Senior ACH Payment Operations Analyst Job at Plaid

Senior Compliance & Payment Operations Analyst

Qualia is building payment solutions to simplify how money moves in real estate ...

Location

United States , Austin

Salary:

Not provided

Qualia

Expiration Date

Until further notice

Requirements

3-4 years in payment, compliance, or risk operations (fintech or banking preferred)
Direct experience with sponsor bank programs or embedded payments
Familiarity with all major payment rails (ACH, wire, instant payments)
Working knowledge of NACHA Operating Rules, ACH return processes, and return-rate risk management

Job Responsibility

Support our Compliance Management System (CMS) for embedded payments focused on governance, oversight, and operational execution
Monitor payments activity across rails for ACH returns, transaction anomalies, and potential fraud, escalating issues in accordance with established procedures
Handle any escalations related to customer onboarding, liaise with sponsor bank and address them within SLA
Own daily payment operations workflows, including exception handling, returns management, and issue tracking
Assist with internal and external audits by gathering evidence, validating controls, and ensuring adherence to documented policies and procedures
Ensure compliance with NACHA Operating Rules, Reg E, BSA/AML requirements, consumer protection obligations, and sponsor bank requirements
Resolve L2/L3 complaints in coordination with Customer Support
Oversee onboarding workflows and resolve any escalations
Track and report on key operational and risk metrics, including ACH return rates, exception volumes, resolution timelines, and error trends
Analyze operational data to identify failure points or control gaps

What we offer

Comprehensive health plans
401k program
Commuter benefits
Professional development
Parental leave
Flexible time off policy

Fulltime

Senior Business Analyst - Services Payments Operations Transformation

Senior Business Analyst within Payments OPS Transformation & Operational Readine...

Location

Poland , Warsaw

Salary:

165020.00 - 280980.00 PLN / Year

Citi

Expiration Date

Until further notice

Requirements

Experience in any or all of Cross border payment processing and repairs
SWIFT standards
ISO 20022 XML messages
ACH payment processing
clearing and settlement schema
Nostro reconciliation and payment processing involving automated FX, AML, Sanctions screening
payment regulations including PSD2, EU FTR & Travel Rule is preferable
Experience using Jira and working knowledge of Scrum / Kanban methodologies is preferable
Attention to Detail: High attention to detail and accuracy in all tasks, especially in documentation and data handling
Analytical & Problem-Solving: Problem-solving and analytical capabilities

Job Responsibility

Operations Process Analysis: Collaborate with Services Operations teams to identify and integrate relevant data sources into analysis platforms to gain comprehensive insights into operational performance
Operational Cost Reduction: Identify opportunities to reduce operational costs through process optimization, technology adoption, and resource management
Operational Requirements Definition: Provide input on operational requirements to development teams to ensure new features are designed with operational efficiency and supportability in mind
Quantification and Reporting: Develop and maintain metrics to quantify operational savings and report on progress to stakeholders
Test Case Validation: Review existing test cases developed by QA/development teams to ensure comprehensive coverage of operational scenarios
PVT Scenario Definition: In cooperation with affected operational areas, define comprehensive Performance Validation Testing scenarios to simulate real-world operational loads and conditions
Execution Oversight: Provide oversight and guidance during the execution of PVT performed by respective OPS teams, ensuring adherence to defined scenarios and proper data collection
Launch Readiness: Develop and implement operational launch plans for new functionalities, including training materials, support documentation, monitoring dashboards, and incident response procedures
Post-Launch Support: Provide ongoing operational support and performance monitoring post-commercialization, gathering feedback and driving continuous improvement

What we offer

Private Medical Care Program
Life Insurance Program
Pension Plan contribution (PPE Program)
Employee Assistance Program
Paid Parental Leave Program (maternity and paternity leave)
Sport Card
Holidays Allowance
Sport and team recreation activities
Special offers and discounts for employees
Access to an array of learning and development resources

Fulltime

Senior Analyst, Treasury Cash Management

Reporting to the Senior Treasury Manager, the Senior Analyst, Treasury Cash Mana...

