Senior Commercial Banking Portfolio Manager Job at Wells Fargo (Austin)

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Senior Commercial Banking Portfolio Manager

Wells Fargo is seeking a senior commercial banking portfolio manager.

Location

India , Bengaluru

Salary:

Not provided

Wells Fargo

Expiration Date

June 29, 2026

Requirements

4+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post-graduation in Economics
Good knowledge on financial statements for various industries with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance)
Working knowledge of Discounted Cash Flow, Comparable Company, and Precedent Transaction analysis
Working experience with Moody's Risk Analytics would be a plus
Should be aware of key factors which helps in assessing credit worthiness of borrower
Excellent communication skills, with special focus on business writing skills for credit reports
Ability to read, comprehend and synthesize data regarding borrower performance / market related information from multiple sources into one prescribed template
Understanding and Application of AI Tools
Critical Thinking

Job Responsibility

Participate in performing financial research, underwriting, and structuring of highly complex private banking as well as consumer and mortgage relationships within Commercial Banking Portfolio Management functional area
Review and research business financial statements and tax returns that require an in-depth evaluation of multiple factors
Resolve moderately complex issues and lead Commercial Banking Portfolio Management team, to meet project deliverables, while leveraging solid understanding of the function, policies, procedures, and compliance requirements
Collaborate and consult with Commercial Banking Portfolio Management peers, colleagues, and mid level managers to resolve issues and achieve goals
Lead projects and teams or serve as a mentor for less experienced individuals

Fulltime

New

Senior Commercial Banking Portfolio Coordinator

Wells Fargo is seeking a Senior Commercial Banking Portfolio Coordinator.

Location

India , Hyderabad

Salary:

Not provided

Wells Fargo

Expiration Date

June 16, 2026

Requirements

4+ years of financial analysis experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Chartered Accountant or equivalent and Bachelor's Degree (Commerce Mandatory), equivalent
Strong knowledge on accounting and finance, Industry analysis, Internal and external risk factors of the borrower
Should have experience in assessing credit worthiness of the borrowers based on qualitative and quantitative factors
Strong knowledge of preparation and analysis of projected and Proforma based financial statements
sound knowledge of ratio analysis, cash flow, and trend analysis
Should have experience of financial spreading across all the industries
Sound knowledge on Moody's Risk Analytics (MRA) (added advantage)
Strong knowledge on GAAP Accounting / International Financial Reporting Standards
Ability to read & analyze financial statements

Job Responsibility

Review complex credit information of loans for companies and industries
Provide support to the Commercial Banking Portfolio Management team and more experienced individuals in the credit approval process
Perform complex credit investigations on companies and industries
Utilize knowledge and interpretation of procedures to direct less experienced individuals
Interact with immediate team and Commercial Banking Portfolio Management functional area to review process of companies for providing credits
Includes end to end responsibility of request received from clients includes financial spreading in MRA tool, analyzing financial statements, identification of trend and provide financial commentaries on cause and effect on identified trend as per business requirement
Prepare projected financial statements as per relationship managers requirement
Complete Pro forma adjustments based on the projected financial information as per requirement
Should be able to interpret and spread financials of different companies belong to different division as per business requirement at any given day
Assessing the repayment capacity of the highly leveraged Borrower’s

Fulltime

Commercial Banking Senior Relationship Manager

This position involves both the comprehensive management of existing commercial ...

Location

United States , Dallas

Salary:

189375.00 - 225625.00 USD / Year

Commerce Bank

Expiration Date

Until further notice

Requirements

Bachelor’s degree in Business Administration, or equivalent combination of education and experience required
8+ years of commercial banking experience required
Strong knowledge of full range of commercial products, credit policies, procedures, and terminology
Ability to maintain a valid driver’s license and meet Commerce Bank’s driving record criteria
Strong time management skills, with ability to appropriately prioritize calling activities and strategies
Goal oriented with well-developed sales skills
Strong strategic, analytical, and problem-solving skills
Ability to mentor and provide leadership to junior roles
Experienced at structuring complex credit requests
Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities

Job Responsibility

Coordinate with assigned customers and targeted prospects with the objective to acquire new business
Serve as the primary advisor for an assigned portfolio of diverse and complex commercial relationships, ensuring a high level of customer satisfaction and retention
Coordinate with product partners to cross-sell a full range of products and services
Critically review and analyze portfolio to reduce risk and enhance profitability
Facilitate credit requests, including loan structuring, negotiating/pricing, collateral, ensuring adequate loan documentation, and analyzing industry/credit risk
Facilitate the resolution of customer problems, engaging product experts as needed
Participate in community and business functions/groups to ensure a positive image for the bank and to establish referral contacts within the marketplace
Ensure compliance with all bank policies, procedures, regulations, and laws
Manage a portfolio of commercial relationships with some or all of the following characteristics: Average loan portfolio O/S of $100MM to $150MM
Average deposit portfolio of $50MM to $100MM

What we offer

employer sponsored health, dental, and vision insurance
401(k)
life insurance
paid vacation
paid personal time
career development
education assistance
voluntary supplemental benefits

Fulltime

Senior Product and Proposition Manager - Business Banking Portfolio Management

As a Senior Product and Proposition Manager - Business Banking Portfolio Managem...

