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Admiral Business is seeking a Senior Commercial Motor Underwriter to help shape the technical and commercial development of our motor portfolio. This is a specialist role for an experienced underwriter with strong knowledge of the commercial motor market and a passion for building innovative, customer-focused solutions. Reporting to the Motor Underwriting Manager, you'll be one of our technical experts and a trusted partner for brokers, customers, and colleagues across the business. You'll play a key role in risk selection, pricing, and portfolio performance, helping to shape underwriting appetite, refine product design, and drive sustainable growth.
Job Responsibility
Underwrite and target commercial motor risks across a range of products, including mini-fleet, fleet, taxi, salary sacrifice, commercial van, and future product lines
Help shape underwriting appetite, guidelines, pricing frameworks, and portfolio strategy, ensuring alignment with Admiral Business objectives and market opportunities
Partner with Product, Claims, Pricing, Distribution, Operations, and Data teams to evolve our propositions and respond to changing customer and broker needs
Build strong relationships with brokers and partners, acting as a trusted technical expert and helping to grow business within our underwriting appetite
Monitor portfolio performance, market trends, and loss ratios, using insight and data to inform underwriting decisions and identify opportunities for growth and optimisation
Collaborate with Pricing and Data teams to refine risk selection, enhance portfolio performance, and support profitable growth
Support the development of underwriting capability through coaching, training, and knowledge sharing across the team
Ensure underwriting activity aligns with governance, compliance, and risk appetite requirements
Represent Admiral Business externally, helping to strengthen our reputation, broker relationships, and market presence
Champion innovation, automation, AI, and digital tools to improve underwriting effectiveness, efficiency, and customer and partner experiences.
Requirements
Significant commercial motor underwriting experience, with strong knowledge of fleet and SME fleet markets
Deep technical expertise in commercial motor underwriting, including rating methodologies, risk assessment, and regulatory considerations
Strong commercial judgement, with the ability to balance technical underwriting discipline with growth and profitability objectives
The confidence and credibility to build relationships, influence stakeholders, and act as a trusted adviser to brokers and partners
A collaborative approach, comfortable working across teams to deliver shared business outcomes
A data-led mindset, using insight and analytics to support decision-making and portfolio performance
Curiosity and enthusiasm for new technologies, automation, and ways of working that improve underwriting and customer outcomes.
What we offer
33 days holiday (including bank holidays) on joining, increasing to up to 38 days (including bank holidays)
Option to buy or sell up to an additional five days of annual leave
Up to £3,600 of free shares each year after one year of service