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Our regional banking client in Edison is seeking a Senior Credit Analyst to join the company and play a pivotal role in evaluating, analyzing, and structuring complex credit opportunities. In this position, you’ll assess and support a diverse portfolio of CRE and C& I loans, ensuring sound financial decision-making aligned with the bank’s strategic objectives.
Job Responsibility:
Conduct detailed credit analysis, including financial statement reviews, cash flow projections, and risk assessments, for CRE and C& I loan applicants
Prepare clear and concise credit memos and recommendations for loan committees
Monitor and manage loan portfolios to ensure credit quality and compliance with banking regulations
Collaborate with Relationship Managers and other internal teams to provide tailored solutions for clients
Stay updated on market trends, industry developments, and regulatory changes impacting credit and lending practices
Requirements:
4+ years of hands-on experience in CRE and C& I lending
Strong financial analysis, underwriting, and risk assessment capabilities
Proficiency in relevant financial and banking systems
Deep understanding of credit policies, loan structuring, and banking regulations
Excellent communication skills
Team-oriented mindset
Ability to work effectively in a hybrid environment