Location

United States , Denver

Salary:

110000.00 - 130000.00 USD / Year

Crusoe

Expiration Date

Until further notice

Requirements

Minimum of 3 years’ experience in corporate treasury
Bachelor’s or Master’s degree in Finance or a related field
Experience building and managing global banking relationships, negotiating fees and legal agreements, and implementing new banking solutions
Experience with Treasury Management System (TMS) implementation and / or management
Deep understanding of cash management principles, payment systems, working capital efficiency levers, and financial risk management
Proven ability to distill complex topics into manageable decisions for both internal and external stakeholders
Track record of successfully managing cross-functional projects, building stakeholder consensus, and balancing perspectives to achieve high-value organizational results
Experience developing and implementing risk controls and policy frameworks
Working knowledge of foreign exchange risk management and hedging mechanics
Detail-oriented, with a focus on accuracy and precision in operational and reporting contexts

Job Responsibility

Treasury Technology and Automation: Support the implementation and optimization of a new Treasury Management System (TMS) to automate and enhance daily treasury activities and reporting
Core Treasury Operations: Support all aspects of daily treasury operations, including wire transfers, ACH payments, and electronic payment processes across multiple currencies, ensuring accuracy and security. You will also provide support for foreign exchange trading and investment decisions
Banking Infrastructure: Support the expansion of Crusoe’s global banking footprint by cultivating relationships with banking partners and financial institutions. You will manage the opening, closing, and documentation of bank accounts including updating authorized signatories and KYC requirements
Risk and Controls: Analyze, implement, and help maintain a robust risk management framework to ensure appropriate internal controls are in place to safeguard Company assets
Capital Efficiency: Optimize capital efficiency by managing liquidity, allocating cash toward short-term investments, supporting forecasting of short-term and long-term cash flow, and developing strategies to minimize trapped cash across the company’s legal entity structure
Cross-Functional Projects: Support complex, cross-functional projects to solve critical strategic and operational challenges
Financial Analysis: Partner with internal stakeholders to source and synthesize data, supporting accurate forecasting of liquidity for prioritization of strategic initiatives. Create reporting packages and ad-hoc analyses for the executive team
M&A Support: Conduct due diligence and analyze working capital, banking infrastructure, and cash controls for acquisition targets (as needed)
Cross-Functional Leadership: Serve as a point of contact internally and externally for Treasury operations and liquidity matters

What we offer

Industry competitive pay
Restricted Stock Units in a fast growing, well-funded technology company
Health insurance package options that include HDHP and PPO, vision, and dental for you and your dependents
Employer contributions to HSA accounts
Paid Parental Leave
Paid life insurance, short-term and long-term disability
Teladoc
401(k) with a 100% match up to 4% of salary
Generous paid time off and holiday schedule
Cell phone reimbursement

Fulltime

Senior Analyst, Treasury Cash Management

Reporting to the Senior Treasury Manager, the Senior Analyst, Treasury Cash Mana...

Location

United States , Denver

Salary:

110000.00 - 130000.00 USD / Year

Crusoe

Expiration Date

Until further notice

Requirements

Minimum of 3 years’ experience in corporate treasury
Bachelor’s or Master’s degree in Finance or a related field
Experience building and managing global banking relationships, negotiating fees and legal agreements, and implementing new banking solutions
Experience with Treasury Management System (TMS) implementation and / or management
Deep understanding of cash management principles, payment systems, working capital efficiency levers, and financial risk management
Proven ability to distill complex topics into manageable decisions for both internal and external stakeholders
Track record of successfully managing cross-functional projects, building stakeholder consensus, and balancing perspectives to achieve high-value organizational results
Experience developing and implementing risk controls and policy frameworks
Working knowledge of foreign exchange risk management and hedging mechanics
Detail-oriented, with a focus on accuracy and precision in operational and reporting contexts

