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NTT DATA Logo NTT DATA · Finance

Senior Business Analyst - Payments Transformation (Wire Payments)

United States, New York 111172.00 - 181170.00 USD / Year · Job Posted March 19, 2026
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Job Description

The Senior Business Analyst - Payments Transformation role focuses on modernizing wire processing capabilities across Fedwire, SWIFT, and CHIPS. This role will focus on modernizing wire processing capabilities across Fedwire, SWIFT, and CHIPS, working closely with product, operations, compliance, and engineering teams.

Job Responsibility

  • Lead requirements definition for wire payments transformation initiatives
  • Provide subject matter expertise across Fedwire, SWIFT, and CHIPS
  • Analyze and document end-to-end wire processing flows, from initiation through settlement
  • Translate business and regulatory needs into functional and non-functional requirements
  • Partner with engineering and architecture teams to guide solution design and modernization
  • Support data mapping, message standards, and integration design
  • Identify operational, regulatory, and settlement risks and drive mitigation strategies
  • Support testing strategy, user acceptance testing (UAT), and implementation readiness

Requirements

  • Bachelor’s degree or equivalent experience in Business, Finance, Information Systems, or a related field
  • 5+ years’ professional experience as a Business Analyst or in a similar role supporting wire payments in the financial services industry
  • 5+ years’ professional experience in Fedwire, SWIFT, and CHIPS wire payment flows
  • 5+ years’ professional experience translating business and regulatory requirements into functional specifications
  • Must be located in the United States and able to work in a hybrid or on-site capacity as required
  • Strong hands-on experience in wire payments, including Fedwire Funds Service, SWIFT (MT and/or ISO 20022 message flows), CHIPS payment processing and settlement concepts, wire initiation, validation, repair, and release processes, cut-off times, settlement windows, and liquidity considerations, investigations, recalls, amendments, and exceptions, sanctions screening, AML, and compliance controls related to wires
  • Strong documentation and analytical skills
  • Ability to work collaboratively with cross-functional teams
  • Excellent verbal and written communication skills

Nice to have

  • Experience supporting payments transformation or modernization projects
  • Knowledge of ISO 20022 migration and implementation
  • Familiarity with operational risk, settlement, and compliance in payment systems
  • Experience with data mapping, message standards, and payment integration

What we offer

  • Medical, dental, and vision insurance with an employer contribution
  • Flexible spending or health savings account
  • Life and AD&D insurance
  • Short and long term disability coverage
  • Paid time off
  • Employee assistance
  • Participation in a 401k program with company match
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