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We are looking for an experienced Senior Credit Analyst to join our team in Woodbridge, New Jersey. In this role, you will leverage your expertise in credit analysis and financial modeling to assess commercial real estate portfolios and provide actionable insights. This is a Contract position with the potential for long-term employment, offering an excellent opportunity to grow professionally within the banking industry.
Job Responsibility:
Conduct detailed credit analyses for commercial real estate transactions to evaluate financial risk
Analyze cash flow models and forecasts to determine the financial viability of investment opportunities
Collaborate with internal stakeholders to provide recommendations on credit decisions
Prepare comprehensive reports summarizing financial data and risk assessments
Monitor ongoing credit performance and identify potential areas of concern
Support the development and refinement of credit policies and procedures
Research market trends and their impact on credit portfolios
Ensure compliance with banking regulations and industry standards
Assist in structuring financial solutions tailored to client needs
Communicate findings effectively to management and relevant teams
Requirements:
Minimum of 5 years of experience in credit analysis, preferably within the banking sector
Strong expertise in commercial real estate credit evaluation and risk assessment
Proficiency in cash flow analysis, forecasting, and financial modeling
Solid understanding of banking regulations and compliance requirements
Ability to interpret complex financial data and translate it into actionable insights
Excellent communication and presentation skills to convey findings to stakeholders
High attention to detail with strong analytical and problem-solving abilities
Bachelor's degree in finance, accounting, or a related field
Must have prior experience out of the banking industry
Prior experience out of community or smaller banks is preferred
What we offer:
medical, vision, dental, and life and disability insurance