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Senior API Business Analyst

Spain, Malaga · Job Posted February 14, 2026
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Job Description

Senior Business Analyst role for a major Banking-as-a-Service (BaaS) and API platform transformation, building the next generation of payments, cash management, and trade APIs for internal and external consumers. Sitting at the intersection of API design, regulation, and AI governance.

Job Responsibility

  • Leading business analysis across Payments, Collections, Receivables, Cash Management & Trade APIs
  • Translating regulatory and business requirements into API-first designs, user stories, and data models
  • Acting as the squad’s business, compliance, and AI governance voice
  • Defining API standards, metrics, SLOs, and SLAs with platform teams
  • Supporting API monetisation and billing enablement
  • Working closely with Product, Architecture, Security, and Platform teams
  • Using AI-native tools (e.g. ChatGPT Enterprise, Azure OpenAI, GitHub Copilot) to accelerate delivery and traceability

Requirements

  • 8+ years in Financial Services
  • Strong API / BaaS transformation experience
  • Deep knowledge of ISO 20022, Open Banking, PSD2
  • Solid understanding of API security (OAuth 2.1, mTLS, OIDC)
  • Experience with Apigee or IBM API Connect
  • Exposure to AI governance / LLMOps in regulated environments
  • Comfortable working onsite in Malaga
  • English: Fluent
  • Spanish: Preferred

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