Senior AML Compliance Expert Job at Citi (Warsaw)

Sanctions & AML Senior Analyst Operations Expert for Digital Assets

Sanctions & AML Senior Analyst Operations Expert for Digital Assets, the purpose...

Location

Malaysia , Kuala Lumpur

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Sanctions
risk management
compliance – banking ops or fin tech industries

Job Responsibility

Analyzing on-chain and off-chain data using specialized blockchain analytics tools to identify suspicious transactions and Travel Rule packages
Analyzing non-digital transactions in securities and cash transfers for their compliance with relevant sanctions regimes
Investigating and dispositioning alerts generated by digital asset, non-digital securities, and cash transactions
Screening customer wallet addresses against applicable sanctions, internal, and other relevant watchlists
Screening non-digital securities holdings of Citi’s clients against applicable sanctions
Conducting and documenting enhanced due diligence on digital asset, non-digital securities, and cash transactions
Preparing comprehensive case files with clear justifications for escalation to the second line of defense or for potential regulatory reporting
Executing control actions, such as blocking transactions, in response to confirmed matches with sanctioned parties or prohibited activities
Identifying and assessing emerging AML, fraud and sanctions evasion typologies and risks specific to the digital and non-digital assets ecosystem
Contributing to the development, testing, and tuning of blockchain, securities on-exchange, and OTC transactions monitoring rules to enhance detection accuracy and reduce false positives

Fulltime

AmL Compliance Intermediate Analyst

The AML Compliance Intermediate Analyst is an intermediate level role. Deals wit...

Location

Mexico , Ciudad De Mexico

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2–5 years of relevant experience
Strong numerical, statistical, or mathematical analysis skills applied to financial risk
Experience in threshold setting, scenario tuning, and model effectiveness analysis
Data handling capabilities (advanced Excel, SQL, Python, databases, reporting or visualization tools)
Ability to structure, analyze, and interpret complex datasets
Experience serving as Project Sponsor for cross‑functional AML, risk, or monitoring-related projects, ensuring timely delivery, stakeholder alignment, and effective risk governance
Proficiency in Microsoft Office
advanced Excel skills highly desirable
Bachelor's degree in Data Science, Actuarial Science, Mathematics, Finance, Economics, Engineering, Artificial Intelligence, or a related field
Intermediate English proficiency desirable for interaction with global teams

Job Responsibility

Enhance and implement AML Compliance regulations, policies, and best practices
Provide expert advisory on AML Compliance policies to AML/Financial Crime Support teams and the business
Perform exploratory, comparative, and sensitivity analyses to evaluate the effectiveness and efficiency of the transaction monitoring framework and recommend enhancements
Prepare executive-level reports and presentations, translating analytical findings into clear, actionable insights and risk-based recommendations for senior management
Perform AML Compliance governance on data concerns, issues, data quality and testing
evaluate process deficiencies, analyze control measures, enhance reporting capabilities, and recommend corrective actions while satisfying regulatory and audit commitments
Identify and escalate deviations or unusual activity to appropriate management or business partners and advise management on next steps
Act as Project Sponsor for AML monitoring and risk management initiatives, providing strategic oversight, senior decision-making support, and alignment with business and regulatory objectives
Perform additional duties as assigned
Operate with a limited level of direct supervision

Fulltime

New

Apps Development Sr Manager

The Applications Development Senior Manager – This role is Payments Technology i...

Location

India , Chennai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

6–10 years of relevant experience in Financial Services, with a strong focus on Payments technology or operations
Deep functional knowledge of payment systems and rails, including one or more of: SWIFT, ACH, SEPA, RTGS, Fedwire, CHIPS, card payment networks, or real-time payment platforms (e.g., RTP, FedNow)
Familiarity with payment messaging standards, particularly ISO 20022 and SWIFT MT/MX message formats
Experience managing technology delivery teams in a senior leadership or management capacity
Strong understanding of the end-to-end payment lifecycle: initiation, processing, clearing, settlement, reconciliation, and exception management
Knowledge of regulatory and compliance frameworks relevant to payments (e.g., PSD2, AML, OFAC, KYC, data privacy regulations)
Demonstrated ability to engage and influence senior business and technology stakeholders
Proven project and program management skills, with experience delivering complex, multi-workstream technology initiatives
Experience working in Agile/Scrum delivery environments
Strong analytical and problem-solving skills with the ability to evaluate technical solutions from a functional and business perspective