Location

United Kingdom , London; Knutsford; Northampton

Salary:

Not provided

Barclays

Expiration Date

Until further notice

Requirements

Credit strategy & optimisation: Designing and delivering data-led credit strategies across approval, pricing, limits and segmentation to optimise risk appetite, growth and portfolio returns
Affordability & lifecycle management: Developing and calibrating affordability frameworks and lifecycle strategies, using performance data to refine decisioning and ensure alignment with risk appetite and regulatory expectations
Advanced analytics & collaboration: Leading data-driven insight generation (SAS, SQL, Python where applicable) and partnering with stakeholders across Portfolio, Risk and Transformation teams to translate analytics into actionable credit changes

Job Responsibility

Development of customer level strategies & solutions that are tailored to customers' needs
Subject Matter Expert in the applicable Product/Proposition team and be able to confidently guide and advise stakeholders at all levels in the Bank on the application of existing and new products/propositions and related customer and colleague journeys
Development of product propositions, and/or service strategy, define the priorities for delivering the outcomes needed to deliver the strategy and lead execution of the priorities
Development of different commercial and business models through a strong understanding of the financial drivers of the P&L for the relevant segment/ proposition/ journey
Evaluation of the technical feasibility, legal compliance, and potential risks associated with the development and launch of the new product
Monitoring of market trends and analysis feedback from internal employees and target customers through prototypes, user testing sessions, and beta programs to identify areas for improvement to refine the product / process before launch
Management of comprehensive launch plans and technical deployments for products that establish rollout timelines, marketing strategies, training initiatives and communication channels to promote the launch new products effectively
Monitoring of key metrics such as adoption rates, usage patterns, customer satisfaction (including complaints), and revenue generation to assess the product's performance against set goals

Fulltime

Business Banking Investment Commercial Real Estate Underwriter Portfolio Manager

The Portfolio Manager IV is responsible for ensuring overall portfolio performan...

Location

United States , Westwood; Iselin; West Conshohocken; Short Hills

Salary:

118000.00 - 146000.00 USD / Year

Citizens Bank

Expiration Date

Until further notice

Requirements

10+ years of experience and exhibited competency in various aspects of commercial real estate lending and/or portfolio management including financial analysis and credit structuring, understanding and applying credit policy, and credit monitoring and risk administration practices
Superior knowledge of loan and related legal documents
Must be skilled in proposing, negotiating and recommending credit and covenant structures
Must demonstrate practical and conceptual knowledge of credit and risk analysis and Banking regulations
Strong communication skills
and ability to influence others by persuasively presenting thoughts and ideas to gain commitment and agreement for proposed ideas and solutions
Superior understanding of commercial real estate industry nuances applicable to the credits contained within group's portfolio
Ability to think critically, solve problems, strong attention to detail and effective decision maker
Bachelor's Degree preferred

Job Responsibility

Effective credit and risk administration with particular emphasis on adherence to credit policy and requirements, financial analysis/modeling, risk evaluation, on-going portfolio maintenance activities, and as needed client support of pooled or individual portfolio
Independent interaction with Senior Management, Sales Team, Credit Products Manager, Credit Officer and Workout Officer, in order to discuss and resolve risk related issues
Independent review of financials, makes recommendations for approval of annual review/renewal, modifications, as well as, underwrites and recommends new money requests for approval to credit officers

What we offer

Annual discretionary bonus
Comprehensive medical coverage
Dental coverage
Vision coverage
Retirement benefits
Maternity/paternity leave
Flexible work arrangements
Education reimbursement
Wellness programs

Fulltime

UK Commercial Banking - Portfolio Risk Head - Director

The Portfolio Risk Head for UK CCB is responsible for providing 2nd Line of Defe...

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Extensive knowledge and accreditation as Senior Credit Office or equivalent from other comparable institutions along with solid managerial experience
Requires a broad and comprehensive understanding of the credit risk field, recognized as a subject matter expert
Demonstrated thought leadership, developing new techniques, methodologies, and approaches for credit risk management
Proven track record of innovation and groundbreaking developments in credit risk assessment and mitigation
Expertise in evaluating complex issues with substantial impact, utilizing in-depth quantitative and qualitative analysis
Ability to drive change within and beyond the organization, shaping operational strategies and influencing industry standards
Exceptional communication skills, including clear articulation, effective presentation of complex information, and empathetic response
Advanced skills in mediating disputes and advocating for organizational interests with high-level stakeholders
Capability to challenge established norms and pioneer new approaches in complex domains
Proven ability to guide decision-making processes and implement technical solutions effectively

Job Responsibility

Lead key risk reviews, ensuring compliance and mitigating threats
Critically evaluate assigned portfolios, identifying and assessing emerging risks
Drive continuous improvement of credit risk processes and standards for assigned entities
Oversee and validate corrective action plans for identified issues, addressing concerns from control functions
Review, challenge and provide approval for the assigned portfolio credits and/or recommendations to more senior credit officers as needed
Provide independent assessments on the accuracy and appropriateness of risk ratings and classifications for assigned portfolios
Assist Senior Risk Heads in orchestrating regional and/or global tasks using innovative techniques and methodologies
Develop strategic plans to enhance the efficiency and effectiveness of the organization
Collaborate with other credit risk families to support the best outcome for Citi, sharing and implementing best practices
Manage relationships and expectations of external regulators, Regulatory reporting, Risk, Finance, and Accounting Policy

