CrawlJobs Logo

Senior Credit Management Executive

https://www.randstad.com Logo

Randstad

Location Icon

Location:
Malaysia , Kuala Lumpur

Category Icon
Category:
-

Job Type Icon

Contract Type:
Not provided

Salary Icon

Salary:

6000.00 MYR / Month

Job Description:

We are seeking an experienced credit analyst/approver to manage the evaluation and approval process for Hire Purchase loan applications. This role requires a candidate who possesses strong decision-making authority and the leadership to mentor junior staff.

Job Responsibility:

  • Independently evaluate and approve Hire Purchase (HP) loan applications, strictly adhering to internal guidelines and regulatory procedures
  • Provide expert credit recommendations for applications that fall outside immediate authority levels or require higher-level management review
  • Exercise delegated credit approval authority, typically ranging from RM80,000 to RM150,000
  • Conduct thorough independent credit reviews, including the assessment of income documents to ensure financial viability
  • Perform rigorous verification of customer personal and employment data to mitigate fraud and credit risk
  • Lead, guide, and mentor a small team of junior credit executives, fostering a culture of high performance and knowledge sharing
  • Attend to ad-hoc requests and support the department in maintaining a high standard of credit assessment

Requirements:

  • Bachelor Degree
  • Experience as a Credit Analyst
  • Strong decision-making authority
  • Leadership skills to mentor junior staff

Additional Information:

Job Posted:
February 22, 2026

Expiration:
March 26, 2026

Job Link Share:

Looking for more opportunities? Search for other job offers that match your skills and interests.

Briefcase Icon

Similar Jobs for Senior Credit Management Executive

Senior Credit Portfolio Risk Manager

Senior management-level position leading credit risk function for unsecured lend...
Location
Location
Singapore , Singapore
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelor's degree in a quantitative field such as Finance, Economics, Statistics, Mathematics, Engineering, or Computer Science
  • Master's degree or MBA preferred
  • Minimum of 8-10 years of experience in credit risk management within the financial services industry
  • Significant focus on unsecured lending
  • Proven experience in a leadership or team management role
  • Extensive experience in developing, testing, optimizing, and implementing credit strategies
  • Advanced proficiency in statistical modeling, predictive analytics, machine learning techniques, and quantitative methods for credit risk
  • Strong understanding of data warehousing, SQL, and experience with large datasets
  • Deep understanding of credit lifecycle management (origination, account management, collections), PD/LGD/EAD modeling, stress testing, and regulatory requirements
  • Expertise in analytical tools such as SAS, R, Python, SQL, and data visualization tools
Job Responsibility
Job Responsibility
  • Develop, implement, and continually refine credit risk strategies for unsecured lending products
  • Utilize advanced risk analytics and loss forecasting techniques to identify emerging trends and assess portfolio performance
  • Monitor key financial drivers and portfolio metrics to inform decision-making
  • Collaborate with product, marketing, finance, and operations teams to align risk strategies with business objectives
  • Lead the development, validation, and implementation of predictive credit risk models, scorecards, and decision engines
  • Oversee data management practices for credit risk
  • Lead, mentor, and develop a team of risk analysts and specialists
  • Build and maintain strong relationships with internal stakeholders across various departments
  • Lead the end-to-end process of developing new credit strategies
  • Design and execute champion/challenger tests and other experimental designs
What we offer
What we offer
  • Extensive on-the-job training and exposure to senior leaders
  • Traditional learning opportunities
  • Chance to give back and make a positive impact through volunteerism
  • Resources to meet unique needs
  • Empowerment to make healthy decisions
  • Support for managing financial well-being and planning for future
  • Fulltime
Read More
Arrow Right

Credit and Collections Senior Manager

Atlassian is in search of a Credit and Collections Senior Manager to take on a p...
Location
Location
United States
Salary
Salary:
120500.00 - 174200.00 USD / Year
https://www.atlassian.com Logo
Atlassian
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelor’s degree in Accounting
  • CPA required
  • Over 10 years of progressive experience in Accounts Receivable, specifically in Credit and Collections, with a minimum of 5 years in a leadership position
  • Comprehensive experience across Order to Cash processes, including AR operations such as cash application and billing
  • Hands-on experience in OTC transformational projects
  • Experience working with various multinational companies and/or BPO/Shared Services
  • Highly analytical and strategic, with a focus on automation and continuous improvement
  • Dedicated and organized with a strong work ethic, possessing an understanding of the bigger picture while also willing to engage in detailed work
  • Excellent written and verbal communication, along with problem-solving abilities
  • Expertise in Oracle Fusion is preferred
Job Responsibility
Job Responsibility
  • Ensure that credit checks are conducted in compliance with the approved credit policies and procedures
  • Collaborate closely with sales teams to align credit decisions
  • Report any potential customer credit issues to effectively minimize and mitigate risk
  • Develop and implement new strategies and reporting methods to further enhance the credit management process
  • Oversee the collections process, ensuring successful achievement of the collection targets
  • Ensure the collection process are conducted in adherence to company policy
  • Develop and implement innovative collection strategies to increase effectiveness of the collection process
  • Conduct regular reviews of the collection, allowance for doubtful accounts and the write-off policy
  • Develop and maintain accurate collection forecasts to predict cash flow and identify potential shortfalls
  • Manage escalations and resolve high-level disputes
What we offer
What we offer
  • Health coverage
  • Paid volunteer days
  • Wellness resources
  • Equity
  • Fulltime
Read More
Arrow Right

