Senior Commercial Officer Job at Outsource UK (Portsmouth)

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Senior Credit Officer, Commercial Lending — Vice President

Citi is seeking a Senior Credit Officer at the Vice President level to join our ...

Location

Philippines , City of Taguig, Metro Manila

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

6–10 years of credit authority experience within commercial or small business lending, including exposure to regulatory and compliance policy environments
Advanced ability to assess individual and company financial statements, cash flow positions, and industry-level dynamics, including complex organizational structures with cross-border entities
Solid grounding in accounting principles and their practical application in the credit underwriting process
Demonstrated ability to prepare comprehensive credit write-ups and memos that clearly communicate risk, structure, and decision rationale
Strong organizational discipline with the ability to manage multiple time-sensitive credit assessments accurately in a fast-paced environment
Effective written and verbal communication skills, with the ability to influence and align stakeholders across functions and seniority levels
Proficiency in Excel and financial analysis tools, including the ability to build and interpret financial models, graphs, and charts

Job Responsibility

Lead end-to-end credit underwriting for commercial lending requests, owning credit decisions for new and existing clients in alignment with Citi's credit risk policies and regulatory standards
Produce detailed credit memos and written analyses that assess business viability, interpret financing needs, identify key risk factors, and deliver a clear, well-supported credit recommendation
Conduct in-depth financial analysis — including trend analysis, ratio analysis, and financial spreading — on companies with complex structures, including those with foreign subsidiaries or parent organizations
Assess the repayment capacity of individuals, guarantors, and co-borrowers through analysis of cash flow statements, tax returns, and personal financial statements
Perform industry and market research, geographical due diligence, and competitive analysis to inform credit assessments and support portfolio management
Monitor compliance with Citi's credit policies and applicable regulatory requirements, ensuring the business unit maintains satisfactory standing with internal and external auditors
Identify and implement improvements to underwriting processes and service delivery, working with the management team to prioritize and action approved changes
Mentor junior credit officers and provide leadership coverage for the Credit Underwriting Group, strengthening team capability and supporting continuous improvement

What we offer

Hybrid working model with 3 days in the office and 2 days working remotely
Strategic influence on credit risk decisions that affect Citi's commercial lending portfolio at scale
Access to learning and development programmes that deepen your expertise in credit risk, financial analysis, and commercial banking throughout your career
Comprehensive wellbeing support, including telehealth services, confidential counselling, and health advocacy resources
Expanded Paid Parental Leave, giving all parents dedicated time to bond with their new family members
Financial wellbeing tools and resources to help you plan and manage your long-term financial future
Generous paid time off and work-life balance programmes that help you recharge and stay at your best
Paid volunteer leave and access to community impact programmes

Fulltime

Senior Commercial P&C Underwriter

Join a high performing team within a renowned property and casualty insurer that...

Location

Canada , Edmonton

Salary:

75000.00 - 100000.00 USD / Year

Aplin

Expiration Date

Until further notice

Requirements

4+ years of commercial underwriting experience
Robust knowledge of property and casualty risks across diverse industries and classes
Current or willing to obtain a General Insurance License Level 1, with a plan to license within three months
Outgoing, confident communicator with a knack for pitching and relationship management
Ability to adapt to deadlines, manage multiple priorities, and work effectively across all levels of stakeholders
Proficiency in MS Office Suite (Word, Excel, PowerPoint)
Post-secondary education or CIP designation is a plus
Enthusiasm for continuous growth, innovation, and making a meaningful impact in commercial insurance

Job Responsibility

Collaborate with brokers and clients to assess and underwrite various commercial risks
Develop and recommend strategic policies, including renewals and endorsements, balancing risk and market competitiveness
Establish premiums aligned with risk profile and industry trends
Build and strengthen long-term relationships with brokers and clients, acting as a trusted advisor
Partner with actuarial and claims teams to refine pricing and ensure regulatory compliance
Proactively identify risks and opportunities
bring innovative solutions to complex underwriting challenges
Participate in new business development efforts, client visits, and broker relationship building

What we offer

Health, dental, and eyecare coverage (60% paid by employer)
$50 monthly fitness subsidy
$1,000 health spending account
Education support and reimbursement programs
RRSP matching starting at 3% after 12 months, increasing to 6% after 10 years
Paid time off including 15 vacation days and 10 flex days
A supportive, family-oriented culture with opportunities for professional development and work-life balance

Fulltime

Senior Commercial Loan Servicing Representative

Location

United States , Charlotte, Irving

Salary:

Not provided

Wells Fargo

Expiration Date

Until further notice

Requirements

2+ years of Commercial Loan Servicing support experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Job Responsibility

Service Supply Chain Finance Accounts Receivables
Provide direct customer service and acts as primary servicing contact for the loan
Support less experienced team members in providing resolutions of inquiries and complaints
Research on account payments for proper application
Process customer refunds
Research unidentified incoming cash for proper application
Determine appropriate course of action and conduct investigative steps to fully identify customer issues
Assist in setting performance standards, and recommend process or policy improvements to enhance customer satisfaction
Review moderately complex loan servicing documentation language, book and fund new loans and modifications, including reviewing of input
Provide subject matter expertise and interpretation of procedures to less experienced individuals

Fulltime

Client Onboarding - Senior Officer

The Senior Officer, Client Onboarding Support is responsible for executing and c...

