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Airwallex Logo Airwallex · Finance

Senior Associate, Operation Strategy

Singapore · Job Posted February 21, 2026
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Job Description

We're looking for a detail-oriented and analytical professional to oversee the cost management of scheme (card network) and local payment methods. This role is responsible for managing interchange, scheme fees, and local payment costs, driving cost optimization, and ensuring compliance with internal policies and industry regulations.

Job Responsibility

  • Monitor and analyze scheme fees, interchange rates, and local payment costs across different markets
  • Maintain and update internal cost models
  • track changes in card scheme rules, local payment regulations, and new BIN introductions
  • Work closely with Finance and Product teams to forecast cost impacts and optimize pricing strategies
  • Partner with technology teams to implement automated processes for cost calculation, allocation, and reporting
  • Support AI and data-driven initiatives for more accurate and efficient configuration of payment cost structures
  • Prepare regular cost analysis reports and present actionable insights
  • Identify opportunities to lower processing costs for merchants while maintaining service quality
  • Participate in cross-functional projects related to new product launches or changes in payment acceptance
  • Act as the main point of contact with card schemes and local payment partners for pricing and cost-related inquiries

Requirements

  • 3+ years of relevant experience in payments, financial services, or cost/pricing analysis
  • In-depth understanding of card scheme rules, interchange, and payment industry economics
  • Familiarity with local payment methods in key markets is a strong plus
  • Strong analytical and modeling skills, with proficiency in Excel
  • knowledge of SQL or BI tools is an advantage
  • Excellent communication and cross-functional collaboration skills
  • High attention to detail and a proactive attitude

Nice to have

  • Familiarity with local payment methods in key markets
  • Knowledge of SQL or BI tools
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