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Senior Credit Analyst

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Robert Half

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Location:
United States , Minneapolis

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Category:
Finance

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Contract Type:
Employment contract

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Salary:

Not provided
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Job Description:

A growing commercial banking team is seeking a Senior Credit Analyst with a clear path to a Credit Manager role. This position is responsible for underwriting and analyzing commercial real estate and business credit requests to support sound lending decisions.

Job Responsibility:

  • Analyze commercial real estate and business loan requests, including acquisition, refinance, construction, and development transactions
  • Prepare detailed credit presentations assessing borrower financial strength, global cash flow, guarantor support, and repayment sources
  • Review and spread borrower, guarantor, and property-level financial statements and tax returns
  • Evaluate property cash flow, rent rolls, operating statements, and lease terms
  • Perform financial modeling, including DSCR, LTV, sensitivity, and stress testing
  • Review third-party reports such as appraisals, environmental reports, and market studies
  • Assess market trends, property performance, and geographic risk
  • Ensure compliance with credit policy and regulatory requirements
  • Support portfolio monitoring, annual reviews, covenant tracking, and risk rating updates

Requirements:

  • Bachelor's degree in Finance, Accounting, Real Estate, Economics, or related field, or equivalent experience
  • 5+ years of credit analysis or underwriting experience
  • Strong financial analysis and accounting skills
  • Proficiency in Microsoft Excel and Word
  • Strong written communication skills and attention to detail

Nice to have:

  • Commercial real estate underwriting experience
  • Knowledge of banking regulations and credit policy
What we offer:
  • medical
  • vision
  • dental
  • life and disability insurance
  • 401(k) plan

Additional Information:

Job Posted:
May 05, 2026

Employment Type:
Fulltime
Work Type:
On-site work
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