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Senior Corporate Underwriter

United Kingdom, Bristol 40000.00 - 45000.00 GBP / Year · Job Posted April 01, 2026
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Job Description

The Senior Corporate Underwriter plays a critical role in evaluating and approving complex corporate and high-value credit applications. This role focuses on detailed analysis, comprehensive reporting, and sound decision-making in line with business, regulatory, and risk frameworks.

Job Responsibility

  • Assess and approve corporate and high-value customer credit applications within delegated authority
  • Conduct detailed credit analysis for applications typically ranging from £1m to £25m, including corporate entities, small companies, and high-net-worth individuals
  • Produce clear, well-structured credit reports that explain financial context, risks, and decision rationale
  • Maintain robust audit trails, ensuring compliance with onboarding, origination, and due diligence procedures
  • Monitor operational processes and standard operating procedures, recommending improvements to enhance efficiency and governance
  • Support competence development across the credit and onboarding functions
  • Collaborate with internal stakeholders to resolve issues and escalate risks where required
  • Participate in ad-hoc projects and process reviews to improve the end-to-end client experience

Requirements

  • Proven experience in corporate credit underwriting, corporate credit analysis, or finance/accounting roles
  • Exposure to complex corporate lending decisions and larger credit applications
  • Knowledge of UK regulated finance and risk frameworks desirable
  • Education in finance, accounting, business management, or law advantageous but not essential
  • Proficiency in MS Office, financial databases, and specialized underwriting software
  • Strong analytical and critical thinking skills with a focus on financial data and company accounts
  • In-depth understanding of credit risk, corporate structures, and complex lending
  • Ability to produce detailed written reports and communicate findings effectively
  • Attention to detail and proactive prioritization of tasks
  • Strong relationship management and customer service orientation
  • Ability to work independently and under pressure while maintaining high standards
  • Commercial awareness and sound judgment in decision-making
  • Demonstrates professionalism, integrity, and honesty in all work activities
  • Embodies company values including collaboration, authenticity, curiosity, and commitment
  • Adheres to regulatory standards and conduct codes, promoting a strong risk culture throughout the organization

Nice to have

  • Knowledge of UK regulated finance and risk frameworks desirable
  • Education in finance, accounting, business management, or law advantageous but not essential

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