Senior Manager, Asset Management

Reporting to the Director, Asset Management, the Senior Manager will serve as a ...
Location
Location
United States , San Diego
Salary
Salary:
145000.00 - 180000.00 USD / Year
clearwayenergy.com Logo
Clearway Energy
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 7+ years of energy industry experience in project development, project administration, business administration, project management, asset management, contract administration, deal execution, project finance, or other commercial roles
  • Bachelor’s degree in Engineering, Finance, Business, Economics, or related field
  • Strong business and financial savvy with the ability to support a high-performance organization that will deliver operational excellence and meet or exceed financial targets
  • Ability to perform well under pressure on teams in a demanding environment, and occasionally work extended hours to meet project deadlines
  • Ability to think creatively, manage competing priorities, work independently, and pay attention to detail
  • Excellent written and verbal communication skills and an ability to communicate complex issues in a clear and concise manner
  • Self-motivated, highly organized, and detail-oriented
  • Proficiency with Microsoft Office products, including Excel, PowerPoint, and Word
Job Responsibility
Job Responsibility
  • Manage the P&L and cash position for all generating assets within the assigned portfolio
  • Review monthly operational performance and financial variance reports
  • Review gross margin performance and work with the energy data analytics group to explain variances due to market conditions and to develop strategies to maximize value
  • Develop annual project budgets and update monthly accrual and cash forecasts and financial models as needed
  • Perform financial analyses, project evaluations, and due diligence to make recommendations in support of plant optimization, performance improvement, warranty claims, insurance claims, and revenue recovery
  • Initiate and/or support major projects, divestitures, capital investment, refinances, and revenue enhancement proposals
  • Negotiate and/or amend project company agreements to improve asset performance or mitigate risk
  • Ensure all project obligations and interests are successfully administered under project agreements and resolve any contractual issues with counterparties
  • Ensure general business-related licenses, permits, and regulatory requirements, reporting, and transactions with regional authorities, banks, governing, and other external parties are successfully managed
  • Serve as a main point of contact with PUCs, ISOs, city, county, and state authorities and governing boards with respect to assigned assets
What we offer
What we offer
  • generous PTO
  • medical, dental & vision care
  • HSAs with company contributions
  • health FSAs
  • dependent daycare FSAs
  • commuter benefits
  • relocation
  • a 401(k) plan with employer match
  • a variety of life & accident insurances
  • fertility programs
  • Fulltime
Read More
Arrow Right

Senior Manager, Asset Management

Reporting to the Director, Asset Management, the Senior Manager will serve as a ...
Location
Location
United States , Denver
Salary
Salary:
145000.00 - 180000.00 USD / Year
clearwayenergy.com Logo
Clearway Energy
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 7+ years of energy industry experience in project development, project administration, business administration, project management, asset management, contract administration, deal execution, project finance, or other commercial roles
  • Bachelor’s degree in Engineering, Finance, Business, Economics, or related field
  • Strong business and financial savvy
  • Ability to perform well under pressure on teams in a demanding environment, and occasionally work extended hours to meet project deadlines
  • Ability to think creatively, manage competing priorities, work independently, and pay attention to detail
  • Excellent written and verbal communication skills and an ability to communicate complex issues in a clear and concise manner
  • Self-motivated, highly organized, and detail-oriented
  • Proficiency with Microsoft Office products, including Excel, PowerPoint, and Word
Job Responsibility
Job Responsibility
  • Manage the P&L and cash position for all generating assets within the assigned portfolio
  • Review monthly operational performance and financial variance reports
  • Review gross margin performance and work with the energy data analytics group to explain variances due to market conditions and to develop strategies to maximize value
  • Develop annual project budgets and update monthly accrual and cash forecasts and financial models as needed
  • Perform financial analyses, project evaluations, and due diligence to make recommendations in support of plant optimization, performance improvement, warranty claims, insurance claims, and revenue recovery
  • Initiate and/or support major projects, divestitures, capital investment, refinances, and revenue enhancement proposals
  • Negotiate and/or amend project company agreements to improve asset performance or mitigate risk
  • Ensure all project obligations and interests are successfully administered under project agreements and resolve any contractual issues with counterparties
  • Ensure general business-related licenses, permits, and regulatory requirements, reporting, and transactions with regional authorities, banks, governing, and other external parties are successfully managed
  • Serve as a main point of contact with PUCs, ISOs, city, county, and state authorities and governing boards with respect to assigned assets
What we offer
What we offer
  • generous PTO
  • medical, dental & vision care
  • HSAs with company contributions
  • health FSAs
  • dependent daycare FSAs
  • commuter benefits
  • relocation
  • a 401(k) plan with employer match
  • a variety of life & accident insurances
  • fertility programs
  • Fulltime
Read More
Arrow Right

