Senior Credit Analyst

• Credit assessment: critically evaluate business financials, including P&L, balance sheets, tax returns, and cash flow
• Modelling: use sophisticated credit models to accurately score business applicants and clients for credit facilities
• Compliance: ensure all activities align with the Australian regulatory environment, specifically NCCP and Responsible Lending obligations
• Reporting & Strategy: prepare detailed credit memos and present structures, terms, and conditions to senior management and credit committees
• Collaboration: work closely with Sales and Enablement teams to assess risk and provide advice on ad hoc credit queries
• Policy Development: contribute to the continuous improvement of credit policies and support the Chief Risk Officer with reporting requirements

• A minimum of 3+ years in credit analysis across both consumer and commercial lending sectors
• Bachelor's degree in Accounting (preferred), Finance (preferred), Business, or Commerce
• Advanced ability to interpret complex financial data and proficiency in MS Word and Excel
• Excellent written and verbal skills for report preparation and stakeholder presentations
• Superior attention to detail, strong problem-solving skills, and the ability to multitask in a disciplined, process-driven environment

Super and Bonuses