Job Responsibility

Serve as the subject matter expert (SME) for payment systems, including but not limited to domestic and cross-border payment rails (SWIFT, ACH, SEPA, RTGS, Fedwire, CHIPS), payment messaging standards (ISO 20022, MT/MX), and payment lifecycle management
Lead the end-to-end delivery of payment technology initiatives, from requirements gathering through implementation and post-production support
Partner with business stakeholders to translate complex payment processing requirements into actionable technology solutions
Provide oversight and guidance on payment system architecture, integration patterns, and data flows across upstream and downstream systems
Manage one or more Applications Development teams focused on Payment’s technology, including conducting personnel duties such as performance evaluations, hiring decisions, and career development
Drive delivery of payment technology projects, ensuring adherence to timelines, budgets, and quality standards
Allocate resources effectively across projects and manage day-to-day team operations
Facilitate Agile/Scrum ceremonies and ensure teams follow established SDLC processes
Review and evaluate proposed technical solutions for payment system projects, ensuring alignment with enterprise architecture standards and payment industry best practices
Provide functional oversight across payment processing systems, including transaction routing, settlement, reconciliation, and exception handling

Fulltime

Head of AML, Services

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

15+ years of relevant experience
10+ years of managerial experience
Prior knowledge of payment related products and infrastructure is a must, the candidate will need to show deep knowledge of Foreign Correspondent banking, eCommerce, Trade finance, Custody, Digital Assets and 3rd party Cross border payments generally
Advanced degree (e.g. JD, MBA) or AML certification
Experience in a financial institution, specifically in AML
Experience in managing regulatory exams and relationships with examiners and auditors
Extensive knowledge of appropriate regulatory requirements including local and US laws, international and industry standards
Extensive knowledge of AML regulations, risks, and appropriate controls
Demonstrated leadership and motivational skills
Ability to work with regional and global partners, and influence and lead people across culture and senior level

Job Responsibility

Lead and develop a global team of AML professionals, driving performance, accountability, and continuous talent development
Own and implement the firm-wide AML Risk Management framework, including policy, strategy, and the ongoing delivery of the AML Compliance Risk Management (ACRM) program across clients, products, and geographies
Lead, coach, and develop a global team of AML professionals, fostering a culture of accountability, inclusion, and continuous development
Build leadership capability across the organization, ensuring strong succession pipelines and depth of expertise
Drive high performance standards, reinforcing ownership and accountability for risk and control outcome
Act as a senior AML risk manager and thought leader, delivering risk-based, cost-effective outcomes across multi-year strategic and control initiatives
Shape forward-looking AML strategies, policies, and training programs, anticipating and responding to evolving financial crime risks across emerging technologies, new products, and changing regulatory landscapes
Provide comprehensive AML oversight for payments, digital assets, and emerging technologies (including blockchain, stablecoins, deposit tokens, and multi-jurisdiction payment flows), ensuring risks are effectively identified, assessed, and mitigated
Lead the development and implementation of robust AML controls for high-volume, complex, cross-border, multi-currency and 24/7 transaction environments, including strong enhanced due diligence (EDD) and monitoring frameworks for higher-risk products, clients, and activities
Proactively identify, assess, and mitigate AML risks associated with new Services product offerings, interoperability initiatives, and the integration of emerging technologies into existing payment and liquidity management platforms, ensuring compliance with evolving regulatory landscapes

Fulltime

Private Bank Client Onboarding Senior Analyst

Citi's Wealth brings together the full power of Citi to serve the entire continu...

