Senior Commercial Banking Portfolio Coordinator

• Support performance and overall effectiveness of team
• Provide feedback and present ideas for improving processes and tools
• Review credit information of loans for companies and industries
• Respond to customer inquiries, generate status reports for management
• Perform or guide others on complex tasks or initiatives
• Independently prioritize work and provide day-to-day leadership
• Lead or contribute to implementation of new processes and procedures
• Provide guidance and subject matter expertise to team
• Financial spreading in MRA tool
• Analyzing financial statements
• Identification of trend and provide financial commentaries
• Prepare projected financial statements
• Complete Pro forma adjustments
• Interpret and spread financials of different companies
• Assessing repayment capacity of highly leveraged Borrowers
• Handle subjectivity in financial analysis
• Act as a coach or mentor
• Facilitate communication to resolve problems
• Make significant contribution toward achieving team goals
• Lead efforts to increase productivity

• 3+ years of Commercial Banking Portfolio Management experience or equivalent
• Chartered Accountant and Bachelor's Degree (Commerce Mandatory)
• Strong knowledge on accounting and finance, Industry analysis, Internal and external risk factors of the borrower
• Experience in assessing credit worthiness of the borrowers based on qualitative and quantitative factors
• Strong knowledge of preparation and analysis of projected and Proforma based financial statements
• Sound knowledge of ratio analysis, cash flow, and trend analysis
• Experience of Financial spreading across all the Industries
• Sound knowledge on Moody's Risk Analytics (MRA)
• Strong knowledge on GAAP Accounting / International Financial Reporting Standards
• Ability to read & analyze financial statements
• Excellent knowledge of MS office application primarily MS Word, MS Excel and PowerPoint
• Strong analytical skills
• Excellent communication skills
• Flexibility to stretch as per business requirement
• Stakeholders/Client management
• Able to multi-task to accomplish tasks effectively
• Quick Learner & Attention to detail
• Ability to work quickly & accurately while maintaining acceptable standards of workmanship
• Ability to recognize and escalate to management for any process breaches
• Highly motivated with strong organizational skills
• Flexibility to work in different shifts
• Ability to succeed in a team environment

Moody's Risk Analytics (MRA) knowledge