Job Responsibility

Support the implementation and optimization of a new Treasury Management System (TMS) to automate and enhance daily treasury activities and reporting
Support all aspects of daily treasury operations, including wire transfers, ACH payments, and electronic payment processes across multiple currencies, ensuring accuracy and security
Provide support for foreign exchange trading and investment decisions
Support the expansion of Crusoe’s global banking footprint by cultivating relationships with banking partners and financial institutions
Manage the opening, closing, and documentation of bank accounts including updating authorized signatories and KYC requirements
Analyze, implement, and help maintain a robust risk management framework to ensure appropriate internal controls are in place to safeguard Company assets
Optimize capital efficiency by managing liquidity, allocating cash toward short-term investments, supporting forecasting of short-term and long-term cash flow, and developing strategies to minimize trapped cash across the company’s legal entity structure
Support complex, cross-functional projects to solve critical strategic and operational challenges
Partner with internal stakeholders to source and synthesize data, supporting accurate forecasting of liquidity for prioritization of strategic initiatives
Create reporting packages and ad-hoc analyses for the executive team

What we offer

Restricted Stock Units in a fast growing, well-funded technology company
Health insurance package options that include HDHP and PPO, vision, and dental for you and your dependents
Employer contributions to HSA accounts
Paid Parental Leave
Paid life insurance, short-term and long-term disability
Teladoc
401(k) with a 100% match up to 4% of salary
Generous paid time off and holiday schedule
Cell phone reimbursement
Tuition reimbursement

Fulltime

Senior Treasury Analyst

Purpose: Bank Treasury Analyst will assist with tasks and projects related to it...

Location

United States , Myrtle Beach

Salary:

Not provided

Capital Vacations

Expiration Date

Until further notice

Requirements

Bachelor’s degree in finance, Accounting, or related field
5 to 7 years of banking in a CSR/banch management role or 3+ years of work experience in treasury/cash management
Experience in a corporate or bank operations environment is preferred
Excellent communication (written and verbal), analytical and interpersonal skills
Strong computer skills, including Excel skills and proficiency in Microsoft Word and PowerPoint
Ability to handle multiple tasks under tight deadlines with excellent organizational skills
Proactive and motivated to improve the effectiveness and efficiency of Treasury operations
Think strategically while paying close attention to detail
Working knowledge and understanding of bank products and services
Ability to follow directions and work with little supervision

Job Responsibility

General knowledge and ability to update forecasting models in Excel
Handle all KYC bank compliance requirements
Perform Program Administration in various banking software to ensure adequate access for required users
Maintain a comprehensive spreadsheet of all bank user access
Maintain a banking schematic including signers on accounts and products on accounts
Update and analyze the weekly forecast and identify, investigate, and communicate the root cause for any significant variances
Prepare and update bank fees schedules and identify key fee savings across the banking landscape
Open and close corporate bank accounts
Coordinate the set-up of bank products and services used by Treasury or other departments
Monitor the daily cash position for adequate cash flow in the near term

What we offer

Medical Insurance
Dental Insurance
Vision Insurance
Discounted Resort Stays
Paid Time Off
Life Insurance
Long-Term Disability
Professional Development
Competitive Compensation
Rapid Growth

Senior Treasury Analyst

Lambda is building a world-class Treasury function to support our rapid growth, ...

Location

United States , San Francisco; San Jose

Salary:

131000.00 - 197000.00 USD / Year

Lambda

Expiration Date

Until further notice

Requirements

4+ years of hands-on experience in treasury, payments, cash management, or bank operations
Direct experience executing payments (international wires, ACH, SWIFT) and settling FX transactions
Experience with treasury and banking platforms such as Kyriba, Trovata, FXall, and major bank portals
Strong attention to detail with a well-developed control and risk mindset
Documentation-first operator who builds scalable, repeatable processes
Experience supporting SOX-compliant treasury controls
Advanced skills in Excel and PowerPoint
strong proficiency with Google Workspace
experience with Power BI or similar reporting tools preferred
Strong cross-functional collaboration skills with the ability to partner effectively with Accounting, FP&A, Tax, Legal, leadership, and external financial partners