Location

Philippines , City of Taguig

Salary:

Not provided

Alter Domus

Expiration Date

Until further notice

Requirements

3+ years’ work experience in client onboarding, loan operations, or financial services or an equivalent role in a growth company
Exposure to agency lending, loan administration, or capital markets preferred
Working knowledge of KYC/AML and onboarding documentation
Strong organizational skills with ability to manage multiple priorities
Proficiency in Excel and PowerPoint
project tools a plus
Analytical
Communicator
Detail-oriented
Motivational

Job Responsibility

Support end-to-end onboarding activities across private equity, real estate and private credit business segments
Follow onboarding workflows, ensuring tasks are completed accurately and within established timelines
Support the onboarding lifecycle, including: Client setup and activation, Data migration tracking and coordination, Offboarding and client transitions
Ensure all onboarding documentation and deliverables are completed, validated, and properly recorded
Track timelines, deliverables, and dependencies through go-live and deal closing
Maintain onboarding checklists, trackers, and status reporting
Act as a coordination point across internal teams to support seamless onboarding execution, including: Line of Business (LOB) teams, Legal & Compliance, Core Client Delivery Operations (Investor Services, Payments, Platform Delivery/Technology, Reconciliations)
Track dependencies across functions and follow up to ensure timely completion of activities
Escalate issues, delays, or risks to onboarding managers when appropriate to ensure onboarding readiness
Lead/participate in kickoffs, status calls, and follow-ups

What we offer

Support for professional accreditations
Flexible arrangements, generous holidays, plus an additional day off for your birthday
Continuous mentoring along your career progression
Active sports, events and social committees across our offices
24/7 support available from our Employee Assistance Program
The opportunity to invest in our growth and success through our Employee Share Plan

Fulltime

Credit Review Senior Officer I - C14

Manage the execution of Business Monitoring and Reviews and ensure the monitorin...

Location

United States , Irving

Salary:

191100.00 - 216720.00 USD / Year

Citi

Expiration Date

August 04, 2026

Requirements

Bachelor’s degree or foreign equivalent in Economics, Business Administration, Finance, Engineering or related field
10 years of progressively responsible, post-baccalaureate experience as a Credit Risk Senior Manager, Credit Portfolio Senior Manager, Investor Relations Coordinator or related position involving credit risk management
Performing financial analysis and projections for corporations, including comprehensive examination of financial statements and data to assess a company's financial health and performance
Writing reports for regulatory purposes
Analyzing applicable regulations to publicly held companies both abroad and in the U.S.
Performing business valuation, including financial projections, data interpretation and valuation techniques
Assessing and applying CVM and SEC regulatory requirements
Knowledge and application of Moody’s, S&P and Fitch rating policies
Up to 25% international and domestic travel required

Job Responsibility

Manage the execution of Business Monitoring and Reviews and ensure the monitoring of and evaluation of clients within Citi's Institutional Clients Group (Large Corporate Segment), Citi Commercial Bank (Middle Market) and Citi Private Bank (High Net Worth) portfolios
Identify and define associated risk management strategies and credit risks
Utilize Citi’s proprietary credit policies, systems and procedures to review and assess the effectiveness of existing credit risk controls for assigned businesses
Independently identify, strategize, and develop solutions to risk and controls concerns, maintaining on-going contact with each Entity throughout the Business Monitoring process
Recommend proper application of credit risk policies to improve the quality of credit analyses and the accuracy of risk ratings and regulatory classifications
Evaluate appropriateness of Corrective Action Plans undertaken by the business to remediate gaps identified and validate the effectiveness of the business in rectifying said gaps
Lead Risk Differentiated Reviews and Quarterly Reviews of each assigned Entity and manage the development of action plans to mitigate and solve identified risks
Ensure implementation of a consistent credit review process for regional and global lending business, and the effectiveness of credit controls
Evaluate covered Entities’ staffing models, ascertain potential effects on the quality of Citi’s credit analysis and subsequent approval of individual credits within each portfolio, and make recommendations to senior management as it relates to staffing issues
Interact directly at a peer level with each Entity’s senior management in order to present findings and highlight any significant deficiencies found

What we offer

medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

Fulltime

Sanctions & Screening Compliance Senior Officer

Adyen’s Sanctions & Screening function is entering a critical phase. With a soli...

