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Robert Half Logo Robert Half · Finance

Senior Commercial Credit Analyst

United States, Rockland · Job Posted March 01, 2026
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Job Description

We are seeking a seasoned Senior Commercial Credit Analyst to perform in‑depth credit analysis on new and existing commercial loan relationships, support annual reviews and renewals, recommend loan structures, and mentor junior analysts. This role partners closely with lenders, customers, and internal teams to ensure high-quality underwriting and portfolio management.

Job Responsibility

  • Analyze financial statements, cash flow, management, and business cycles to assess credit risk
  • Underwrite mid-size to large commercial loans, including C& I, CRE, and working capital lines
  • Prepare detailed credit memoranda and ensure compliance with regulations and bank policies
  • Manage annual reviews, renewals, loan modifications, and financial tracking for existing portfolios
  • Recommend loan structures and terms to minimize risk and protect bank capital
  • Review appraisals and complete property evaluations up to $250,000
  • Collaborate with customers, loan officers, and operations to resolve credit questions
  • Mentor junior analysts to strengthen analytical and underwriting capabilities
  • Represent the Bank at industry and community events
  • Complete all required training and maintain policy compliance

Requirements

  • 5+ years of commercial credit or banking experience
  • Knowledge of appraisal standards and environmental regulations
  • Detail‑oriented with strong deadline management
  • Up to 25% travel within a 25‑mile radius

What we offer

  • medical
  • vision
  • dental
  • life and disability insurance
  • company 401(k) plan
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