, or a related field or 12+ years of equivalent experience
Minimum experience required: 10+ Years in commercial credit analysis/structuring, underwriting, portfolio management and risk analysis
Deep expertise in structuring and negotiating complex credit agreements
Strong leadership skills with the ability to influence credit strategy and policy
In-depth understanding of macroeconomic factors and their impact on credit risk
Proven ability to manage large portfolios and advise senior executives
Exceptional communication and stakeholder management skills
As relevant for the supported line of business, well versed in legal documentation (e.g., Credit Agreements) and positioned to both develop more junior associates on the topic, interact with internal and external legal counsel, and negotiate directly with clients

Job Responsibility

Complex Credit Structuring & Underwriting: Lead the structuring, analysis, and approval of highly complex credit transactions, ensuring risk is balanced with business needs
Portfolio Strategy & Risk Oversight: Proactively monitor portfolio risk, identifying industry trends and economic factors impacting credit quality
Client & Executive Leadership Engagement: Serve as a strategic partner to RMs and senior leadership, offering expertise in credit negotiations and deal execution
Credit Agreement Negotiation: Work directly with clients, legal counsel, and internal teams to structure and negotiate credit agreements
Team Leadership & Mentorship: Mentor junior credit professionals, providing training and leadership in credit risk best practices. Proactively identifies and raises to senior leadership improvement areas in credit processes and procedures
Uses independent judgement and discretion to make decisions regarding assigned portfolio
Analyzes and resolves problems pertaining to the assigned portfolio
Performs special projects, and additional duties and responsibilities as required
Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations

What we offer

Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program

Credit Portfolio Senior Manager

The C13 VP (Team Lead) is a senior risk leader responsible for owning portfolio-...

Location

India , Mumbai; Gurgaon; Pune

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

10–18+ years of experience in credit card risk, consumer lending, or portfolio risk management
Bachelor’s or Master’s degree in Statistics, Economics, Mathematics, Engineering, or related quantitative fields
Demonstrated leadership of high-performing analytical teams
Expert-level understanding of credit card risk lifecycle and risk economics
Advanced analytics expertise (SQL, SAS/Python, portfolio analytics)
Strong command of risk modeling concepts (as a model consumer)
Exceptional executive storytelling and decision framing skills
Proven ability to lead teams while retaining hands-on ownership
Strong strategic judgment with enterprise perspective
Ability to influence without authority

Job Responsibility

Own end-to-end credit risk strategy for assigned credit card portfolios
Define and manage risk appetite, performance thresholds, and escalation triggers
Personally lead analysis and decision-making for high-impact or complex risk topics
Translate portfolio performance into loss, profitability, capital, and balance-sheet impact
Own enterprise ECM strategy across CLI, CLD, authorization controls, and line management
Define risk-based segmentation frameworks using behavioral, transactional, and bureau signals
Balance customer experience, spend growth, and loss containment
Ensure ECM actions align with regulatory, fairness, and reputational standards
Ensure ECM strategies are consistent with loss targets and growth objectives
Own risk strategy for new account acquisition across channels and products

Fulltime

Credit Portfolio Senior Manager

The Credit Portfolio Senior Manager is a senior management-level position respon...

Location

India , Bengaluru; Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

6-10 years of experience with analytical or data manipulation tools (e.g., SAS, SQL, R, SPSS)
Experience with econometric and statistical modeling or application risk scoring
Experience in big data with knowledge of probabilities/distributions, building decision trees and regression models
Proficiency in MS Office
Proven ability to derive patterns, trends and insights, perform risk/reward trade-off analyses and connect these analytics to business impacts
Demonstrated quantitative, presentation and analytic skills
Consistently demonstrate clear and concise written and verbal communication
Bachelor's degree/University degree or equivalent experience
Master's degree preferred

Job Responsibility

Maintain compliance with Citibank credit policies/practices, regulatory policies and prepare, update, and ensure approval of all internal policy and procedure changes, keeping proper change and approval logs
Conduct managerial responsibilities, including coaching/mentoring, performance management and evaluation (including managing the Review the Reviewer process), work assignment management and resource/capacity management, monitoring and escalating as needed
Continuously identify process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations
Monitor daily queue dashboard and production reports and address production and/or pipeline management issues, serving as a an escalation point of contact for these and SLA related issues with the goal of enhancing customer experience
Conduct analyses related to policy (e.g., benefits tracking), bureau and alternate credit information, risk and reward trade-off, etc. by leveraging data and creating ad-hoc analyses/management information systems (MIS)
Identify business opportunities, develop credit tests and risk strategies, balancing risk and return, and work with cross-functional teams to ensure flawless execution of policy tests and strategies
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards

What we offer

Programs and services for physical and mental well-being including access to telehealth options, health advocates, confidential counseling
Expanded Paid Parental Leave Policy
Resources to manage financial well-being and help plan for the future
Access to an array of learning and development resources
Variety of programs that help employees balance their work and life, including generous paid time off packages
Resources and tools to volunteer in the communities

Fulltime

Credit Portfolio Senior Manager

The Credit Portfolio Senior Manager is a senior management-level position respon...