Job Responsibility

Own and oversee daily cash positioning across bank accounts to ensure adequate liquidity for operational and strategic needs
Optimize global cash concentration, pooling, and liquidity structures
Execute timely fund movements, including wires, ACH, intercompany funding and FX transactions
Support and manage global banking relationships and optimize banking structures
Invest corporate cash while balancing liquidity, yield, and risk
Own bank account management, including account structure design, KYC documentation, signatory and user access maintenance, and banking portal administration
Develop, maintain, and enhance short-term and long-term cash flow forecasting models, and identify key drivers impacting liquidity
Build analytical frameworks and KPIs around working capital, collections, payments, funding processes, interest income and expense, and bank fees
Enhance, automate, and standardize treasury processes and systems, including TMS implementation and optimization
Manage daily operations of the company’s corporate insurance program

What we offer

Generous cash & equity compensation
Health, dental, and vision coverage for you and your dependents
Wellness and commuter stipends for select roles
401k Plan with 2% company match (USA employees)
Flexible paid time off plan

Fulltime

Senior Fiduciary Analyst & Portfolio Manager

This is a rare senior role overseeing a 500+ FBO trust account portfolio support...

Location

United States , Concord

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

7–10+ years of progressive experience in benefits finance, fiduciary trust management, or high-volume financial risk analysis
Reconciliations is a MUST
Documented history of managing a portfolio of at least 200+ entities/accounts, ideally in the healthcare or self-funded benefits space
Experience with (NetSuite preferred, Oracle, or Workday) etc.
Advanced Excel skills (pivot tables, VLOOKUPs, modeling) and proficiency in data analytics tools such as SQL, Python, or Tableau
Familiarity with banking operations (ACH, lockbox, wires)

Job Responsibility

Manage portfolio-wide utilization, reserve, and solvency risk across 500+ client accounts
Perform monthly and quarterly reserve adequacy evaluations (30–90 day claims lag)
Identify surplus release and deficit strengthening recommendations
Prepare and reconcile client accounts by ID within NetSuite
Reconcile reserve balances, claims disbursements, and bank activity
Support Return of Reserve (ROR) calculations and documentation
Serve as fiduciary subject matter expert for internal and client committees
Execute FBO account replenishments and ACH payment processes
Track and process broker compensation and statements
Support financial, internal, and regulatory audits

What we offer

medical, vision, dental, and life and disability insurance
eligible to enroll in our company 401(k) plan

Traffic Management CAD Technician

FM Conway is currently recruiting a Traffic Management CAD Technician to join ou...

Location

United Kingdom , Ipswich

Salary:

Not provided

360 Resourcing Solutions

Expiration Date

July 04, 2026

Requirements

Strong knowledge of Traffic Management operations
experience using CAD, BricsCAD and Cone 11 software
ability to read and translate blueprints and technical drawings
ability to work well under pressure, prioritise tasks effectively and have excellent attention to detail
M7 Lantra qualification is highly desirable, but not essential

Job Responsibility

Working within a team of Traffic Management development designers and Project Engineers to ensure that drawings are to a high and legal standard
Producing clear drawings, signage placement layouts and diversion route strategies
Developing safe and efficient traffic management plans for work sites and road network
Carrying out on site assessments as required
Designing sites in accordance with Chapter 8 TSM
Engaging with Project Teams & Engineers to respond effectively to working methods that require traffic Management designs that conform to a legal standard

What we offer

Career and professional development
23 days holiday plus bank holidays
Life assurance
Opportunities for internal and external training
Access to a wide range of shopping discounts through Rewarding Great People platform
Health and well-being benefits including 24-hour advice lines
Support from in-house mental health first aiders

Fulltime

Select Country

Senior ACH Payment Operations Analyst

Job Description

Job Responsibility

Requirements

What we offer

Looking for more opportunities?