Senior Commercial Banking Portfolio Manager

• Participate in performing financial research, underwriting, and structuring of highly complex private banking as well as consumer and mortgage relationships within Commercial Banking Portfolio Management functional area
• Review and research business financial statements and tax returns that require an in-depth evaluation of multiple factors
• Resolve moderately complex issues and lead Commercial Banking Portfolio Management team, to meet project deliverables, while leveraging solid understanding of the function, policies, procedures, and compliance requirements
• Collaborate and consult with Commercial Banking Portfolio Management peers, colleagues, and mid level managers to resolve issues and achieve goals
• Lead projects and teams or serve as a mentor for less experienced individuals

• 4+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post- graduation in Economics
• Good knowledge on financial statements for various industries (preferably Real Estate) with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance)
• Working knowledge of Discounted Cash Flow, Comparable Company, and Precedent Transaction analysis
• Excellent communication skills, with special focus on business writing skills for credit reports
• Ability to read, comprehend and synthesize data regarding borrower performance / market related information from multiple sources into one prescribed template
• Foundational AI literacy including Understanding and Application of AI Tools, Critical Thinking, Responsible AI Use, Adaptability and Continuous Learning
• Working experience with Moody's Risk Analytics would be a plus
• Should be aware of key factors which helps in assessing credit worthiness of borrower

Working experience with Moody's Risk Analytics would be a plus