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A financial services organization is seeking a Senior Accountant to oversee loan program accounting and support new Banking-as-a-Service initiatives. This role focuses on accounting for bank-originated loans, complex fund flows, program reporting, and interpreting financial agreements. Candidates with strong GAAP knowledge and lending or financial services experience will excel.
Job Responsibility:
Handle accounting for loan programs, including settlements, funding activity, and collateral account reconciliations
Record program fees, monthly minimums, interest calculations, and other contract-driven items
Support month-end close, prepare journal entries, and maintain accurate loan-related reconciliations
Assist with program oversight reporting, audit support, and compliance documentation
Review CECL outputs, insurance reserve activity, and financial statement disclosures
Collaborate with internal teams and external banking partners to resolve accounting and operational issues
Requirements:
Bachelor's degree in Accounting
5+ years of accounting experience, including several years in banking, lending, or financial services
Strong understanding of GAAP, loan accounting, and contract interpretation
Advanced Excel skills and familiarity with modern accounting systems
Strong attention to detail, analytical thinking, and ability to manage multiple priorities
Nice to have:
CPA, CMA, or master's degree
Experience with BaaS partnerships, loan sale agreements, or SOFR-based interest calculations
Familiarity with covenant, warehouse, or securitization reporting