Location

Netherlands , Amsterdam

Salary:

Not provided

Adyen

Expiration Date

Until further notice

Requirements

At least 5 years’ experience in developing or advising on sanctions and/or other screening frameworks, or equivalent experience (working with development/analytical teams in a compliance setting)
Proven track record of handling complex Sanctions and Financial Crime investigations and possess strong regulatory literacy, with the ability to confidently parse complex legal documentation and guidance papers
Excellent organizational skills and know how to manage a project from conception to launch
Quick learner and take a ‘launch fast and iterate’ approach to tackling problems
Strong communication skills and can work well with both technical and commercial teams

Job Responsibility

Inform, advise, and independently challenge the business on matters relating to Sanctions & Screening and the use of different tools to perform it
Draft and review procedures, guidelines, and technical model documentation
Support new product launches through risk assessments and design of new screening controls or methods
Create validation tools/processes and perform thematic data analysis to drive improvements to the sanction & screening framework
Partner with Compliance Data and Engineering teams to ensure robust data governance, ensuring end-to-end data lineage and completeness across payment flows to eliminate systemic detection blindspots
Liaise with internal and external stakeholders, such as model validation, internal audit, and relevant regulators and supervisors
Serve as a key 2nd Line escalation point for high-complexity Sanctions investigations, conducting deep-dives into nested corporate structures, ultimate beneficial ownership (UBO), and potential sanctions circumvention risks
Guide and independently challenge Sanctions Product & Tech on model ownership and system implementations, while providing proactive guidance, process alignment, and training to 1st Line Screening teams
Represent the wider AML Compliance team on a variety of workstreams to establish strategies that align with global objectives and ensure controlled and compliant growth
Strengthen knowledge management on Sanctions, data, and screening tools across the global business

Fulltime

Senior Commercial Manager

Location

United Kingdom , Manchester

Salary:

Not provided

Egis in the UK

Expiration Date

Until further notice

Requirements

A qualification in a related subject (e.g. Quantity Surveying, Construction Law)
Chartership in a related subject (or working towards)
Expert commercial acumen and experience operating within client organisations
Strong financial modelling and problem-solving skills
Excellent client facing and supply chain facing skills
Experience of managing teams
A self-starter with the enthusiasm and ability to inspire and motivate people
Extensive experience in nuclear, water, environment, defence, rail, highways or other major/complex infrastructure sectors
In-depth knowledge of CDM regulations and risk management
Expert in NEC3/4 contracts

Job Responsibility

Work directly with our key clients, providing excellent commercial expertise and capability across the delivery lifecycle
Lead commercial delivery across complex, multi-workstream programmes, guiding procurement strategies and contract preparation through to management and close out
Prepare, develop and implement practical commercial solutions to support and guide our clients
Oversee contract execution, management, supplier performance evaluation and risk mitigation
Ensure compliance with NEC3/4 and FIDIC contracts, UK law, and applicable regulatory frameworks
Collaborate closely with multi-disciplinary teams and client stakeholders to ensure commercial clarity and compliance
Build and foster strong supply chain relationships
Develop and build a strong industry network across clients and partners
Lead the building and development of broader commercial and cost management capability
Support the work-winning team to review and identify risks and accountabilities within tender packs and contractual terms

Fulltime

Senior Commercial Manager

Location

United Kingdom , London

Salary:

Not provided

Egis in the UK

Expiration Date

Until further notice

Requirements

A qualification in a related subject (e.g. Quantity Surveying, Construction Law)
Chartership in a related subject (or working towards)
Expert commercial acumen and experience operating within client organisations
Strong financial modelling and problem-solving skills
Excellent client facing and supply chain facing skills
Experience of managing teams
A self-starter with the enthusiasm and ability to inspire and motivate people
Extensive experience in nuclear, water, environment, defence, rail, highways or other major/complex infrastructure sectors
In-depth knowledge of CDM regulations and risk management
Expert in NEC3/4 contracts

Job Responsibility

Work directly with our key clients, providing excellent commercial expertise and capability across the delivery lifecycle. This may be through secondment arrangements and being embedded within the client organisation
Lead commercial delivery across complex, multi-workstream programmes, guiding procurement strategies and contract preparation through to management and close out
Prepare, develop and implement practical commercial solutions to support and guide our clients
Oversee contract execution, management, supplier performance evaluation and risk mitigation
Ensure compliance with NEC3/4 and FIDIC contracts, UK law, and applicable regulatory frameworks
Collaborate closely with multi-disciplinary teams and client stakeholders to ensure commercial clarity and compliance
Build and foster strong supply chain relationships
Develop and build a strong industry network across clients and partners
Lead the building and development of broader commercial and cost management capability
Support the work-winning team to review and identify risks and accountabilities within tender packs and contractual terms

What we offer

Committed to our planet
Egis Foundation
Equal Opportunities employer

Fulltime

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