Location

Hong Kong SAR , Kowloon

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5-8 years of KYC experience in new client onboarding, periodic review or AML compliance, preferably in private banking
Good interpersonal communication skills. Able to communicate with internal and external business partners.
Consistently demonstrates clear and concise written and verbal communication skills
Advanced execution skills in a multi-tasking mode. Ability to achieve business objectives without compromising on controls and risk parameters established. Ability to interact confidently with senior management and/or regulators. Ability to coach and develop people, identifying and retaining talent. Able to partner with businesses and other support functions at senior levels in setting strategy and priorities.
Able to strive under pressure and covert opportunity from risk. Should be open to working staggered hour/shift/over weekend and on public holidays. To ensure excellent rapport with internal stakeholders including peers and seniors and duly provide inputs to the team and ensure timely resolution of all issues, wherever there are business risks and the issues need to get addressed such cases should be raised to the senior's forum for appropriate action and advice.
Proficient knowledge of English (written and spoken).
Bachelor's/University degree or equivalent experience

Job Responsibility

Responsible to perform independent Client Onboarding KYC due diligence functions of new and existing clients across a variety of teams including private bankers, operations and compliance.
To review clients' profiles and work with banker team to fulfill onboarding requirement, full compliance of Bank's AML/KYC standards, local laws and regulations.
Perform Client Name Screening disposition, Sanctions review and Enhanced Due Diligence.
Identify and highlight suspicious money laundering activities, deficiencies and other non-compliance issues to management. Provide guidance in exception handling and approval.
Manage ongoing gap analysis on policies and standards against existing processes, identify improvement initiatives for streamlining the KYC and Onboarding process and keep the guidelines/procedures up to date.
To deliver training to junior team members. Be Subject Matter Expert to senior stakeholders.
Focuses on timely and accurate delivery of all responsible functions, as well as delivering superior onboarding service and resolution of complex KYC related issues, guided by service level agreements and efficiency/accuracy standards.
Performs day to day management of volume processing, including daily management of in-process, pending, and service-related activities, ensuring requirements are clearly defined to support all scenarios of KYC account opening and maintenance requirements.
Establishes and maintains close working relationship with internal stakeholder and within team to facilitate an open and direct communication of issues, needs, queries and system setups, in such that these may be responded to in an efficient, prompt and professional manner.
Responsible for various types of project management, process and policy changes, new initiatives and managing cross-functional relationships with all teams. Analyzes complex and variable issues with significant departmental impact in the team.

What we offer

access to telehealth options, health advocates, confidential counseling and more
expanded Paid Parental Leave Policy
programs to help employees manage their financial well-being and help plan for the future
access to an array of learning and development resources
generous paid time off packages
resources and tools to volunteer in the communities

Fulltime

Compliance Testing and Monitoring Officer

Summary: This role positions you as a critical line of defense in a major bankin...

Location

United States Of America , NEW YORK

Salary:

145000.00 - 160000.00 USD / Year

Crédit Agricole

Expiration Date

Until further notice

Requirements

At least 7 years' experience in the financial services industry with a focus on compliance
5 years of Audit or Compliance Testing experience required, with a focus on capital market
Good knowledge of risks and controls, including analyzing risks, identifying and documenting controls, and assessing control design and operating effectiveness
Strong knowledge of areas such as capital markets, debt capital markets, investment banking, and corporate banking coverage as well as broker-dealer / swap dealer regulatory framework such as SEC, FINRA, NFA, CFTC
General knowledge of one or more of other banking products/services and regulations preferred: Banking regulations, Business Conducts (Anti-Bribery & Corruption, Whistleblowing, Conflicts of Interest, Conduct Risks, Fraud risks etc.), Financial Crime (AML, Sanctions/OFAC), Other regulations (privacy, tax compliance, cybersecurity etc.)
Ability to manage multiple projects using technology and analytic techniques (advanced in excel) to work effectively and efficiently in a fast-paced environment
Strong attention to details and analytical skills
Ability to work with minimum supervisions and prioritize multiple tasks to focus on meeting the expected timelines
Good communication skills to be able to present clearly and concisely to all levels of stakeholders
Ability to engage with stakeholders and build rapport and partnership with stakeholders

