Senior Commercial Banking Portfolio Manager, Wells Fargo

Wells Fargo

Location:
India, Bengaluru

Category:
Banking

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

Wells Fargo is seeking a (Senior Commercial Banking Portfolio Manager). We believe in the power of working together because great ideas can come from anyone. Through collaboration, any employee can have an impact and make a difference for the entire company. Explore opportunities with us for a career in a supportive environment where you can learn and grow.

Job Responsibility:

Evaluate financial performance of companies / borrower / guarantor / commercial real estate asset class based on a variety of factors including past and current performance, management projections and market changes over the time period
Review of various financial statements, such as balance sheet, income statement, cash flows, and statement of changes in equity
Perform market research using various third party applications and compare performance of borrowing entity against market data to draw conclusion of overall performance
Determine appropriate risk rating, both qualitative and quantitative based on performance during the review time period and compare it against bank’s credit guidelines
Document and synthesize findings based on above mentioned reviews into a credit report which would be for presented to lending officers and / or approval committees
Quality check of work performed by junior team members and provide appropriate feedback on the same
Training & mentoring junior colleagues along with reviewing, checking & overseeing and undertaking workload planning as well
Understand the feedback received from the onshore team members and disseminate the same to the team

Requirements:

4+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post- graduation in Economics
Atleast 4+ years of overall commercial credit experience across diversified asset class (includes corporate entities and real estate asset class)
Good knowledge on financial statements for various industries with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance)
Well versed with Discounted Cash Flow, Comparable Company, and Precedent Transaction analysis. Working experience with Moody’s Risk Analytics would be a plus
Experience in assessing credit worthiness of borrower based on various qualitative and quantitative factors
Excellent communication skills, with special focus on business writing skills for credit reports
Ability to read, comprehend and synthesize data regarding borrower performance / market related information from multiple sources into one prescribed template
Advanced excel skills would be a plus

Nice to have:

Working experience with Moody’s Risk Analytics
Advanced excel skills

Additional Information:

Job Posted:
May 20, 2025

Expiration:
May 29, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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Senior Commercial Banking Portfolio Manager