Senior Intake Analyst Consumer Credit Risk

The Senior Intake Analyst (AVP) – Consumer Credit Risk will own the change manag...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelor’s degree in Business, Finance, Risk Management, or a related field
  • Advanced degrees and certifications in project management or risk management are a plus
  • 8-12 years of experience in credit risk, change management, or project management roles
  • Experience managing control breaks and BAU activities within a highly regulated financial services environment
  • Strong project management skills
  • Deep understanding of credit risk management, risk control frameworks, and regulatory requirements related to credit risk
  • Strong collaboration and stakeholder management skills
  • Strong analytical skills
  • Experience leading process improvement initiatives using methodologies such as Lean or Six Sigma.
Job Responsibility
Job Responsibility
  • Lead the end-to-end change management process for credit risk initiatives, including new product introductions, regulatory updates, credit policy changes, and system enhancements
  • Oversee the successful implementation of changes, ensuring adherence to timelines, budget, and quality standards while minimizing operational disruption
  • Identify and manage control breaks within credit risk processes, ensuring timely remediation to mitigate operational and compliance risks
  • Collaborate with risk control and audit teams to implement solutions that strengthen internal controls
  • Manage BAU activities related to credit risk, ensuring that ongoing processes, including risk assessments, reporting, and compliance checks, are executed effectively
  • Partner with technology, operations, risk, and compliance teams to ensure the successful delivery of credit risk changes and projects
  • Serve as a liaison between senior management and working teams, ensuring that change initiatives are well-communicated and aligned with organizational strategy
  • Use data and analytics to evaluate the impact of changes on the organization’s risk profile
  • Lead efforts to continuously improve the change management and intake processes.
What we offer
What we offer
  • Global benefits
  • Support for well-being, growth, and work-life balance.
  • Fulltime
Read More
Arrow Right

Credit Risk Manager - Mortgages

Join us at Barclays as a Credit Risk Manager – Mortgages, where you’ll support a...
Location
Location
United Kingdom , Manchester; Northampton; Glasgow
Salary
Salary:
Not provided
barclays.co.uk Logo
Barclays
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Risk manager with portfolio risk management experience and preferably in retail secured credit
  • Ability to demonstrate experience managing end to end portfolio management activities
  • Ability to direct a technical team to perform data driven analysis and have the ability to interpret and articulate results to solve problems and identify opportunities
  • Ability to direct a team to perform analysis on SAS/SQL/ Excel and other programming languages – essential experience in coding
  • Senior stakeholder management skills and the ability to communicate effectively to both technical and non-technical audiences
  • Strong analytical and creativity skills
Job Responsibility
Job Responsibility
  • Support and help to shape the Risk team’s vision and objectives
  • Manage the day to day activities under the team’s responsibility and provide coaching and training to more junior members of the team
  • Identify and recommend changes to risk appetite, setting the annual mandate and scale limits and supporting/proposing changes to credit strategies to Senior Management and Decision Committees
  • Perform credit oversight of risk for the existing portfolio using key metrics including impairment, capital and portfolio quality measures
  • Manage and optimise the bank's overall credit risk exposure by monitoring, analysing, and reporting on the creditworthiness of its lending portfolio
  • Monitoring the financial performance and risk profile of the entire lending portfolio, including individual borrowers, sectors, and geographic regions
  • Analysis of credit trends, identify early warning signs of potential borrowers' issues, and assess the impact of economic and market developments on the portfolio
  • Development and utilisation of quantitative models and risk forecasting tools to measure and predict potential credit losses
  • Performance of portfolio stress testing exercises to assess the impact of various economic and market scenarios on the portfolio's risk profile
  • Definition and setting of portfolio, segment and customer risk appetite, policy and limits. Overseeing first line execution within these parameters
What we offer
What we offer
  • Modern workspaces, collaborative areas, and state-of-the-art meeting rooms
  • Facilities include wellness rooms, on-site cafeterias, fitness centers, and tech-equipped workstations
  • Hybrid working
  • Flexible working arrangements
  • Fulltime
Read More
Arrow Right