Job Responsibility

Strategic Testing Leadership: Orchestrate high-impact compliance reviews across diverse banking operations, serving as the architect of the Annual Compliance Testing Plan. You'll design and execute sophisticated testing strategies that safeguard organizational integrity while enabling business growth
Craft Compelling Compliance Narratives: Transform complex regulatory findings into crystal-clear documentation that tells the story. Your work papers won't just meet third-party standards—they'll set the benchmark for clarity, thoroughness, and professional excellence that auditors and regulators applaud
Detective Work That Drives Change: Uncover hidden risks and decode the 'why' behind compliance gaps. You're not just identifying issues—you're the investigative force that traces problems to their source and architects innovative solutions that strengthen the entire organization
Command the Boardroom: Present your findings to the people who matter most: Department Heads, the Chief Compliance Officer, and the Executive Committee. Your insights shape strategy, influence policy, and drive decision-making at the highest organizational levels
Author Reports That Move Mountains: Draft executive-level reports that don't just inform—they inspire action. Your communications bridge the gap between technical compliance and business strategy, making complex regulatory matters accessible and actionable for senior leadership
Own the Accountability Engine: Be the driving force ensuring nothing falls through the cracks. Track issues from discovery to resolution, holding action owners accountable and maintaining the momentum that turns findings into fixed processes
Validate Victory: Close the loop with authority. Verify remediation effectiveness, document successful closures, and provide the validation memos that give leadership confidence in the organization's compliance posture
Monitor What Matters: Execute strategic monitoring activities that keep the organization ahead of regulatory curves. Your proactive surveillance identifies emerging risks before they become problems, positioning the bank as a compliance leader rather than a follower
Empowered: Every testing review you conduct, every report you author, and every issue you resolve strengthens the organization's reputation, protects its assets, and advances your career as a trusted compliance authority
Be the Intelligence Hub: Serve as the vital communication nexus between frontline execution and executive leadership. Your proactive status updates don't just report progress—they provide strategic visibility that enables leadership to make informed decisions, allocate resources effectively, and maintain organizational agility in a dynamic regulatory environment

Fulltime

Digital Assets Risk Specialist, Approvals & Portfolio Oversight, Senior Vice President

This role sits within newly created Digital Assets Risk Management team, part of...

Location

Ireland , Dublin

Salary:

109920.00 - 164880.00 EUR / Year

Citi

Expiration Date

Until further notice

Requirements

Extensive experience with at least 2-3 years with direct experience in a blockchain native, large, complex financial institution or consultancy in Digital Assets role
Deep subject matter expertise in identifying and assessing risks unique to the digital asset class, including smart contract vulnerabilities, consensus mechanism exploits, specific DeFi protocol risks, and the nuances of various asset types like stablecoins, and tokenized securities
Sophisticated understanding of the end-to-end digital asset lifecycle, from issuance through to secure custody, on-chain transaction finality, with the ability to embed risk controls at each stage
Ability to build a risk and control framework tailored to digital assets, incorporating on-chain data monitoring for risk indicators, establishing governance for protocol interactions, and setting limits for specific crypto-asset exposures and concentrations
Ability to act as a key advisor on new digital asset initiatives from risk management perspective
Experience operating effectively in high-pressure, fast-paced environments, demonstrating resilience and sound judgment under ambiguity, particularly within an evolving regulatory and competitive landscape
Bachelor's degree required
Master's degree preferred