What we offer

Generous holiday allowance starting at 27 days plus bank holidays
increasing with tenure
A discretional annual performance related bonus
Private medical insurance packages to suit your personal circumstances
Employee Assistance Program
Pension Plan
Paid Parental Leave
Special discounts for employees, family, and friends
Access to an array of learning and development resources

Fulltime

Corporate Banking Portfolio Manager II

At Citizens, we work together to make a difference for companies that are buildi...

Location

United States , West Conshohocken; Chicago; Charlotte; Pittsburgh; Boston

Salary:

165000.00 - 175000.00 USD / Year

Citizens Bank

Expiration Date

Until further notice

Requirements

Extensive Credit Expertise: Proven ability to manage and underwrite complex commercial credit relationships with minimal supervision, demonstrating deep understanding of credit policy, financial modeling, and risk evaluation
Advanced Financial Analysis Skills: Strong proficiency in financial statement analysis, cash flow modeling, and risk assessment to support sound credit decisions and portfolio management
Portfolio Management Experience: Demonstrated success in overseeing a diverse portfolio of high-complexity credits, anticipating potential issues, and implementing proactive solutions to maintain credit quality
Client-Focused Communication: Exceptional interpersonal and communication skills, with the ability to engage directly with clients to resolve complex credit issues and support relationship growth
Strategic Insight & Collaboration: Ability to synthesize market and industry data to inform credit decisions and share insights across teams, contributing to broader strategic goals
Regulatory & Policy Compliance: Deep understanding of regulatory requirements and internal credit policies, ensuring consistent adherence and timely portfolio maintenance
Leadership & Mentorship: Experience guiding peers and collaborating with relationship managers, team leaders, and senior stakeholders to drive credit excellence and share best practices

Job Responsibility

Managing a portfolio of the most complex credits and will perform the functions of the position with only periodic oversight and is expected to perform with very limited supervisory intervention
Exhibit expert knowledge of clients/credits included in the portfolio when interacting with peers, Relationship Manager, team leader, and senior managers across departments/work teams
Effective credit underwriting and credit and risk administration with particular emphasis on adherence to credit policy and requirements, financial analysis/modeling, risk evaluation, ongoing portfolio maintenance activities, and as needed client support for an assigned portfolio
Structure, underwrite, and document new business, renewals, and modifications as the credit expert within the first line of defense
Oversee assigned portfolio of credits, anticipate portfolio problems, and take action to develop solutions, handles multiple demands and competing priorities
Meet deadlines and schedules associated with maintaining portfolio compliance with credit and risk policies
Provide client management support for assigned portfolio, maintaining a regular level of direct client interaction and resolving the most complex issues related to credit monitoring and administration with clients directly
Understand and stay up to date on industry and market information related to assigned markets and customers
Shares insights and learnings with other RMs and PMs

What we offer

competitive pay
comprehensive medical, dental and vision coverage
retirement benefits
maternity/paternity leave
flexible work arrangements
education reimbursement
wellness programs
paid time off policy exceeds mandatory local and state requirements
opportunity to earn an annual discretionary bonus

Fulltime

Senior Relationship Manager - Commercial Real Estate

Location

United States of America , Work From Home NY

Salary:

142561.50 - 222200.00 USD / Year

Flagstar Bank

Expiration Date

Until further notice

Requirements

Education level required: Undergraduate Degree (4 years or equivalent) in business, finance or related field.
Minimum experience required: 10+ Years of experience as a Commercial Lending Relationship Manager and/or commercial lending sales.
Some experience in commercial credit may substitute for production experience.

Job Responsibility

Develops and maintains relationships to generate direct deal flow
Coordinates the team approach to approving and closing new deals to grow assets and revenues while optimizing profitability (ROE).
Works with assigned portfolio managers, engage with sponsors and borrowers on idea generation and relevant opportunities to expand our relationship.
Works with assigned portfolio managers to ensure pro-active monitoring of the credit quality of the portfolio through timely financial statement gathering, monitoring client’s compliance with ongoing required reporting, properly analyzing financial information and taking or recommending appropriate corrective actions based on acceptable levels.
Ultimately responsible for managing the banks risk exposure to acceptable levels.
Collaborating with Credit team and outside counsel as needed to prepare credit approval documents and managing onboarding process to ensure transactions are booked appropriately.
Stays abreast of industry trends and market conditions that could impact the assigned portfolio of relationships and borrowers.
Uses independent judgement and discretion to make decisions.
Analyzes and resolves problems.
May be responsible for talent management functions including: employment, performance evaluations, staff development/training, disciplinary actions, succession planning and ensuring all staff comply with compliance requirements.

What we offer

medical
dental
vision
life
disability insurance
comprehensive leave program

Fulltime

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Senior Commercial Banking Portfolio Manager

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