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Senior Commercial Pricing Analyst - Loans

United Kingdom, Edinburgh · Job Posted July 04, 2026
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Job Responsibility

  • Analyse the external lending market and competitive landscape to define optimal pricing strategies that balance profitability and volume growth
  • Monitor performance through monthly financial reviews, assessing profit drivers, variances, and the impact of pricing decisions on business outcomes
  • Perform deep analysis of pricing, market trends, and key financial metrics to continuously optimise loan pricing and commercial performance
  • Support new product launches and strategic activities by providing data-driven insights and recommendations

Requirements

  • Great analytical capability with the ability to interpret complex data and generate actionable insights
  • Commercial acumen, with an understanding of how pricing decisions impact profitability, risk, customer outcomes and business performance
  • Proficiency in SAS / SQL (or other programming language) and Excel for data analysis and modelling
  • Excellent stakeholder management skills, with the confidence to engage and influence senior leaders (including Director and Managing Director level)
  • Great communication and presentation skills, with the ability to clearly articulate insights and recommendations
  • Ability to translate complex analysis into clear, compelling messages tailored for non-technical audiences
  • Previous experience within financial services, ideally with exposure to lending or pricing environments

Nice to have

  • Experience using Power BI for data visualisation and reporting
  • Financial acumen, with the ability to interpret and analyse key financial metrics
  • Experience working within large, complex organisations, with an understanding of corporate structures and processes

What we offer

  • Competitive holiday allowance
  • Life assurance
  • Private medical care
  • Pension contribution

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