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Spruce is looking for a Senior Clearance Associate to join a small Title Solutions team making a big impact! This role requires the individual to quickly adapt to support teammates and customers' needs while delivering a world-class experience through independent problem solving and deep knowledge of the curative function. You will work closely with the Title Examiners and Closing Associates to keep everyone updated on the status of your files and keep them moving through the pipeline, meeting turnaround times according to service-level agreements.
Job Responsibility
Review title commitments and attorney title opinion letters to identify matters to be cured prior to or at closing such as municipal liens, satisfaction of judgments, UCC-3 terminations, etc.
coordinate with consumers, creditors, attorneys, and underwriters to cure issues reflected on title commitments, such as mortgages, liens, judgments, and taxes
update title commitments as new information becomes available, such as using a social security number to clear a judgment and remove the corresponding requirement
interpret buyer and lender requests for title waivers and prepare a pro forma title insurance policy or marked-up title commitment
draft deeds, affidavits, and escrow agreements in markets where allowed
order deeds and other legal documents from vendor and attorney partners
review and approve surveys, divorce decrees, trust agreements, probate proceedings, bankruptcies, death certificates, entity articles, and court dockets
search county records for recorded instruments such as releases
input invoice charges to the settlement statement for fees accrued during the clearance process, such as surveyor invoices
calculate title insurance premiums and prepare invoices itemizing all costs for title-only transactions in which Spruce fulfills title in states where an attorney serves as settlement agent
communicate by phone and email with all parties in the transaction and help take and redirect incoming calls on the general phone line
confirm all outstanding matters are cleared prior to or at close of escrow, while moving quickly and efficiently through a queue of urgent tasks.
Requirements
Seven years minimum of title curative experience
deep expertise in Maryland, Virginia, DC, Pennsylvania, Ohio, Michigan, Minnesota, Missouri, and/or New Jersey markets a plus
confidence with editing technical legal documents such as affidavits and indemnity agreements
understanding of title clearance requirements, including ability to read title commitments, delete requirements and exceptions as appropriate, and prepare pro forma title policies
excellent verbal and written communication skills for coordinating with underwriters on technical title issues and collaborating with attorneys, clients, and vendors.
What we offer
Equity awards based on factors such as experience, performance and location.