Location

India , Bengaluru; Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

6-10 years of experience with analytical or data manipulation tools (e.g., SAS, SQL, R, SPSS)
Experience with econometric and statistical modeling or application risk scoring
Experience in big data with knowledge of probabilities/distributions, building decision trees and regression models
Proficiency in MS Office
Proven ability to derive patterns, trends and insights, perform risk/reward trade-off analyses and connect these analytics to business impacts
Demonstrated quantitative, presentation and analytic skills
Consistently demonstrate clear and concise written and verbal communication
Bachelor's degree/University degree or equivalent experience
Master's degree preferred

Job Responsibility

Maintain compliance with Citibank credit policies/practices, regulatory policies and prepare, update, and ensure approval of all internal policy and procedure changes, keeping proper change and approval logs
Conduct managerial responsibilities, including coaching/mentoring, performance management and evaluation (including managing the Review the Reviewer process), work assignment management and resource/capacity management, monitoring and escalating as needed
Continuously identify process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations
Monitor daily queue dashboard and production reports and address production and/or pipeline management issues, serving as a an escalation point of contact for these and SLA related issues with the goal of enhancing customer experience
Conduct analyses related to policy (e.g., benefits tracking), bureau and alternate credit information, risk and reward trade-off, etc. by leveraging data and creating ad-hoc analyses/management information systems (MIS)
Identify business opportunities, develop credit tests and risk strategies, balancing risk and return, and work with cross-functional teams to ensure flawless execution of policy tests and strategies
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards

What we offer

Programs and services for physical and mental well-being including access to telehealth options, health advocates, confidential counseling
Expanded Paid Parental Leave Policy
Resources to manage financial well-being and help plan for the future
Access to an array of learning and development resources
Variety of programs that help employees balance their work and life, including generous paid time off packages
Resources and tools to volunteer in the communities

Fulltime

Credit Portfolio Senior Manager

The Credit Portfolio Senior Manager is a senior management-level position respon...

Location

Mexico , Ciudad De Mexico

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

6-10 years of experience with analytical or data manipulation tools (e.g., SAS, SQL, R, SPSS)
Experience with econometric and statistical modeling or application risk scoring
Experience in big data with knowledge of probabilities/distributions, building decision trees and regression models
Proficiency in MS Office
Proven ability to derive patterns, trends and insights, perform risk/reward trade-off analyses and connect these analytics to business impacts
Demonstrated quantitative, presentation and analytic skills
Consistently demonstrate clear and concise written and verbal communication
Bachelor's degree/University degree or equivalent experience
Master's degree preferred
Experiencia en análisis de riesgo crediticio

Job Responsibility

Maintain compliance with Citibank credit policies/practices, regulatory policies and prepare, update, and ensure approval of all internal policy and procedure changes, keeping proper change and approval logs
Conduct managerial responsibilities, including coaching/mentoring, performance management and evaluation (including managing the Review the Reviewer process), work assignment management and resource/capacity management, monitoring and escalating as needed
Continuously identify process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations
Monitor daily queue dashboard and production reports and address production and/or pipeline management issues, serving as a an escalation point of contact for these and SLA related issues with the goal of enhancing customer experience
Conduct analyses related to policy (e.g., benefits tracking), bureau and alternate credit information, risk and reward trade-off, etc. by leveraging data and creating ad-hoc analyses/management information systems (MIS)
Identify business opportunities, develop credit tests and risk strategies, balancing risk and return, and work with cross-functional teams to ensure flawless execution of policy tests and strategies
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Fulltime

Commercial Real Estate Underwriter/ Credit Products Portfolio Manager Sr.

The Senior CRE Credit Products Portfolio Manager is a strategic advisor responsi...