Vice President, Institutional Credit Management - In-Business Quality Assurance - Financial Institutions Underwriting

The ICM In-Business Quality Assurance function (QA) verifies that established st...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Quality Assurance: Demonstrable Credit / Counterparty credit risk Audit / quality assurance experience, including 5-7 years in the areas of banking, credit risk management, loan review or quality assurance review function at an investment or large commercial bank
  • Solid understanding of risk management and control frameworks related to Counterparty Credit Risk management or another Financial Risk discipline
  • Capability to understand complex counterparty credit product structures, and ideally versed in derivatives and structured investment products
  • Good grasp of counterparty credit risk covered process, to evaluate findings within the Quality Assurance process, determine materiality, and partnering with in-line makers and checkers for ongoing improvement, problem detection, and sustainable remediation
  • Strong background on core credit analysis for large corporate and finance industries including funds to properly evaluate process and quality breaks within the quality assurance function
  • Ideally, credit officer or analyst or operational credit risk background, with experience on day-to-day credit functions associated with analysts and risk approval
  • High awareness and adherence to the control environment including Quality Assurance and Quality Control
  • Competencies: Highly Effective interpersonal skills, with the ability to build relationships and exert influence with and without direct authority with Senior Levels of Management
  • Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
  • Exceptional written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
Job Responsibility
Job Responsibility
  • Support the Head of FI In-Business Quality Assurance to set the global strategy for and lead the implementation and ongoing delivery of a robust Quality Assurance function
  • Provide effective credible challenge during QARs to Business Region Heads and Portfolio Managers, as regards to memo and process quality to ensure that weaknesses in such processes are identified and escalated as appropriate
  • Support with the aim to ensure wholesale credit risks within Citi are effectively identified, measured, monitored, and controlled, consistent with the bank's risk appetite and all policies and processes established within the risk governance framework
  • Support execution of consistent and objective assessments during QARs
  • Support execution of subsequent follow-up on corrective actions that were raised during QARs
  • Support execution of sustainability testing of corrective actions resulting from issues raised by Internal Audit or Regulators
  • Synthesize and prepare quarterly Quality Assurance Scorecard Reports to ICM business management that communicate and measure results and identify negative trends and potential solutions
  • Constant interaction with the respective Analysts and Team Leads, to ensure that quality assurance protocols are adequate for all portfolios
  • Support WCR IBQA function in the establishment of WCR IBQA policies, procedures, risk assessment and controls to drive effective QA coverage and standards
  • Support ICM Head of Markets In-Business Quality Assurance Functional Head to stay abreast of relevant changes to rules/regulations and other industry news including regulatory findings
What we offer
What we offer
  • Extensive on-the-job training and exposure to senior leaders
  • Traditional learning opportunities
  • Access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses
  • Resources and tools to volunteer in the communities in which they live and work
  • Opportunity to give back and make a positive impact through volunteerism
  • Fulltime
Read More
Arrow Right

Senior Vice President, Credit Specialist, Private Banking

Citi Global Wealth (CGW) is looking for a Senior Vice President, Credit Speciali...
Location
Location
Singapore , Singapore
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Min 10 years of experience
  • Strong and proven analytical, financial structuring and execution skills
  • Experience as a credit officer
  • In-depth knowledge and understanding of Financial Analysis including Financial and cash flow modelling
  • Ability to digest complex or detailed issues and articulate them in a clear and concise manner to stakeholders
  • Excellent communication (written and verbal) and interpersonal skills
  • Good negotiation skills
  • Strong initiative and interactive approach to problem-solving
  • Displays flexibility and independence in a demanding environment
  • Dependable team player
Job Responsibility
Job Responsibility
  • Assist Lending Advisors with preparing Credit Greenlight memos
  • Full credit underwriting with appropriate risk-return characteristics
  • Preparation of Credit Applications ensuring accuracy and completeness of data
  • Financial Analysis including cash flow statements
  • Collateral Evaluation covering investment portfolios, commercial real estate, art, aircraft and other asset classes
  • Provide In-Business Credit Risk Approval on credit applications
  • Prepare and negotiate credit documentation for facilities
  • Prepare, review and monitor compliance to facility covenants and approval conditions
  • Assist in Portfolio Management
  • Problem Recognition and assisting with classified loans remedial management
What we offer
What we offer
  • Access to telehealth options, health advocates, confidential counseling
  • Expanded Paid Parental Leave Policy
  • Access to learning and development resources
  • Generous paid time off packages
  • Fulltime
Read More
Arrow Right