Job Responsibility

Strategic Risk Review & Analysis
Act as a key contributor to the 2nd Line of Defense (2LOD) approval authority for Digital Asset use cases firm-wide, supporting the assessment of the aggregate risk posture within their domain of expertise
Contributes to the implementation of the strategic vision for Digital Asset risk management within the portfolio, ensuring frameworks are effectively applied and aligned with Citi's risk appetite
Participate in efforts to challenge existing processes and contribute to the re-engineering of workflows to unlock efficiency and simplicity in Digital Asset risk management
Independent Analysis & Credible Challenge Support
Provide independent analysis and recommendations on Digital Asset initiatives, from strategy and design through execution and post-production monitoring, leveraging technical expertise in their chosen domain
Demonstrate deep subject matter expertise in critical Digital Asset risk areas, including market integrity, liquidity risk, operational resilience, smart contracts, distributed ledger technology, cryptography, custody solutions, interoperability, anti-money laundering (AML), combating the financing of terrorism (CFT), sanctions compliance, and consumer protection, to assess and mitigate novel risks, ensuring all Digital Asset use cases are robust and compliant with existing and emerging regulations, including new regulations related to stablecoins and crypto that have emerged in recent years
Assist in conducting thematic reviews to identify emerging risk trends and ensure the Control environment remains effective as Digital Asset technology evolves
Governance, Execution & Continuous Improvement
Support the execution and continuous refinement of the Digital Assets Risk Management Framework, assisting in adapting processes to meet evolving technological and regulatory demands

What we offer

A chance to develop in a highly innovative environment where you can use the newest technologies in a top-quality organizational culture
Professional development in a truly global environment
Inclusive and friendly corporate culture where gender diversity and equality is widely recognized
A supportive workplace for professionals returning to the office from childcare leave
An enjoyable and challenging learning path, which leads to a deep understanding of Citi’s products and services
We work hard to have a positive financial and social impact on the communities we serve
In turn, we put our employees first and provide the best-in-class benefits they need to be well, live well and save well
business casual workplace with a hybrid working model (up to 2 days working at home per week)
receive a competitive base salary (which is annually reviewed)

Fulltime

Pega Workflow Integration Lead Senior Vice President

We are looking for a highly experienced and dynamic Senior Vice President (SVP),...

Location

Canada , Mississauga

Salary:

145100.00 - 217700.00 USD / Year

Citi

Expiration Date

Until further notice

Requirements

10+ years of experience in enterprise software architecture, design, and development, with a significant portion in the financial services industry
8+ years proven experience at a senior level (VP, Director, or equivalent) leading large-scale technology initiatives
5+ years experience and expert-level, hands-on proficiency with the Pega Platform, including deep experience with Case Management, Decisioning, and system administration
Pega Lead System Architect (LSA) certification is highly preferred
Extensive hands-on experience with Fenergo CLM, including solution design, configuration, and integration for complex financial institutions
Demonstrable, practical experience using and integrating AI coding assistants (e.g., GitHub Copilot, Devin, Tabnine) into development workflows to drive efficiency and innovation
Mastery of Business Process Management (BPM), Robotic Process Automation (RPA), and Case Management principles
In-depth understanding of Client Lifecycle Management (CLM), KYC, AML, and other regulatory processes in banking
Strong background in object-oriented programming (Java preferred)
Expertise in integration technologies, including REST APIs, SOAP, and messaging queues (e.g., Kafka, JMS)

Job Responsibility

Architectural Leadership: Design and own the end-to-end architecture for enterprise-wide workflow solutions, focusing on scalability, performance, and reusability
Hands-On Development: Act as the lead technical authority, engaging in hands-on prototyping, proof-of-concepts, and complex development work within Pega and Fenergo CLM platforms
AI Integration: Pioneer the integration of AI development assistants (Devin, Copilot, etc.) into our software development lifecycle (SDLC) to enhance developer productivity, improve code quality, and foster innovation
Technical Strategy: Define and maintain architectural standards, best practices, and design patterns for workflow automation and CLM. Evaluate and recommend new technologies, frameworks, and tools
Stakeholder Collaboration: Partner closely with business leaders, product owners, and technology teams to translate complex business requirements into robust and efficient technical solutions
Team Mentorship: Lead and mentor a team of architects and developers, fostering a culture of technical excellence, continuous learning, and innovation
Governance and Compliance: Ensure all solutions adhere to the firm's stringent security, data privacy, and regulatory standards
Problem Solving: Tackle the most challenging technical issues, providing expert guidance on system design, performance tuning, and integration complexities

Fulltime

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Senior AML Compliance Expert

Job Description

Job Responsibility

Requirements

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