Location

United States , Hicksville

Salary:

106023.75 - 165862.00 USD / Year

Flagstar Bank

Expiration Date

Until further notice

Requirements

Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 12+ years of equivalent experience
10+ Years in commercial credit analysis/structuring, underwriting, portfolio management and risk analysis
Deep expertise in structuring and negotiating complex credit agreements
Strong leadership skills with the ability to influence credit strategy and policy
In-depth understanding of macroeconomic factors and their impact on credit risk
Proven ability to manage large portfolios and advise senior executives
Exceptional communication and stakeholder management skills
As relevant for the supported line of business, well versed in legal documentation (e.g., Credit Agreements) and positioned to both develop more junior associates on the topic, interact with internal and external legal counsel, and negotiate directly with clients

Job Responsibility

Complex Credit Structuring & Underwriting: Lead the structuring, analysis, and approval of highly complex credit transactions, ensuring risk is balanced with business needs
Portfolio Strategy & Risk Oversight: Proactively monitor portfolio risk, identifying industry trends and economic factors impacting credit quality
Client & Executive Leadership Engagement: Serve as a strategic partner to RMs and senior leadership, offering expertise in credit negotiations and deal execution
Credit Agreement Negotiation: Work directly with clients, legal counsel, and internal teams to structure and negotiate credit agreements
Team Leadership & Mentorship: Mentor junior credit professionals, providing training and leadership in credit risk best practices
Uses independent judgement and discretion to make decisions regarding assigned portfolio
Analyzes and resolves problems pertaining to the assigned portfolio

What we offer

medical
dental
vision
life
disability insurance
comprehensive leave program

Fulltime

CRE Credit Products Portfolio Manager Sr

The Senior CRE Credit Products Portfolio Manager is a strategic advisor responsi...

Location

United States of America , Hicksville

Salary:

106024.00 - 165862.00 USD / Year

Flagstar Bank

Expiration Date

Until further notice

Requirements

Education level required: Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 12+ years of equivalent experience
Minimum experience required: 10+ Years in commercial credit analysis/structuring, underwriting, portfolio management and risk analysis
Deep expertise in structuring and negotiating complex credit agreements
Strong leadership skills with the ability to influence credit strategy and policy
In-depth understanding of macroeconomic factors and their impact on credit risk
Proven ability to manage large portfolios and advise senior executives
Exceptional communication and stakeholder management skills
As relevant for the supported line of business, well versed in legal documentation (e.g., Credit Agreements) and positioned to both develop more junior associates on the topic, interact with internal and external legal counsel, and negotiate directly with clients

Job Responsibility

Lead the structuring, analysis, and approval of highly complex credit transactions, ensuring risk is balanced with business needs
Proactively monitor portfolio risk, identifying industry trends and economic factors impacting credit quality
Serve as a strategic partner to RMs and senior leadership, offering expertise in credit negotiations and deal execution
Work directly with clients, legal counsel, and internal teams to structure and negotiate credit agreements
Mentor junior credit professionals, providing training and leadership in credit risk best practices
Proactively identifies and raises to senior leadership improvement areas in credit processes and procedures
Uses independent judgement and discretion to make decisions regarding assigned portfolio
Analyzes and resolves problems pertaining to the assigned portfolio

What we offer

Medical
Dental
Vision
Life
Disability insurance
Comprehensive leave program

Fulltime

Credit Products Portfolio Manager Sr.

The Senior CRE Credit Products Portfolio Manager is a strategic advisor responsi...

Location

United States of America , Houston

Salary:

Not provided

Flagstar Bank

Expiration Date

Until further notice

Requirements

Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 12+ years of equivalent experience
10+ Years in commercial credit analysis/structuring, underwriting, portfolio management and risk analysis
Deep expertise in structuring and negotiating complex credit agreements
Strong leadership skills with the ability to influence credit strategy and policy
In-depth understanding of macroeconomic factors and their impact on credit risk
Proven ability to manage large portfolios and advise senior executives
Exceptional communication and stakeholder management skills
As relevant for the supported line of business, well versed in legal documentation (e.g., Credit Agreements) and positioned to both develop more junior associates on the topic, interact with internal and external legal counsel, and negotiate directly with clients

Job Responsibility

Lead the structuring, analysis, and approval of highly complex credit transactions, ensuring risk is balanced with business needs
Proactively monitor portfolio risk, identifying industry trends and economic factors impacting credit quality
Serve as a strategic partner to RMs and senior leadership, offering expertise in credit negotiations and deal execution
Work directly with clients, legal counsel, and internal teams to structure and negotiate credit agreements
Mentor junior credit professionals, providing training and leadership in credit risk best practices. Proactively identifies and raises to senior leadership improvement areas in credit processes and procedures
Uses independent judgement and discretion to make decisions regarding assigned portfolio
Analyzes and resolves problems pertaining to the assigned portfolio
Performs special projects, and additional duties and responsibilities as required
Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations

What we offer

medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program

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Senior Credit Products Portfolio Manager

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