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Senior Credit Analyst

https://www.citi.com/ Logo

Citi

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Location:
Netherlands, Amsterdam

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Category:
Finance

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

The Senior Credit Analyst is a strategic professional who is recognized as a technical authority in credit analysis and structuring. They require strong communication and diplomacy skills to collaborate with colleagues and clients, assess risks, and ensure compliance with laws and regulations.

Job Responsibility:

  • Appropriately assess risk when business decisions are made
  • interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients
  • prepare a detailed written credit summary of commercial applicants requesting credit
  • perform detailed financial analysis on companies
  • perform credit and personal financial statement analysis on individuals
  • perform industry and geographical research and other due diligence
  • maintain a solid understanding of Citibank products and services
  • maintain compliance with Citibank credit policies/practices
  • assist business unit goals by identifying process improvements and efficiencies
  • provide backup support to Credit Underwriting Group Manager
  • lead projects and initiatives
  • mentor lower level Credit Officers
  • other duties as required to support business unit and company goals.

Requirements:

  • 6-10 years previous credit experience
  • prior experience working in a regulatory and compliance policy environment
  • proven analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis and projections
  • demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
  • experience in handling complex credit transactions (M&A, Leverage Lending, Large Syndications)
  • excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
  • effective inter-personal and written/verbal communication skills
  • thorough problem credit recognition and resolution skills
  • pro-active disposition with ability to work autonomously and within a team
  • proficient in various spreadsheet and word processing applications (Excel and Word), including the use of graphs and charts and financial analysis software
  • typically deals with complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting needs
  • requires good analytical skills in order to filter, prioritize and validate potentially complex material from multiple sources.

Additional Information:

Job Posted:
May 23, 2025

Employment Type:
Fulltime
Work Type:
Hybrid work
Job Link Share:
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