Senior Commercial Banking Portfolio Manager

• Participate in performing financial research, underwriting, and structuring of highly complex private banking as well as consumer and mortgage relationships within Commercial Banking Portfolio Management functional area
• review and research business financial statements and tax returns that require an in-depth evaluation of multiple factors
• resolve moderately complex issues and lead Commercial Banking Portfolio Management team to meet project deliverables, while leveraging solid understanding of the function, policies, procedures, and compliance requirements
• collaborate and consult with Commercial Banking Portfolio Management peers, colleagues, and mid level managers to resolve issues and achieve goals
• lead projects and teams or serve as a mentor for less experienced individuals

4+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

• MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post-graduation in Economics
• at least 4 years of overall commercial credit experience across diversified asset class (includes corporate entities and real estate asset class)
• good knowledge on financial statements for various industries with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance)
• well versed with Discounted Cash Flow, Comparable Company, and Precedent Transaction analysis
• working experience with Moody’s Risk Analytics would be a plus
• experience in assessing credit worthiness of borrower based on various qualitative and quantitative factors
• excellent communication skills, with special focus on business writing skills for credit reports
• ability to read, comprehend and synthesize data regarding borrower performance / market related information from multiple sources into one prescribed template
• advanced excel skills would be a plus

• Equal opportunity employer
• supportive environment with learning and growth opportunities
• accommodation for applicants with disabilities during the application or interview process
• drug-free workplace policy